The top-rated flood insurance agent in Daytona Beach, Florida is Sarah Buckley - State Farm Insurance Agent, rated 4.9 stars across 351 reviews. Other highly rated options include Shawn E. Brown Insurance, Smart Choice Partners, Brown & Brown. This directory lists 11 flood insurance agents serving Daytona Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sarah Buckley - State Farm Insurance Agent | 1173 W International Speedway Blvd Suite 8 | (386) 281-3209 |
| 2 | Shawn E. Brown Insurance | Medicare Quotes, 140 S Beach St #300 | (386) 866-1090 |
| 3 | Smart Choice Partners | 1326 S Ridgewood Ave STE 1 | (386) 898-0600 |
| 4 | Brown & Brown | 300 N Beach St | (386) 252-9601 |
| 5 | Southeast Insurance Agency | 1616 Concierge Blvd 1ST FLOOR | (386) 258-9998 |
| 6 | Commercial Coverages Inc. | 1000 Pelican Bay Dr | (386) 756-8551 |
| 7 | Sherzer & Associates Insurance | 110 Integra Breeze Ln #1C | (386) 868-2121 |
| 8 | A Affordable Insurance | 540 W International Speedway Blvd | (386) 253-8511 |
| 9 | Dunn & Associates Insurance, Inc. | 324 W International Speedway Blvd | (386) 255-2477 |
| 10 | AllPoint Insurance | 128 Orange Ave | (386) 291-4977 |
Sarah Buckley - State Farm Insurance Agent serves the Daytona Beach, Florida, metro area and offers flood insurance coverage for homeowners and businesses. This local agency helps property owners understand flood risk and secure policies that protect against water damage. The company assists with filing claims and adjusting coverage as community flood maps change. Specific services include residential flood insurance policies and commercial flood risk assessments for businesses in Daytona Beach.
Smart Choice Partners provides flood insurance services in Daytona Beach, Florida, and its surrounding coastal communities, including Port Orange and Ormond Beach. The company handles all aspects of flood insurance policies, from initial risk assessments to filing damage claims after storms or high-water events. To manage coverage needs that vary from one property to the next, the agent analyzes each property’s flood zone location and past history of water damage to recommend the most suitable policy options available.
Brown & Brown in Daytona Beach serves homeowners, businesses, and property managers seeking flood insurance coverage for properties in flood-prone zones. The agency helps clients understand federal flood program requirements and private policy options to protect structures and contents from water damage. In a coastal region where storm surge and heavy rainfall pose constant risks, the team assists with risk assessments and policy selection. The company also covers clients in nearby Port Orange, offering similar flood protection services throughout the metropolitan area.
As hurricane season approaches in Daytona Beach, Southeast Insurance Agency provides flood insurance policies designed to protect coastal homes from storm surge and rising water. The company specializes in securing coverage for properties in high-risk flood zones, where standard homeowners insurance typically does not apply. Because FEMA flood maps change regularly, they help homeowners understand current requirements and adjust their policies accordingly. A typical first step involves a licensed agent reviewing the property’s elevation certificate and flood zone designation during an in-person consultation or virtual inspection.
Commercial Coverages Inc. specializes in flood insurance policies for properties in Daytona Beach, FL. The agency helps local homeowners and business owners secure coverage that protects against water damage from storms and rising tides. It assists clients in navigating flood zone requirements and understanding policy options from the National Flood Insurance Program. As the Atlantic hurricane season approaches each year, the company focuses on ensuring properties have proper coverage before storm surges and heavy rainfall pose a threat.
Sherzer & Associates Insurance provides flood insurance guidance to property owners in the Daytona Beach area, helping them navigate coverage options that protect against water damage. The agency specializes in tailoring these policies to work alongside standard homeowners or commercial property plans, ensuring gaps in protection are addressed. Their services are available to a variety of commercial sectors, including offices, warehouses, and food service operations that face unique flood exposure risks.
A Affordable Insurance offers both one-time flood risk assessments and recurring policy management, helping secure coverage that meets standard floodplain compliance requirements. As a flood insurance agent in Daytona Beach, Florida, the company assists property owners with navigating National Flood Insurance Program guidelines. Advice on flood zones, elevation certificates, and closing requirements is typical. Service runs on an as-needed basis, from initial consultation through annual renewal support and claims assistance after named storms.
Dunn & Associates Insurance, Inc. provides flood insurance for residential properties throughout Daytona Beach. Commercial coverage is also available to protect local businesses from flood-related losses. Their service area covers Daytona Beach and the surrounding region. Clients can schedule follow-up appointments after a policy is established. The company offers to handle repeat service needs between regular visits to ensure continuous protection.
AllPoint Insurance, based in Daytona Beach, FL, is known for helping homeowners and businesses secure flood coverage. The agency serves clients throughout the surrounding coastal and inland areas, where flood risk is a major concern. Policies are written to protect against rising water from storms and heavy rain events that frequently impact the region. Every quote is explained clearly, ensuring property owners understand coverage options. A specialty add-on for personal contents coverage can be included to protect furniture, electronics, and clothing within a flood policy.
What Does a a Flood Insurance Agent in Daytona Beach Cost?
Typical flood insurance costs in Daytona Beach range from 500 to 2,500 dollars per year for an NFIP policy depending on flood zone elevation and building characteristics. Premiums for high-risk coastal areas can exceed 4,000 dollars annually. Private market policies may offer lower rates for lower-risk properties. This is general information not insurance advice.
About flood insurance agents in Daytona Beach
Flood insurance agents in Daytona Beach help property owners navigate the National Flood Insurance Program and private market options. Florida law requires flood insurance disclosure for certain coastal properties and many lenders mandate coverage in high-risk zones. An agent can explain flood maps and policy limits specific to Volusia County.
Frequently Asked Questions
Do I need flood insurance in Daytona Beach Florida?
If your property is in a Special Flood Hazard Area as shown on FEMA maps and you have a federally backed mortgage you must have flood insurance. Even outside high-risk zones flooding is possible and many homeowners choose coverage for peace of mind.
What does a flood insurance agent do in Daytona Beach?
A flood insurance agent helps you select a policy from the National Flood Insurance Program or a private insurer. They review your property elevation flood zone and building type to determine coverage limits and cost. They also assist with claims and policy renewals.
How long does it take for flood insurance to start in Florida?
Standard NFIP policies have a 30-day waiting period after payment before coverage begins. Exceptions exist for loans closing on a property or if flood insurance is required due to a map revision. Private insurers may offer shorter waiting periods.
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