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Compare flood insurance agents in Mobile. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
Mobile, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 19 flood insurance agents in Mobile, AL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Portal Insurance
951 Government St suite b, Mobile, AL 36604
(251) 264-3232
portalinsurance.com
Rebekah Brown - State Farm Insurance Agent
119 S University Blvd, Mobile, AL 36608
(251) 344-5874
theinsurancegirl.com
The Horn Agency - Insurance
4680 Rangeline Rd STE A, Mobile, AL 36619
(251) 277-7321
thehornagency.com
Goosehead Insurance - The Wiggins Agency
6721 Grelot Rd Suite C, Mobile, AL 36695
(251) 999-6931
goosehead.com
Ace Underwriters
800 Downtowner Blvd, Mobile, AL 36609
(251) 344-7323
Southern Insurance Providers
3925 Michael Blvd # D, Mobile, AL 36609
(251) 470-0555
Advanced Insurance
3919 Government Blvd, Mobile, AL 36693
(251) 660-0076
advancedinsurancemobile.com
Goosehead Insurance - Melonie Jeffrey
2098 Schillinger Rd S Suite 1, Mobile, AL 36695
(251) 263-7924
goosehead.com
Surety Ins Inc
900 Western American Cir Suite 202, Mobile, AL 36609
(251) 305-4990
suretyins.com
Comparion Insurance Agency
1100 Dauphin St e, Mobile, AL 36604
(251) 645-5784
comparioninsurance.com
The Roux Company LLC
61 St Joseph St ste 500, Mobile, AL 36602
(251) 649-9335
rouxco.com
Schneider Insurance
4266 Cottage Hill Rd, Mobile, AL 36609
(251) 666-5472
schneiderinsurance.com
Alabama Insurance Agency - Hillcrest Rd, Mobile, AL
900 Hillcrest Rd suite a2, Mobile, AL 36695
(251) 639-5000
alinsagency.com
The Darling Agency, Inc
3812 Cottage Hill Rd, Mobile, AL 36609
(251) 661-3098
thedarlingagency.com
Millsaps Insurance Agency
519 Azalea Rd, Mobile, AL 36609
(251) 344-0427
millsapsinsurance.com
AlaCoast Insurance Agency
4430 Government Blvd B, Mobile, AL 36693
(251) 661-4410
alacoastinsurance.com
Liberty Mutual: Ginger Copeland
1100 Dauphin St e, Mobile, AL 36604
(251) 243-2360
libertymutual.com
Coastal Insurance Group
2 S Florida St, Mobile, AL 36606
(251) 344-9898
coastalinsgrp.com
Brightway Insurance, The Volnoff Agency
11 N Water St Floor 10 Office 1013, Mobile, AL 36602
(251) 219-4653
brightwayvolnoff.com
Flood insurance agents in Mobile, Alabama help property owners secure coverage through the National Flood Insurance Program (NFIP) and private insurers. Mobile is located in a high-risk flood zone along the Gulf Coast, making flood insurance a common requirement for mortgage lenders. Alabama law does not mandate flood insurance for all properties, but lenders often require it for homes in Special Flood Hazard Areas (SFHAs).
What Does a Flood Insurance Agent in Mobile Cost?
The cost of flood insurance in Mobile, Alabama varies by property risk, elevation, and coverage amount. Average annual premiums through the NFIP range from around $700 to over $2,000 for high-risk properties. Private market options may offer different rates. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance if I live outside a flood zone in Mobile?
Even if you are outside a high-risk flood zone, flooding can still occur. Many homeowners in Mobile purchase flood insurance to protect against storm surge and heavy rainfall events. Lenders may not require it, but it is often recommended.
What is the waiting period for flood insurance in Alabama?
NFIP policies typically have a 30-day waiting period before coverage begins. Exceptions exist for loans closing on a property or for map changes. Plan ahead to avoid gaps in coverage.
How does Alabama law affect flood insurance claims?
Alabama follows standard NFIP claim procedures, with a one-year statute of limitations for filing a lawsuit against the insurer. Policyholders must submit a proof of loss within 60 days of the loss unless extended by the insurer.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Alabama.