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Compare flood insurance agents in Madison. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Madison, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 20 flood insurance agents in Madison, AL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
River Tree Insurance
9668 Madison Blvd #202, Madison, AL 35758
(256) 824-0117
rivertreeinsurance.com
Diana Lockmiller - State Farm Insurance Agent
1662 Slaughter Rd, Madison, AL 35758
(256) 325-7283
dianaismyagent.com
David Perkins - State Farm Insurance Agent
12906 Oliver Ln, Madison, AL 35756
(256) 325-3080
davidperkinsinsurance.com
River Valley Insurance Group
9290 Madison Blvd Suite B, Madison, AL 35758
(256) 870-7844
rivervalleyinsurancegroup.com
Becky L. Gordon: Allstate Insurance
7771 Hwy 72 W Ste A, Madison, AL 35758
(256) 430-0477
agents.allstate.com
Legacy Insurance
814A Palmer Rd, Madison, AL 35758
(256) 325-3730
legacyinsurance.org
River Tree Insurance Services Inc
9668 Madison Blvd #202, Madison, AL 35758
(256) 715-0477
rivertreeinsurance.com
Grier Insurance
9668 Madison Blvd Suite 229, Madison, AL 35758
(256) 766-2222
grierinsurance.com
Carlos Tyler: Allstate Insurance
3810 Sullivan St Ste A, Madison, AL 35758
(256) 461-1914
agents.allstate.com
Peck-Glasgow Agency, Inc.
100 Essex Ct Ste A, Madison, AL 35758
(256) 772-9704
peck-glasgow.com
Dowdy Insurance
7352 Wall Triana Hwy, Madison, AL 35757
(256) 425-3566
dowdyinsurance.com
Wiley Insurance Agency, Inc
1644 Slaughter Rd, Madison, AL 35758
(256) 721-9949
wileyinsuranceinc.com
Alfa Insurance - Colvert and Klein Agencies
1593 Hughes Rd suite f, Madison, AL 35758
(256) 361-0244
alfainsurance.com
TWFG Elva Castanos Insurance Madison
116 St Louis St, Madison, AL 35758
(256) 534-5516
agentpages.twfg.com
Alfa Insurance - The Jennifer Dahlke Agency
12100 County Line Rd Suite A1, Madison, AL 35756
(256) 258-5051
alfainsurance.com
Ted Miller Insurance
1871 Slaughter Rd Suite B, Madison, AL 35758
(256) 325-9294
Nationwide Insurance: Oglesby & Associates Insurance And Financial Servi
107 Arlington Dr Ste N, Madison, AL 35758
(256) 464-7020
agency.nationwide.com
Megan Lacey - Alfa Insurance
95 Hughes Rd, Madison, AL 35758
(256) 763-3800
alfainsurance.com
Anchor Safe Insurance
7180 Wall Triana Hwy, Madison, AL 35757
(256) 202-5952
Dane Doerflinger Agency, LLC
Old Railroad Bed Rd, Madison, AL 35756
(256) 988-2233
danedoerflingeragency.com
Flood insurance agents in Madison Alabama help property owners understand their risk and secure coverage through the National Flood Insurance Program or private insurers. Alabama law does not require flood insurance for all properties, but mortgage lenders often mandate it for homes in high-risk flood zones. Madison residents near the Tennessee River or Indian Creek should consider agent guidance to comply with local floodplain management rules.
What Does a Flood Insurance Agent in Madison Cost?
Typical flood insurance costs in Alabama range from 400 to 2,500 dollars per year for an NFIP policy. Rates depend on flood zone, elevation, and building characteristics. Private flood policies may offer different pricing. Costs vary by situation and are subject to change. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance if I live outside a flood zone in Madison?
No, Alabama law does not require flood insurance outside designated high-risk zones. However, agents can explain that 25 percent of flood claims come from low-to-moderate risk areas. A flood insurance agent can help you decide if optional coverage is wise for your Madison property.
What is the waiting period for a new flood insurance policy in Alabama?
Standard NFIP policies have a 30-day waiting period before coverage begins. This applies to all new policies in Alabama including Madison. An agent can advise on exceptions for loan closings or map changes.
How does Alabama flood insurance law affect my premium in Madison?
Alabama participates in the NFIP Community Rating System. Madison may offer discounts of 5 to 15 percent for residents who adopt higher floodplain management standards. A local agent can check your communitys CRS class and estimate savings.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Alabama.