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Compare Flood Insurance Agents in Daytona Beach, FL

Directory of flood insurance agents in Daytona Beach, Florida. Verify credentials with the state department of insurance before hiring.

10 agents listed
Updated May 2026
Daytona Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 10 flood insurance agents in Daytona Beach, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sarah Buckley - State Farm Insurance Agent
1173 W International Speedway Blvd Suite 8, Daytona Beach, FL 32114
(386) 281-3209 backedbybuckley.com
Brown & Brown
300 N Beach St, Daytona Beach, FL 32114
(386) 252-9601 bbrown.com
Smart Choice Partners
1326 S Ridgewood Ave STE 1, Daytona Beach, FL 32114
(386) 898-0600 smartchoicepartnersfl.com
A Affordable Insurance
540 W International Speedway Blvd, Daytona Beach, FL 32114
(386) 253-8511 affordableofdaytona.com
Commercial Coverages Inc.
1000 Pelican Bay Dr, Daytona Beach, FL 32119
(386) 756-8551 commercialcoverages.com
Southeast Insurance Agency
1616 Concierge Blvd 1ST FLOOR, Daytona Beach, FL 32117
(386) 258-9998 southeastins.com
Sherzer & Associates Insurance
110 Integra Breeze Ln #1C, Daytona Beach, FL 32117
(386) 868-2121 sherzerinsurance.com
Dunn & Associates Insurance, Inc.
324 W International Speedway Blvd, Daytona Beach, FL 32114
(386) 255-2477 dunn-insurance.com
AllPoint Insurance
128 Orange Ave, Daytona Beach, FL 32114
(386) 291-4977 allpointins.com
N.T. Vincent Insurance
403 E International Speedway Blvd, Daytona Beach, FL 32118
(386) 258-1515 affordablefloridainsurance.com

Flood insurance agents in Daytona Beach help property owners navigate the National Flood Insurance Program and private market options. Florida law requires flood insurance disclosure for certain coastal properties and many lenders mandate coverage in high-risk zones. An agent can explain flood maps and policy limits specific to Volusia County.

What Does a Flood Insurance Agent in Daytona Beach Cost?

Typical flood insurance costs in Daytona Beach range from 500 to 2,500 dollars per year for an NFIP policy depending on flood zone elevation and building characteristics. Premiums for high-risk coastal areas can exceed 4,000 dollars annually. Private market policies may offer lower rates for lower-risk properties. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Daytona Beach Florida?
If your property is in a Special Flood Hazard Area as shown on FEMA maps and you have a federally backed mortgage you must have flood insurance. Even outside high-risk zones flooding is possible and many homeowners choose coverage for peace of mind.
What does a flood insurance agent do in Daytona Beach?
A flood insurance agent helps you select a policy from the National Flood Insurance Program or a private insurer. They review your property elevation flood zone and building type to determine coverage limits and cost. They also assist with claims and policy renewals.
How long does it take for flood insurance to start in Florida?
Standard NFIP policies have a 30-day waiting period after payment before coverage begins. Exceptions exist for loans closing on a property or if flood insurance is required due to a map revision. Private insurers may offer shorter waiting periods.