ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare flood insurance agents in Miami. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Miami, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 flood insurance agents in Miami, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
First Choice Insurance Agency Corp
7540 SW 117th Ave, Miami, FL 33183
(786) 360-1021
1fcinsurance.com
Insurance Exchange of America
8600 NW 17th St Suite 101, Miami, FL 33126
(305) 403-0800
bestrate-insurance.com
USA General Insurance Corporation
13631 SW 26th St, Miami, FL 33175
(305) 386-3305
usageneralinsurance.com
Blue Sky Insurance & Immigration Services
1619 SW 107th Ave, Miami, FL 33165
(786) 391-3886
blueins.com
Neighbors Insurance Agency
7130 SW 43rd St, Miami, FL 33155
(305) 265-8585
neighborsinsurance.us
American Insurance Point - AIP FLORIDA
999 Brickell Ave # 410, Miami, FL 33131
(305) 440-0212
aipflorida.com
Manny Morin - State Farm Insurance Agent
10651 N Kendall Dr #111, Miami, FL 33176
(305) 598-5821
mannymorin.com
E&L Insurance
1241 SW 27th Ave, Miami, FL 33135
(305) 541-1002
eandlinsurance.com
Bortec Insurance
14655 SW 104th St kiosk 3, Miami, FL 33186
(786) 800-2200
bortecinsurance.com
Absolute Choice Insurance
12905 SW 42nd St Suite 110, Miami, FL 33175
(305) 275-1777
absolutechoiceinsurance.com
Rovner & Company, LLC
10800 Biscayne Blvd Suite 310, Miami, FL 33161
(561) 287-6279
rovnerco.com
Insurance of South Florida
11836 NW 10th Ave, Miami, FL 33168
(305) 477-1717
Bortec Insurance
9532 SW 167th Ave, Miami, FL 33196
(786) 788-0478
bortecinsurance.com
Stay Safe Insurance Corp
13405 SW 128th St, Miami, FL 33186
(305) 501-9636
staysafeins.com
Kingdom Tree Insurance Group
11980 SW 144th Ct #208, Miami, FL 33186
(305) 225-7400
ktinsurancegroup.com
GreatFlorida Insurance: Anakarina Callejas
9100 S Dadeland Blvd Suite 1500 Office 1560, Miami, FL 33156
(305) 515-5613
kendall.greatflorida.com
Trustar Insurance
13550 SW 88th St STE 220, Miami, FL 33186
(305) 416-6383
trustarinsurance.com
Transcontinental Insurance Group
14850 SW 26th St STE 206, Miami, FL 33185
(305) 671-3500
insurancetig.com
Jc Insurance Inc
12159 SW 132nd Ct #203, Miami, FL 33186
(305) 253-1483
jc-insurance.com
NSI Insurance Kendall
12001 SW 128th Ct #210, Miami, FL 33186
(305) 441-9932
kendall.nsigroup.org
Flood insurance agents in Miami help property owners secure coverage against rising waters and storm surge. Florida law requires lenders to mandate flood insurance for properties in high-risk flood zones. An agent can explain the difference between National Flood Insurance Program policies and private market options.
What Does a Flood Insurance Agent in Miami Cost?
Flood insurance costs in Miami vary widely based on flood zone, elevation, and building characteristics. NFIP rates average around $700 to $1,200 per year for standard policies, but can exceed $3,000 in high-risk areas. Private flood insurance may offer lower rates for low-risk properties. Costs increase with higher coverage limits and additional contents coverage. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Miami?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur during heavy rains or storm surge.
What does a flood insurance agent do?
A flood insurance agent assesses your property risk, explains coverage limits and deductibles, and helps you choose between NFIP and private flood insurance policies. They also assist with claims and policy renewals.
Free • No Obligation
Compare Flood Insurance Agents
Get matched with agents in Miami who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.