The top-rated flood insurance agent in Lake Worth Beach, Florida is SEGUROS EL TRIUNFO, rated 5.0 stars across 392 reviews. Other highly rated options include Thomas H. Morrison III - State Farm Insurance Agent, GreatFlorida Insurance: Graham Laseter, Trueway Insurance. This directory lists 17 flood insurance agents serving Lake Worth Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SEGUROS EL TRIUNFO | Insurance Agency, 4481 Lake Worth Rd | (561) 227-2332 |
| 2 | Thomas H. Morrison III - State Farm Insurance Agent | 120 N Federal Hwy Ste 208 | (561) 207-8142 |
| 3 | GreatFlorida Insurance: Graham Laseter | 6139 Lake Worth Rd Suite B | (561) 357-5667 |
| 4 | Trueway Insurance | 3095 S Military Trl Suite 12 | (561) 318-5540 |
| 5 | JDA Insurance Group | 120 N Federal Hwy #301 | (561) 296-0373 |
| 6 | Absolute Insurance Inc | 521 Lake Ave Ste 11 | (561) 586-9192 |
| 7 | All County Insurance | 3087 Lake Worth Rd | (561) 967-7777 |
| 8 | Estancia Insurance Agency | 4196 Lake Worth Rd Suite B | (561) 725-4970 |
| 9 | Treasure Services LLC | 621 N Dixie Hwy | (561) 410-5850 |
| 10 | A & J Insurance Services | 807 Lucerne Ave East Unit | (561) 586-4955 |
SEGUROS EL TRIUNFO serves Palm Beach County and the Lake Worth Beach area as a flood insurance agent. The company helps local homeowners and renters secure coverage that meets their needs for protection against rising water. Their work involves guiding clients through the process of obtaining appropriate policies. They handle risk assessment for properties and assist with claims assistance following a flood event.
Thomas H. Morrison III - State Farm Insurance Agent provides flood insurance policies for properties in Lake Worth Beach, FL. The office assists clients with understanding flood zone coverage options and adjusting their plans as circumstances change. Policyholders can review their coverage annually and receive guidance on deductibles and policy limits. The agency services single-family homes, apartments, retail spaces, and restaurants, offering coverage solutions tailored to each property type within the local area.
GreatFlorida Insurance: Graham Laseter assists homeowners, businesses, and property managers in Lake Worth Beach, Florida, with securing flood insurance coverage. The agency helps clients understand their flood risk and navigate available policies to protect their properties from water damage. Services include explaining coverage options, filing claims, and adjusting plans as community flood zones evolve. The company also serves clients throughout Palm Beach County, including the neighboring city of West Palm Beach.
Trueway Insurance serves Lake Worth Beach, FL, and the surrounding coastal communities, handling flood insurance needs for residential and commercial properties in this flood-prone area. The company helps clients navigate the complexities of federal flood program requirements and private policy options. It reviews property risk assessments and elevates coverage details to match each unique situation. The typical job begins with a thorough discussion of the client’s location and concludes with a clear explanation of policy terms and a scheduled follow-up for annual renewal needs.
At JDA Insurance Group in Lake Worth Beach, FL, businesses and homeowners can choose between a single flood policy purchase or recurring coverage that automatically renews each year. Their agents explain how the National Flood Insurance Program and private market options protect properties from rising waters common to coastal South Florida. Coverage estimates consider local flood zone maps and building elevation data. All appointments and renewals operate on a scheduled basis, with annual reviews recommended before hurricane season begins.
Absolute Insurance Inc in Lake Worth Beach, FL specializes in securing flood insurance policies to protect residential and commercial properties from water damage. They assist clients in navigating available coverage options through the National Flood Insurance Program and private insurers. Their work includes evaluating property flood risk and explaining policy exclusions and deductibles. Lake Worth Beach’s coastal location and susceptibility to hurricane storm surge and heavy seasonal rains make proactive protection against rising water levels and flash flooding essential for homeowners and business owners alike.
All County Insurance provides residential flood insurance services for homes in Lake Worth Beach, Florida, ensuring homeowners have necessary protection against water damage. The company also offers commercial flood insurance coverage for local businesses operating in the area. Serving Lake Worth Beach and the surrounding communities, this flood insurance agent assists clients in navigating federal and private flood policies. They help evaluate individual property risks and coordinate coverage details with insurers, providing follow-up support to adjust policies between regular review visits.
Providing insurance coverage for property owners in Lake Worth Beach, Florida, Estancia Insurance Agency focuses on helping clients secure protection against flooding, a vital consideration in the area. As a flood insurance agent, the company guides individuals and businesses through policies that address water damage from storms and rising tides. Their services extend to commercial sectors such as offices, warehouses, and food service establishments that require tailored flood risk management solutions.
Serving homeowners in Lake Worth Beach, Treasure Services LLC handles flood insurance needs for residential properties in the area. The agency also arranges commercial flood coverage for local businesses, ensuring they meet required floodplain protection standards. With a focus on the wider Palm Beach County region, the firm guides clients through National Flood Insurance Program options. After initial policies are placed, the agency proactively reaches out to review coverage at renewal periods and between regular visits to adjust for any structural changes.
When seasonal tropical storms and sudden inland flooding threaten homes in Lake Worth Beach, A & J Insurance Services works to help property owners prepare in advance. The agency guides local residents through available flood coverage options, focusing on policies suited to specific property risks and elevation concerns in this higher-water-table region. Analyzing current flood maps and individual insurance needs forms the core of their service. A typical engagement begins with scheduling a thorough inspection or initial assessment of the property and its surrounding flood zone exposure.
What Does a a Flood Insurance Agent in Lake Worth Beach Cost?
Flood insurance costs in Lake Worth Beach vary based on flood zone, elevation, building age, and coverage amount. Typical NFIP premiums range from 700 to 3000 per year for a standard home. Private market policies may cost 400 to 2000 per year depending on risk. This is general information and not insurance advice.
About flood insurance agents in Lake Worth Beach
Flood insurance agents in Lake Worth Beach help property owners secure coverage through the National Flood Insurance Program or private insurers. Florida law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Local agents understand Lake Worth Beach flood maps and elevation certificates needed for accurate quotes.
Frequently Asked Questions
What does a flood insurance agent in Lake Worth Beach do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also assist with elevation certificates and flood zone determination for your specific property address.
Is flood insurance required by law in Lake Worth Beach Florida?
Flood insurance is not required by state law, but lenders require it for properties in Special Flood Hazard Areas (SFHAs) as mapped by FEMA. Lake Worth Beach has many zones including AE and VE where coverage is mandatory for mortgages.
How long does it take to get a flood insurance policy in Lake Worth Beach?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. A local agent can explain exceptions for flood map changes or mortgage closings.
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