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HomeFlood Insurance AgentsFlorida › Homosassa

Find Flood Insurance Agents Near You in Homosassa, FL

Browse flood insurance agents serving Homosassa, Florida. Updated 2026-07-14.

The top-rated flood insurance agent in Homosassa, Florida is Ed Buckley - State Farm Insurance Agent, rated 4.9 stars across 320 reviews. Other highly rated options include GreatFlorida Insurance: Beau Barry, Sheldon-Palmes Insurance, Brightway, The Wilson Agency, Nature Coast. This directory lists 11 flood insurance agents serving Homosassa.

Showing 11 flood insurance agents in Homosassa, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ed Buckley - State Farm Insurance Agent3916 S Suncoast Blvd(352) 628-6944
2GreatFlorida Insurance: Beau Barry3928 S Suncoast Blvd(352) 400-4227
3Sheldon-Palmes Insurance8469 W Grover Cleveland Blvd(352) 628-1030
4Brightway, The Wilson Agency, Nature Coast5335 S Suncoast Blvd(352) 565-7698
5Atlas Insurance Services, LLC4550 S Suncoast Blvd(352) 621-0140
6Stewart Title Company - Homosassa4771 S Suncoast Blvd(352) 628-3800
7Whiting Agency5490 S Suncoast Blvd(352) 621-3288
8Steve Centola Insurance8110 S Suncoast Blvd(352) 382-2551
9Affordable Auto Insurance Agency5440-5562 S Oakridge Dr(239) 426-9380
10Insurance Den8120 S Suncoast Blvd(352) 628-2331
EB
3916 S Suncoast Blvd
Ed Buckley - State Farm Insurance Agent
Flood Insurance Agent · Homosassa, FL

Ed Buckley - State Farm Insurance Agent serves the Homosassa, Florida area, providing flood insurance coverage to local property owners. As a flood insurance agent, the agency assists clients in securing policies that protect homes and businesses from water damage due to rising waters. The agent works with residents to understand their specific flood zone risks and coverage needs. Services handled in this area include evaluating flood risk for waterfront properties and helping customers with National Flood Insurance Program applications.

GI
3928 S Suncoast Blvd
GreatFlorida Insurance: Beau Barry
Flood Insurance Agent · Homosassa, FL

GreatFlorida Insurance: Beau Barry provides residential flood insurance for homeowners in Homosassa, Florida, ensuring protection against rising water levels and storm surge. Commercial coverage is also available for local businesses vulnerable to flood damage, with policies tailored to properties throughout the Homosassa area. Clients can rely on responsive service when filing claims or adjusting policies after a storm. Follow-up consultations are conducted automatically every twelve months to reassess coverage and accommodate any changes, making this office a convenient contact between regular inspection visits.

SP
8469 W Grover Cleveland Blvd
Sheldon-Palmes Insurance
Flood Insurance Agent · Homosassa, FL

Sheldon-Palmes Insurance provides comprehensive flood insurance coverage options for properties in Homosassa, Florida. It advises clients on federal and private flood policies and assists with claims filing. Standard service includes annual policy reviews to assess coverage changes due to FEMA flood zone updates. It also offers guidance on meeting mortgage lender insurance requirements. The agency services single-family homes, apartments, retail spaces, and restaurants within the local area.

BW
5335 S Suncoast Blvd
Brightway, The Wilson Agency, Nature Coast
Flood Insurance Agent · Homosassa, FL

Homeowners, businesses, and property managers in Homosassa rely on Brightway, The Wilson Agency, Nature Coast for flood insurance guidance. The agency helps clients understand flood zone risks and secure coverage to protect properties from water damage. It offers personalized consultations to explain policy options available through the National Flood Insurance Program. Notably, the agency extends its flood insurance services to nearby communities like Crystal River, ensuring broader access to essential coverage along the Nature Coast.

AI
4550 S Suncoast Blvd
Atlas Insurance Services, LLC
Flood Insurance Agent · Homosassa, FL

Atlas Insurance Services, LLC serves Homosassa, Florida, and the surrounding coastal communities. The agency handles flood insurance policies designed to help property owners manage financial risk from rising water. In a region prone to storm surge and heavy rainfall, it works with clients to evaluate their flood zone exposure and coverage needs. The company approaches each job by reviewing individual property characteristics, then recommending appropriate policy limits based on that specific assessment and current flood map data.

ST
4771 S Suncoast Blvd
Stewart Title Company - Homosassa
Flood Insurance Agent · Homosassa, FL

For flood insurance, homeowners have options between a single-policy purchase for immediate coverage needs and a recurring annual renewal plan that ensures continuous protection. Serving residents in Homosassa, FL, the agency helps property owners navigate flood policy details and coverage limits. Common services include reviewing existing policies for adequate protection and assisting with new applications during flood zone requirements. Support is available on a one-time basis for single-policy sign-ups or as scheduled with annual renewals and plan adjustments as needed.

WA
5490 S Suncoast Blvd
Whiting Agency
Flood Insurance Agent · Homosassa, FL

Whiting Agency specializes in securing flood insurance policies for homeowners and businesses in Homosassa, Florida, helping them understand National Flood Insurance Program options. It also provides routine guidance on policy coverages and claims processes to protect local properties from water damage. Seasonal hurricane threats and rising storm tides make having adequate flood insurance essential for maintaining financial security after severe weather events.

SC
8110 S Suncoast Blvd
Steve Centola Insurance
Flood Insurance Agent · Homosassa, FL

As hurricane season brings heavy rains and rising tides to Homosassa, Steve Centola Insurance addresses the need for reliable flood protection. This agent works with homeowners and businesses to secure appropriate flood insurance coverage for the surrounding coastal and river areas. The company focuses on explaining policy options and helping clients understand their specific risk levels based on local flood zone maps. Finding the right plan begins with a call to schedule a property inspection or an initial assessment of flood exposure.

AA
5440-5562 S Oakridge Dr
Affordable Auto Insurance Agency
Flood Insurance Agent · Homosassa, FL

Affordable Auto Insurance Agency in Homosassa, Florida, focuses on standard auto policies while adding tailored flood insurance coverage as a specialty. Flood insurance agents in this coastal area help property owners protect against rising water damage that standard homeowners policies typically exclude. By assessing local flood zone risks, the agency educates clients on appropriate coverage limits and deductibles. This enables residential and commercial clients alike to secure financial protection. The agency serves diverse commercial sectors, including offices, warehouses, and food service businesses.

ID
8120 S Suncoast Blvd
Insurance Den
Flood Insurance Agent · Homosassa, FL

Insurance Den provides residential flood insurance services for homes in Homosassa, Florida. The agency also offers commercial coverage designed for local businesses operating near the Gulf Coast. They serve clients throughout the surrounding region where flood risk is a common concern. The team assists policyholders with initial applications and claims after storm events. They follow up with customers between regular visits to review changes in coverage needs, ensuring policies remain appropriate for evolving property conditions.

BF
5388 S Suncoast Blvd
Bell Family Insurance
Flood Insurance Agent · Homosassa, FL
(352) 628-6168

What Does a a Flood Insurance Agent in Homosassa Cost?

Flood insurance costs in Homosassa vary based on flood zone, property elevation, and coverage amount. NFIP policies average between $700 and $2,000 per year for standard coverage, but premiums can be higher in high-risk areas. Private flood insurance may offer lower rates or higher limits depending on your property. This is general information, not insurance advice.

About flood insurance agents in Homosassa

Flood insurance agents in Homosassa, Florida help homeowners and businesses secure coverage required by lenders and local flood zone regulations. Florida law mandates that properties in high-risk flood zones carry flood insurance if they have a federally backed mortgage. Agents can explain the National Flood Insurance Program (NFIP) and private flood insurance options available in Citrus County.

Frequently Asked Questions

Do I need flood insurance in Homosassa Florida?

If your property is in a Special Flood Hazard Area (SFHA) as shown on FEMA flood maps, your lender will likely require flood insurance. Even outside high-risk zones, flooding can occur, so many residents choose coverage for peace of mind.

What does a flood insurance agent do in Homosassa?

A flood insurance agent reviews your property location, flood zone designation, and coverage needs. They help you compare NFIP policies with private flood insurance options and assist with filing claims after a flood event.

How long does it take to get flood insurance in Homosassa?

NFIP policies typically have a 30-day waiting period before coverage begins. However, if you are buying a home with a new mortgage, the waiting period may be waived. Private insurers may have different rules.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.