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Find Flood Insurance Agents in Lakeland, FL

Compare flood insurance agents in Lakeland. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Lakeland, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 flood insurance agents in Lakeland, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Garland Insurance, Inc.
5620 US Hwy 98 N, Lakeland, FL 33809
(863) 683-9334 garlandinsurance.com
Amistad Insurance | Affordable Insurance Lakeland
743 S Combee Rd, Lakeland, FL 33801
(863) 333-4019 amistadinsurance.com
Lock Insurance, A Division of World
225 Doris Dr, Lakeland, FL 33813
(863) 646-4300 lockinsurance.com
Advantage Insurance
4404 Florida Ave S Suite 8, Lakeland, FL 33813
(863) 808-1808 advantagelakeland.com
Headley Insurance Agency
3544 Florida Ave S, Lakeland, FL 33803
(863) 701-7411 headleyinsurance.net
Southern Family Insurance Services LLC
5015 Florida Ave S # 401, Lakeland, FL 33813
(863) 248-2814
Magnuson Insurance
4684 E County Rd 540A, Lakeland, FL 33813
(863) 606-5147 magnusonins.com
Healthmarkets Insurance - Jeff Ford
2298 Lakeland Hills Blvd, Lakeland, FL 33805
(863) 559-7390 healthmarkets.com
Goosehead Insurance - Char Von Hemp
211 E Main St Suite 409, Lakeland, FL 33801
(863) 358-0977 goosehead.com
George Franklin Insurance
5147 S Lakeland Dr #3, Lakeland, FL 33813
(863) 682-4434 gfinetwork.com
Boley Insurance
3615 Florida Ave S Suite 910, Lakeland, FL 33803
(863) 258-9088 boleyinsurance.com
The Isom Insurance Group
6842 Florida Ave S, Lakeland, FL 33813
(863) 535-6903 isominsurancegroup.com
GreatFlorida Insurance: Donna Todd
3678 Harden Blvd, Lakeland, FL 33803
(863) 583-4807 oakbridge.greatflorida.com
GreatFlorida Insurance: Debbie Dixon
2614 Lakeland Hills Blvd Suite 5, Lakeland, FL 33805
(863) 859-7927 lakeland.greatflorida.com
Waller Insurance Partners, Inc.
1065 Florida Ave S Suite 2, Lakeland, FL 33803
(863) 510-5155 thinkwaller.com
GreatFlorida Insurance: Mark Cornett
914 Florida Ave S Suite 208, Lakeland, FL 33803
(863) 622-0123 lakelandsouth.greatflorida.com
Tyler Insurance Agency, Inc.
1543 Lakeland Hills Blvd, Lakeland, FL 33805
(863) 687-4095 tylerinsuranceagency.com
Mitchell Insurance Agency, Inc.
2929 Lakeland Highlands Rd #1, Lakeland, FL 33803
(863) 688-4455 mitchellfl.com
Florida Insurance Agency
609 Mid-Florida Dr #1, Lakeland, FL 33813
(863) 215-6169 floridainsuranceagency.net
Ever Solution Insurance FL
2060 E Edgewood Dr, Lakeland, FL 33803
(863) 733-0367 agents.allstate.com

Flood insurance agents in Lakeland Florida help property owners secure coverage against flood damage. Florida law requires flood insurance for many homes in high-risk zones, and agents can explain the National Flood Insurance Program and private market options. Lakeland agents understand local flood zones and can guide you through the application process.

What Does a Flood Insurance Agent in Lakeland Cost?

Typical flood insurance costs in Florida range from $700 to over $2,000 per year for NFIP policies, depending on flood zone, property value, and elevation. Private market policies may offer different rates and coverage options. Costs vary significantly by individual risk factors. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Lakeland Florida?
Flood insurance is required by federal law for homes in high-risk flood zones with a federally backed mortgage. Even if not required, many Lakeland properties benefit from flood coverage because heavy rains and stormwater can cause flooding outside mapped zones.
What does a flood insurance agent do in Lakeland?
A flood insurance agent helps you compare NFIP and private flood policies, explains coverage limits and deductibles, and assists with filing claims. They also advise on flood zone maps and elevation certificates required by Florida law.
How long does it take to get flood insurance in Florida?
Standard NFIP policies have a 30-day waiting period before coverage begins, as required by federal law. Private flood policies may have shorter waiting periods. Plan ahead and do not wait until a storm is approaching.