The top-rated flood insurance agent in Delray Beach, Florida is Imperial Insurance & Tax, rated 4.9 stars across 385 reviews. Other highly rated options include Insurance World of Delray, K2 Insurance, We Insure Del Ray Beach - Jay Lerner. This directory lists 17 flood insurance agents serving Delray Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Imperial Insurance & Tax | 13800 Jog Rd Ste 106 | (561) 864-0300 |
| 2 | Insurance World of Delray | 120 S Congress Ave | (561) 276-7283 |
| 3 | K2 Insurance | 1690 S Congress Ave suite 100 office #9 | (561) 749-9993 |
| 4 | We Insure Del Ray Beach - Jay Lerner | 15200 Jog Rd D1 | (561) 404-4584 |
| 5 | Kapital Insurance, Inc | 955 NW 17th Ave Bldg G | (561) 206-6603 |
| 6 | Apex Insurance | 702 NE 3rd Ave | (561) 272-9683 |
| 7 | Plastridge Insurance | 820 NE 6th Ave | (561) 276-5221 |
| 8 | CareSure Insurance agency FL | 40 SE 2nd Ave | (561) 559-1072 |
| 9 | Raymond Insurance Agency, Inc | 601 N Congress Ave STE 421 | (561) 278-5130 |
| 10 | Watsen Insurance Agency | 885 SE 7th Ave | (561) 243-8121 |
Imperial Insurance & Tax serves Delray Beach and all of Palm Beach County as a local flood insurance agent. The company specializes in helping homeowners and commercial property owners in flood-prone areas of South Florida secure appropriate coverage. It works with clients to understand the specific flood zone requirements in coastal communities. This agency handles both National Flood Insurance Program policies and private market options for properties in high-risk zones near the Atlantic.
Insurance World of Delray serves homeowners, businesses, and property managers in Delray Beach, Florida, who need protection against potential flood damage. The agency helps clients understand available flood insurance options and assists with policy selection to safeguard properties from water-related risks. Navigating the complexities of flood coverage is a primary focus, ensuring clients meet necessary requirements for their specific locations. The office routinely works with clients seeking straightforward guidance on this specialized insurance. Its services extend to nearby Boca Raton as well, covering additional areas within Palm Beach County.
K2 Insurance serves Delray Beach, Florida, and the surrounding coastal communities, specializing in residential and commercial flood insurance needs. The agency handles National Flood Insurance Program policies as well as private market options for properties in designated flood zones. It assists homeowners and business owners with risk assessment, policy selection, and claims guidance to ensure proper coverage. For each typical job, the agency follows a consultative process that begins with an individualized property evaluation to match coverage with the specific flood exposure.
We Insure Del Ray Beach - Jay Lerner provides comprehensive flood insurance services for property owners in the Delray Beach area, including policy selection and claims assistance. The company offers ongoing service support to help clients review and update their coverage as flood zones and regulations change. It provides maintenance of insurance documentation to ensure policies remain current. This agency serves single-family homes, apartments, retail spaces, and restaurants throughout the local community.
In Delray Beach, residents may secure a single-event flood policy for a one-time claim scenario or choose an annual plan for ongoing, repeated protection. Kapital Insurance, Inc provides guidance on both options, helping clients determine appropriate coverage levels for their properties against regional flood risks. This agent advises on federal program versus private policies and the specifics of local flood zone requirements. Assistance is available on either a one-time consultation or a scheduled annual review basis for existing clients needing updates.
Apex Insurance offers specialized flood insurance services to protect properties in the Delray Beach, Florida area. The agency works regularly with homeowners and commercial clients to secure coverage against rising water from heavy rains and storm surges. The team handles the complexities of National Flood Insurance Program policies and private market alternatives, guiding each client through the application process. After hurricane season passes and before the dry winter months settle in, the company helps ensure policies remain active against potential surge threats from any late-season tropical systems.
As hurricane season brings heavy rains and storm surge to coastal Delray Beach, Plastridge Insurance helps local homeowners and businesses evaluate their exposure to flood damage. Operating as a dedicated flood insurance agent, the company guides clients through the complexities of policies available through the National Flood Insurance Program and private markets. Understanding that water damage can occur suddenly, the agency works closely with property owners to assess each structure’s specific risks. A typical first step involves scheduling a thorough inspection of the property to identify potential vulnerabilities and coverage needs.
CareSure Insurance Agency FL, located in Delray Beach, provides flood insurance coverage for residential properties. The agency also handles commercial policies to protect local businesses from water damage. Its service area includes Delray Beach and surrounding communities in South Florida. Every policy is reviewed to match each client’s specific flood zone and property needs. The team can assist with documentation for claims after a storm event. Clients often return for updated policies following seasonal hurricane reviews or regular property inspections.
Raymond Insurance Agency, Inc operates as a flood insurance agent in Delray Beach, Florida, helping property owners navigate coverage options for flood risks common to the region. Its work includes advising clients on appropriate policies for structures exposed to water damage from storms or rising water. The agency specializes in tailoring flood insurance for commercial properties, covering the specific needs of offices, warehouses, and food service establishments operating in flood-prone areas.
Watsen Insurance Agency in Delray Beach, Florida is known for guiding property owners through the complexities of flood insurance. The agency assists clients in securing policies that comply with federal requirements while addressing local risk exposures near coastal waterways. Its service range includes evaluating flood zones, explaining coverage options, and helping homeowners and businesses complete applications. A specialty service it can add on is advising on additional living expense coverage for temporary housing needs during flood-related displacements.
What Does a a Flood Insurance Agent in Delray Beach Cost?
Flood insurance costs in Florida vary widely based on flood zone, building elevation, and coverage amount. For a typical Delray Beach home in an A zone, annual premiums range from 700 to 2,500 dollars through the NFIP. Private market policies may cost more or less depending on risk factors. This is general information and not insurance advice.
About flood insurance agents in Delray Beach
Flood insurance agents in Delray Beach help property owners secure coverage through the National Flood Insurance Program and private insurers. Florida law requires lenders to mandate flood insurance for properties in Special Flood Hazard Areas. Agents can guide you on elevation certificates and flood zone determinations specific to Delray Beach coastal and inland areas.
Frequently Asked Questions
Do I need flood insurance in Delray Beach Florida?
If your property is in a high-risk flood zone and you have a federally backed mortgage, flood insurance is required by law. Even in moderate-risk zones, agents often recommend coverage because Delray Beach experiences heavy rain and storm surge.
What does a flood insurance agent do for Delray Beach homeowners?
A flood insurance agent evaluates your property's flood risk, explains NFIP and private policy options, and helps you complete the application. They also assist with elevation certificate requirements and claims guidance after a flood event.
How long does it take to get flood insurance in Delray Beach?
Standard NFIP policies have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. It is important to plan ahead and not wait until a storm is approaching.
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