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Compare Flood Insurance Agents in Homestead, FL

Directory of flood insurance agents in Homestead, Florida. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Homestead, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 flood insurance agents in Homestead, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
GoldenTrust Insurance Homestead
40-42 SE 4th Rd, Homestead, FL 33030
(786) 243-9110 homestead.goldentrust.com
George Meroni - State Farm Insurance Agent
1801 N Krome Ave, Homestead, FL 33030
(305) 247-3971 georgemeroni.com
Your Family First Insurance Inc
1241 NE 8th St, Homestead, FL 33033
(786) 601-2193 yourfamilyfirstinsurance.com
Amco Insurance
208 NE 8th St, Homestead, FL 33030
(786) 243-9222 amcoinsurancefl.com
Freeway Insurance
30377 S Dixie Hwy Suite B, Homestead, FL 33033
(305) 916-7203 locations.freeway.com
DTRT Insurance Group - Homestead
650 NE 22nd Terrace Suite 313, Homestead, FL 33033
(786) 243-0303 dtrtinsurance.com
Estrella Insurance
30422 S Dixie Hwy, Homestead, FL 33030
(305) 242-0232 agents.estrellainsurance.com
Estrella Insurance
338 N Krome Ave, Homestead, FL 33030
(786) 504-1365 agents.estrellainsurance.com
South Florida Insurance Prof Inc
1122 N Flagler Ave, Homestead, FL 33030
(305) 245-3364 sfipinsurance.com
Del Toro Insurance
29330 S Dixie Hwy, Homestead, FL 33033
(305) 524-6776 deltoroinsurance.com
Gruber & Associates Insurance
1135 N Krome Ave, Homestead, FL 33030
(877) 870-7805 gruberinsurance.com
Dorsal Insurance Inc
106 N Homestead Blvd, Homestead, FL 33030
(786) 601-2485 dorsalinsurance.com
F&N Insurance Group - Homestead
23715 S Dixie Hwy, Homestead, FL 33032
(305) 790-9979 fninsurancegroup.com
GreatFlorida Insurance: Luis Callejas
650 NE 22nd Terrace ste 202-7, Homestead, FL 33033
(786) 339-8681 homestead.greatflorida.com
Buysmart Insurance Inc
190 N Homestead Blvd, Homestead, FL 33030
(305) 246-2114 buysmartinsurance-inc.com
Univista Insurance
650 NE 22nd Terrace Suite 202-1, Homestead, FL 33033
(786) 627-0047 univistainsurance.com
Hazard Insurance Agency
125 NE 8th St STE 2, Homestead, FL 33030
(305) 247-4004
Del Vecchio Insurance
263 NE 8th St, Homestead, FL 33030
(305) 246-9500 dolphin-insurance.com
Sebanda Insurance
745 Parkway Ave, Homestead, FL 33030
(352) 282-0906 sebandainsurance.com
Just Insurance Svcs
28927 S Dixie Hwy, Homestead, FL 33033
(716) 424-5479 justinsurancesvcs.com

Flood insurance agents in Homestead Florida help property owners secure coverage through the National Flood Insurance Program or private insurers. Florida law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Homesteads location near Biscayne Bay and the Everglades makes flood protection a key consideration for homeowners and businesses.

What Does a Flood Insurance Agent in Homestead Cost?

Flood insurance costs in Homestead Florida vary based on flood zone, building elevation, and coverage amount. NFIP policies for a single family home typically range from 700 to 2,000 dollars per year in lower risk zones, and can exceed 4,000 dollars in high risk areas. Private flood insurance may offer different pricing. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Homestead Florida?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside these zones, flooding can occur, so many property owners choose to purchase coverage.
How do I choose a flood insurance agent in Homestead?
Look for an agent licensed in Florida who offers both NFIP and private flood insurance options. Ask about their experience with Homestead specific flood zones and elevation certificates.