ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeFlood Insurance AgentsAlabama › Decatur

Find Flood Insurance Agents Near You in Decatur, AL

Browse flood insurance agents serving Decatur, Alabama. Updated 2026-07-14.

The top-rated flood insurance agent in Decatur, Alabama is Trevor Butcher - State Farm Insurance Agent, rated 4.9 stars across 291 reviews. Other highly rated options include Highstreet Kilgro Insurance Agency, Providence Insurance, Akin & Associates Insurance Group - Priceville. This directory lists 20 flood insurance agents serving Decatur.

Showing 20 flood insurance agents in Decatur, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Trevor Butcher - State Farm Insurance Agent719 Bank St Ste C(256) 353-6522
2Highstreet Kilgro Insurance Agency439 Johnston St SE(256) 350-8241
3Providence Insurance107 Grant St SE(256) 277-1481
4Akin & Associates Insurance Group - Priceville468 Hwy 67 S(256) 355-8500
5Alabama Insurance Services2132 6th Ave SE Suite 105(256) 355-0413
6Ken Williams Insurance - Equity Insurance Group901 Wimberly Dr SW B(256) 552-5522
7Stovall-Marks Insurance2601 Danville Rd SW(256) 355-7951
8SHIELD INSURANCE (formerly) Insurance Services Gil & Vicki Terry1414 7th Ave SE(256) 552-7577
9Webb-Awtrey Agency - American National Insurance1904 Flint Rd SE(256) 355-8215
10Knight Insurance Agency815 Bradley St SW(256) 350-8139
TB
719 Bank St Ste C
Trevor Butcher - State Farm Insurance Agent
Flood Insurance Agent · Decatur, AL

Trevor Butcher - State Farm Insurance Agent serves Decatur, AL, and surrounding areas in Morgan County, specializing in flood insurance and agency services. The agency helps property owners obtain coverage policies to protect against water damage from rising rivers and heavy storms. It also provides flood zone determination assistance for homes and businesses. As a neighborhood service center, it handles policy renewals, risk assessments, and claim filing guidance specific to flood events in this region.

HK
439 Johnston St SE
Highstreet Kilgro Insurance Agency
Flood Insurance Agent · Decatur, AL

Highstreet Kilgro Insurance Agency offers flood insurance services to properties in the Decatur, AL area. The agency works with clients to assess their flood risk and secure appropriate coverage that meets their needs. Service options include initial policy consultation, risk evaluation, and guidance through the application and renewal processes. Maintenance plans typically involve periodic policy reviews and updates to reflect changes in property value or flood zone designations. The agency services a variety of property types, such as single-family homes, apartments, retail spaces, and restaurants.

PI
107 Grant St SE
Providence Insurance
Flood Insurance Agent · Decatur, AL

Providence Insurance serves homeowners, businesses, and property managers in Decatur, Alabama, by helping them secure flood insurance coverage. The agency guides clients through policy options that protect against flood damage, a vital need in the Tennessee River region. Its team assists with applications and claims support for those who require this specialized protection. Providence Insurance also covers properties in the nearby Huntsville metro area, ensuring residents in communities such as Madison have access to its flood insurance services.

AA
468 Hwy 67 S
Akin & Associates Insurance Group - Priceville
Flood Insurance Agent · Decatur, AL

Akin & Associates Insurance Group - Priceville in Decatur, AL provides flood insurance agents who first explain the difference between a one-time policy purchase and a recurring annual renewal option, then outline the specific coverage parameters for the property. These professionals assess local flood zones to determine appropriate limits for buildings and contents. Service for guidance and policy adjustments runs on an as-needed basis, with scheduled reviews only at the annual renewal period.

AI
2132 6th Ave SE Suite 105
Alabama Insurance Services
Flood Insurance Agent · Decatur, AL

Alabama Insurance Services serves the Decatur area and surrounding communities in northern Alabama, providing flood insurance for residential and commercial properties. The agency helps clients navigate federal and private flood policies to protect against water damage from heavy rain and river overflow. It assesses property locations and flood zone classifications to recommend suitable coverage. To handle a typical job, the agent reviews the property’s risk level, explains policy options, and completes the application process for the client.

KW
901 Wimberly Dr SW B
Ken Williams Insurance - Equity Insurance Group
Flood Insurance Agent · Decatur, AL

Flood risk in the Tennessee Valley often spikes during the spring rainy season and after sudden summer storms. Ken Williams Insurance - Equity Insurance Group serves homeowners and businesses in Decatur, Alabama, as a dedicated flood insurance agent. The company guides clients through available options from the National Flood Insurance Program and private markets. It helps assess a property’s exposure and coverage needs based on flood zone maps. An agent then schedules a straightforward property inspection to evaluate specific vulnerabilities before finalizing any policy details.

SM
2601 Danville Rd SW
Stovall-Marks Insurance
Flood Insurance Agent · Decatur, AL

Stovall-Marks Insurance specializes in securing National Flood Insurance Program policies for residential and commercial properties in Decatur, Alabama. The agency guides clients through flood zone determinations and coverage options tailored to local needs. Navigating the city’s proximity to the Tennessee River often creates elevated flood risk during heavy spring rains. Stovall-Marks Insurance helps property owners obtain necessary coverage before seasonal storms cause rising water levels and potential damage.

SI
1414 7th Ave SE
SHIELD INSURANCE (formerly) Insurance Services Gil & Vicki Terry
Flood Insurance Agent · Decatur, AL

Shield Insurance, formerly serving as Insurance Services Gil & Vicki Terry, specializes in residential flood insurance for properties in Decatur, Alabama. The agency also provides commercial flood coverage to area businesses. Clients throughout Decatur and the surrounding region can discuss policy options to protect their structures from local flood risks. The team assists with initial plan setup and remains available for follow-up service between regular reviews to adjust as needs change.

WA
1904 Flint Rd SE
Webb-Awtrey Agency - American National Insurance
Flood Insurance Agent · Decatur, AL

Webb-Awtrey Agency - American National Insurance assists clients in Decatur with general insurance needs, providing coverage for residential and commercial properties. The agency specializes in flood insurance policies designed to protect against water damage from storms and rising waters. These tailored solutions help property owners safeguard their buildings and personal belongings from flood-related losses. The agency serves a variety of commercial sectors, including local offices, warehouses, and food service businesses.

KI
815 Bradley St SW
Knight Insurance Agency
Flood Insurance Agent · Decatur, AL
SA
101 14th St SW
Stough & Associates Insurance Agency
Flood Insurance Agent · Decatur, AL
(256) 340-1905
BC
1324 Stratford Rd SE
Bishop, Cannon & Stacy Insurance
Flood Insurance Agent · Decatur, AL
(256) 355-7779
bcsinsuranceco.com
KI
401 Grant St SE
King Insurance Agency
Flood Insurance Agent · Decatur, AL
(256) 353-1460
AD
1605 Beltline Rd SW
AAA Decatur Insurance and Member Services
Flood Insurance Agent · Decatur, AL
(256) 353-4924
ace.aaa.com/locations/Decatur-35601-301
PG
2708 6th Ave SE Building 2 Suite A
Peck-Glasgow Insurance
Flood Insurance Agent · Decatur, AL
(256) 350-7296
peck-glasgow.com/decatur
1C
145 14th St SW
1st Choice Group, LLC
Flood Insurance Agent · Decatur, AL
AA
820 Bradley St SW
Akin & Associates Insurance Group, Decatur
Flood Insurance Agent · Decatur, AL
(256) 260-2278
akinandassociates.com
AI
2708 Hwy 31 S Ste C
American Insurance Agency
Flood Insurance Agent · Decatur, AL
(256) 353-8004
americaninsurance.net
WW
1000 Beltline Rd SW j
Will Wright Agency
Flood Insurance Agent · Decatur, AL
(256) 353-5537
willwrightagency.com
DH
The Greens, 2130 6th Ave SE #301
Doug Hembree Agency
Flood Insurance Agent · Decatur, AL
(256) 355-5678

What Does a a Flood Insurance Agent in Decatur Cost?

The cost of flood insurance in Alabama varies by property location, elevation, and coverage amount. For an NFIP policy, rates typically range from 700 to 2,000 per year for a standard home in a moderate-risk zone. High-risk flood zones in Decatur may see premiums above 3,000 annually. Private insurers may offer different pricing. This is general information and not insurance advice.

About flood insurance agents in Decatur

Flood insurance agents in Decatur, Alabama help property owners obtain coverage through the National Flood Insurance Program (NFIP) or private insurers. Alabama law does not require flood insurance for all properties, but mortgage lenders in high-risk flood zones often mandate it. Decatur sits near the Tennessee River, making flood risk awareness important for homeowners and businesses in Morgan County.

Frequently Asked Questions

Is flood insurance required by law in Decatur Alabama?

Alabama state law does not require flood insurance for all properties. However, if your home or business is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, your lender will require flood insurance. Check with a local agent to confirm your flood zone.

What does a flood insurance agent in Decatur do?

A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the application. They also guide you on coverage limits, deductibles, and the 30-day waiting period before most NFIP policies take effect.

How do I find a flood insurance agent near me in Decatur?

You can search for licensed insurance agents in Decatur through the Alabama Department of Insurance website or ask for referrals from local real estate professionals. Many agents in Decatur specialize in flood policies for homes and businesses near the Tennessee River.

Flood Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.