The top-rated flood insurance agent in Gainesville, Florida is Liberty DSI, rated 4.9 stars across 694 reviews. Other highly rated options include Tish Oleksy - State Farm Insurance Agent, Cotton's All Lines Insurance, Inc., Tower Hill Insurance. This directory lists 19 flood insurance agents serving Gainesville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Liberty DSI | 5200-B Newberry Rd | (352) 338-0552 |
| 2 | Tish Oleksy - State Farm Insurance Agent | 6021 NW 1st Pl | (352) 336-8474 |
| 3 | Cotton's All Lines Insurance, Inc. | 1222 NW 16th Ave | (352) 338-1222 |
| 4 | Tower Hill Insurance | 7201 NW 11th Pl | (352) 332-8800 |
| 5 | Brightway Insurance, The Moffat Agency | 9127 SW 52nd Ave D-103 | (352) 519-1900 |
| 6 | Amanda Campbell Agency | 1140 NW 76th Blvd | (352) 758-2720 |
| 7 | John A. Morrison: Allstate Insurance | 2950 SW Archer Rd Ste D | (352) 378-3395 |
| 8 | Aubrey Rogers Insurance | 2400 NW 6th St | (352) 373-2003 |
| 9 | McGriff-Williams Insurance | 3501 W University Ave | (352) 724-8584 |
| 10 | Mark McGriff - State Farm Insurance Agent | 1120 NW 13th St | (352) 372-8406 |
Liberty DSI provides a range of flood insurance agency services for the Gainesville area, including policy consultation and coverage options for flood-prone properties. Its support includes guidance on filing claims and reviewing policy terms to address clients' specific risk factors. General maintenance plans are not applicable, as flood insurance policies are managed on an annual renewal cycle. The company services single-family homes, apartments, retail, and restaurants.
Homeowners, businesses, and property managers in Gainesville rely on Tish Oleksy - State Farm Insurance Agent for flood insurance coverage. This agency helps clients assess flood risks and secure policies that protect their properties from water damage. It offers guidance on understanding flood zones and navigating the National Flood Insurance Program. Serving the greater Gainesville area, the agency also extends its services to neighboring communities such as Alachua and the surrounding Alachua County regions.
Serving Gainesville, Florida, and the surrounding Alachua County communities, Cotton's All Lines Insurance, Inc. handles property owners' needs for flood insurance coverage in this region. The agency provides policies to protect residential and commercial structures against potential water damage from storms and rising waters. For a typical job, it assesses the specific flood risk for each property and matches those needs with available policy options.
Tower Hill Insurance serves the Gainesville, Florida area as a flood insurance agency. The company works with property owners to navigate the specific flood risks common to North Central Florida’s river basins and storm-prone seasons. It assists clients in reviewing their current policies for adequate coverage against flash flooding and rising water levels. Tower Hill also handles the documentation process for new flood insurance applications. The agency provides guidance on flood zone designations and helps residents understand the National Flood Insurance Program requirements for their properties.
Brightway Insurance, The Moffat Agency in Gainesville, FL helps property owners navigate the difference between one-time federal policy purchases and recurring private insurance options for ongoing coverage. They assess flood risks from seasonal storms and inland water sources to recommend appropriate policies. Their service runs on an as-needed basis, tailored to each client’s unique property protection requirements.
Amanda Campbell Agency provides flood insurance guidance for property owners in Gainesville, Florida. Its specialty add-ons include tailored policy evaluations for flood-prone areas and assistance with federal flood program requirements. The agency works with residential clients and multifamily dwellings. For commercial sectors, it can serve offices seeking coverage for their assets and operations. Additional commercial clients include warehouses that house inventory and equipment. The agency also assists food service establishments, such as restaurants and cafeterias, protecting against flood-related business interruptions.
Serving as a flood insurance agent in Gainesville, FL, John A. Morrison: Allstate Insurance specializes in helping homeowners and renters secure coverage for flood-related property damage. The agency also provides general insurance services, including guidance on policy options and claims assistance. Its work is vital in a region prone to heavy seasonal rains and storm surges from Atlantic hurricanes. Home and business owners often consult this agency before the annual start of Florida’s wet season to ensure their policies cover rising water damage from sudden storms.
With Gainesville’s rainy season often bringing flash flooding into low-lying neighborhoods, Aubrey Rogers Insurance helps local homeowners and renters understand the coverage options required by many mortgage lenders. As a dedicated flood insurance agent in Gainesville, the company focuses on clarifying National Flood Insurance Program policies and private alternatives for both high-risk and moderate-risk zones. To get started, they offer a personalized consultation that includes reviewing property elevation certificates and discussing potential flood risks specific to each address.
McGriff-Williams Insurance in Gainesville, FL is known for providing flood insurance policies to protect residential and commercial properties from water damage. Its service range covers policy evaluation and claim assistance for clients in the surrounding region. The agency helps property owners understand National Flood Insurance Program options and private market alternatives. Additionally, it can advise on the need for excess flood coverage for high-value properties beyond standard NFIP limits.
Mark McGriff - State Farm Insurance Agent in Gainesville, FL, provides residential flood insurance services, helping homeowners protect their properties from water damage. The agency also offers commercial flood coverage for local businesses in the Gainesville area. Policies are designed to safeguard structures and contents against flooding events common to the region. Clients can contact the office to arrange future follow-up coverage adjustments or file claims between regular policy reviews.
What Does a a Flood Insurance Agent in Gainesville Cost?
Flood insurance costs in Gainesville Florida vary by flood zone, property elevation, and coverage amount. Average NFIP premiums range from 700 to 2,000 dollars per year for a standard home. Private flood insurance may cost 400 to 1,500 dollars annually depending on risk. This is general information and not insurance advice.
About flood insurance agents in Gainesville
Flood insurance agents in Gainesville Florida help property owners secure coverage through the National Flood Insurance Program or private insurers. Florida law requires flood insurance disclosure for certain properties in high-risk zones. Agents can guide you through elevation certificates and flood map changes specific to Alachua County.
Frequently Asked Questions
Do I need flood insurance in Gainesville Florida?
If your property is in a high-risk flood zone and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding from heavy rain or stormwater is common in Gainesville. An agent can review your flood zone and property risk.
How do I find a flood insurance agent in Gainesville?
You can search the Florida Department of Financial Services agent lookup tool or contact local independent insurance agencies. Many agents in Gainesville offer quotes for both NFIP and private flood policies. Ask if they are licensed for flood insurance in Florida.
What does flood insurance cover in Florida?
Standard NFIP policies cover building structure and contents up to policy limits. Coverage includes flood damage from heavy rain, storm surge, and overflowing rivers. Private policies may offer higher limits or additional coverage options not available under NFIP.
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