The top-rated flood insurance agent in Miami Gardens, Florida is Estrella Insurance, rated 5.0 stars across 481 reviews. Other highly rated options include Insurance World, GoldenTrust Insurance Miami Gardens, Brightway Insurance, Miami Lakes. This directory lists 14 flood insurance agents serving Miami Gardens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 3489 NW 183rd St | (305) 925-9944 |
| 2 | Insurance World | 18400 NW 75th Pl Unit 119 | (305) 418-0222 |
| 3 | GoldenTrust Insurance Miami Gardens | 5663 NW 195th Dr | (305) 998-7133 |
| 4 | Brightway Insurance, Miami Lakes | 18191 NW 68th Ave Suite 222 | (305) 676-6762 |
| 5 | Sebanda Insurance | 4771 NW 167th St | (305) 390-8415 |
| 6 | Univista Insurance | 4729 NW 183rd St | (305) 406-6708 |
| 7 | Del Toro Insurance | 3753 NW 167th St Suite 102 | (786) 533-2513 |
| 8 | Gardens Insurance Inc | 1818 NW 183rd St | (305) 621-0072 |
| 9 | Adavi Insurance Inc & Miami Gardens Multi Services Inc | 4526 NW 183rd St | (305) 620-6636 |
| 10 | Renew Insurance LLC | 16533 NW 57th Ave | (305) 624-7300 |
Estrella Insurance serves homeowners, businesses, and property managers in Miami Gardens, Florida. The agency helps clients understand flood zone maps and obtain necessary policies to meet federal requirements. It provides guidance on coverage options that protect structures and contents from water damage. For property owners seeking to safeguard their investments against rising water, it offers straightforward advice and policy administration. The agency also extends its flood insurance services to nearby communities such as North Miami Beach within the greater Miami metropolitan area.
Insurance World serves the Miami Gardens, Florida area as a local flood insurance agent. It helps property owners understand federal flood insurance requirements and find appropriate coverage for homes and businesses. The agent explains how flood maps affect premium costs and coverage needs in South Florida’s flood-prone regions. Clients can obtain personalized policy quotes and consult about coverage limits for both structures and their contents. Insurance World specifically handles residential flood insurance policies and commercial flood insurance applications for the Miami Gardens community.
GoldenTrust Insurance Miami Gardens provides flood insurance policies for properties in Miami Gardens, FL. It helps property owners understand their risk and secure necessary coverage. The company assists with policy selection and guidance on renewal requirements. Its service plans include answering questions about changing flood zones and advising on adjusting coverage levels after property modifications. GoldenTrust Insurance serves single-family homes, apartments, retail spaces, and local restaurants.
Brightway Insurance in Miami Lakes serves homeowners, businesses, and property managers in the Miami Gardens area who require flood insurance coverage. The agency helps clients navigate flood zone requirements and secure appropriate policies to protect their properties from water damage risks common to South Florida. It also assists commercial property owners with tailored coverage solutions for their specific needs. The agency additionally provides flood insurance services to neighboring communities throughout the broader Miami metropolitan region.
Sebanda Insurance serves Miami Gardens, Florida, and its surrounding communities, handling flood insurance plans for both residential and commercial properties. It addresses the essential coverage needs that protect property owners from water damage caused by storms and rising water levels. Its ongoing work helps clients understand policy options and navigate the requirements for obtaining federal or private flood protection. To handle a typical job, the company begins with a thorough review of the property’s flood zone risk, then presents tailored coverage solutions and assists with the full application and documentation process.
For clients in Miami Gardens, Univista Insurance offers both one-time flood insurance policies for temporary protection and recurring annual plans for ongoing property coverage. Each policy addresses specific flood risks common to South Florida. Coverage details depend on a property’s location within designated flood zones, its elevation, and structural features. Suitable coverage ensures financial protection against rising water damage. Service for individuals and businesses in this community runs on a one-time, scheduled, or as-needed basis.
Del Toro Insurance offers specialized flood insurance guidance and policy placement for properties in Miami Gardens, Florida. It assists homeowners and business owners in navigating coverage options and securing protection against water damage. The company evaluates flood risks specific to local neighborhoods and provides ongoing support for claims. During hurricane season or after heavy rainfall events, it helps clients assess their need for additional coverage.
Gardens Insurance Inc serves the Miami Gardens area and its surrounding communities in Florida as a local flood insurance agent. The company handles policies for protecting residential and commercial properties against flood damage, a critical consideration given the region's exposure to heavy rainfall and storm surge. To manage a typical job, it begins by assessing the property’s specific flood risk factors, then guides clients through available federal and private coverage options to ensure appropriate protection.
With hurricane season threatening Miami Gardens each year, property owners often worry about flood gaps in standard policies. Adavi Insurance Inc & Miami Gardens Multi Services Inc serves as a local Flood Insurance Agent ready to explain National Flood Insurance Program options. They clarify common coverage limits deductibles and the 30-day waiting period before policies take effect. For a first step toward securing appropriate protection this agent offers a walk-through inspection of your property to assess flood risks and discuss available policy choices.
Renew Insurance LLC in Miami Gardens, FL helps property owners decide between a single-policy flood purchase and ongoing coverage renewals tailored to changing flood maps. The agency explains how standard policies protect structures and contents against rising water damage common in South Florida. It clarifies how flood insurance works alongside homeowner policies, including separate deductibles. Their service operates on a one-time, scheduled, or as-needed basis depending on whether a client needs a single quote, annual renewal assistance, or an emergency policy revision.
What Does a a Flood Insurance Agent in Miami Gardens Cost?
Typical flood insurance costs in Florida range from 500 to 3000 dollars per year for NFIP policies, depending on flood zone, elevation, and coverage amount. Private market policies may cost more or less. Premiums can vary widely based on your property's specific risk factors. This is general information and not insurance advice.
About flood insurance agents in Miami Gardens
Flood insurance agents in Miami Gardens help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. Florida law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Local agents can explain elevation certificates and flood zone maps specific to Miami Gardens.
Frequently Asked Questions
Do I need flood insurance in Miami Gardens Florida?
If your property is in a high-risk flood zone and you have a federally backed mortgage, flood insurance is required by law. Even if not required, flooding can happen outside high-risk zones so many homeowners choose coverage.
How do I find a flood insurance agent in Miami Gardens?
You can search online for licensed insurance agents in Miami Gardens who specialize in flood coverage. The Florida Office of Insurance Regulation also provides a list of licensed agents in your area.
What does a flood insurance agent do for me in Florida?
A flood insurance agent helps you assess your flood risk, explains policy options from the NFIP or private insurers, and assists with filing claims. They can also help you understand Florida specific rules like the 30 day waiting period for NFIP policies.
Flood Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Clearwater · Clermont · Coconut Creek · Coral Gables · Coral Springs · Crestview