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HomeFlood Insurance AgentsFlorida › Miami Gardens

Find Flood Insurance Agents Near You in Miami Gardens, FL

Browse flood insurance agents serving Miami Gardens, Florida. Updated 2026-07-14.

The top-rated flood insurance agent in Miami Gardens, Florida is Estrella Insurance, rated 5.0 stars across 481 reviews. Other highly rated options include Insurance World, GoldenTrust Insurance Miami Gardens, Brightway Insurance, Miami Lakes. This directory lists 14 flood insurance agents serving Miami Gardens.

Showing 14 flood insurance agents in Miami Gardens, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Estrella Insurance3489 NW 183rd St(305) 925-9944
2Insurance World18400 NW 75th Pl Unit 119(305) 418-0222
3GoldenTrust Insurance Miami Gardens5663 NW 195th Dr(305) 998-7133
4Brightway Insurance, Miami Lakes18191 NW 68th Ave Suite 222(305) 676-6762
5Sebanda Insurance4771 NW 167th St(305) 390-8415
6Univista Insurance4729 NW 183rd St(305) 406-6708
7Del Toro Insurance3753 NW 167th St Suite 102(786) 533-2513
8Gardens Insurance Inc1818 NW 183rd St(305) 621-0072
9Adavi Insurance Inc & Miami Gardens Multi Services Inc4526 NW 183rd St(305) 620-6636
10Renew Insurance LLC16533 NW 57th Ave(305) 624-7300
EI
3489 NW 183rd St
Estrella Insurance
Flood Insurance Agent · Miami Gardens, FL

Estrella Insurance serves homeowners, businesses, and property managers in Miami Gardens, Florida. The agency helps clients understand flood zone maps and obtain necessary policies to meet federal requirements. It provides guidance on coverage options that protect structures and contents from water damage. For property owners seeking to safeguard their investments against rising water, it offers straightforward advice and policy administration. The agency also extends its flood insurance services to nearby communities such as North Miami Beach within the greater Miami metropolitan area.

IW
18400 NW 75th Pl Unit 119
Insurance World
Flood Insurance Agent · Miami Gardens, FL

Insurance World serves the Miami Gardens, Florida area as a local flood insurance agent. It helps property owners understand federal flood insurance requirements and find appropriate coverage for homes and businesses. The agent explains how flood maps affect premium costs and coverage needs in South Florida’s flood-prone regions. Clients can obtain personalized policy quotes and consult about coverage limits for both structures and their contents. Insurance World specifically handles residential flood insurance policies and commercial flood insurance applications for the Miami Gardens community.

GI
5663 NW 195th Dr
GoldenTrust Insurance Miami Gardens
Flood Insurance Agent · Miami Gardens, FL

GoldenTrust Insurance Miami Gardens provides flood insurance policies for properties in Miami Gardens, FL. It helps property owners understand their risk and secure necessary coverage. The company assists with policy selection and guidance on renewal requirements. Its service plans include answering questions about changing flood zones and advising on adjusting coverage levels after property modifications. GoldenTrust Insurance serves single-family homes, apartments, retail spaces, and local restaurants.

BI
18191 NW 68th Ave Suite 222
Brightway Insurance, Miami Lakes
Flood Insurance Agent · Miami Gardens, FL

Brightway Insurance in Miami Lakes serves homeowners, businesses, and property managers in the Miami Gardens area who require flood insurance coverage. The agency helps clients navigate flood zone requirements and secure appropriate policies to protect their properties from water damage risks common to South Florida. It also assists commercial property owners with tailored coverage solutions for their specific needs. The agency additionally provides flood insurance services to neighboring communities throughout the broader Miami metropolitan region.

SI
4771 NW 167th St
Sebanda Insurance
Flood Insurance Agent · Miami Gardens, FL

Sebanda Insurance serves Miami Gardens, Florida, and its surrounding communities, handling flood insurance plans for both residential and commercial properties. It addresses the essential coverage needs that protect property owners from water damage caused by storms and rising water levels. Its ongoing work helps clients understand policy options and navigate the requirements for obtaining federal or private flood protection. To handle a typical job, the company begins with a thorough review of the property’s flood zone risk, then presents tailored coverage solutions and assists with the full application and documentation process.

UI
4729 NW 183rd St
Univista Insurance
Flood Insurance Agent · Miami Gardens, FL

For clients in Miami Gardens, Univista Insurance offers both one-time flood insurance policies for temporary protection and recurring annual plans for ongoing property coverage. Each policy addresses specific flood risks common to South Florida. Coverage details depend on a property’s location within designated flood zones, its elevation, and structural features. Suitable coverage ensures financial protection against rising water damage. Service for individuals and businesses in this community runs on a one-time, scheduled, or as-needed basis.

DT
3753 NW 167th St Suite 102
Del Toro Insurance
Flood Insurance Agent · Miami Gardens, FL

Del Toro Insurance offers specialized flood insurance guidance and policy placement for properties in Miami Gardens, Florida. It assists homeowners and business owners in navigating coverage options and securing protection against water damage. The company evaluates flood risks specific to local neighborhoods and provides ongoing support for claims. During hurricane season or after heavy rainfall events, it helps clients assess their need for additional coverage.

GI
1818 NW 183rd St
Gardens Insurance Inc
Flood Insurance Agent · Miami Gardens, FL

Gardens Insurance Inc serves the Miami Gardens area and its surrounding communities in Florida as a local flood insurance agent. The company handles policies for protecting residential and commercial properties against flood damage, a critical consideration given the region's exposure to heavy rainfall and storm surge. To manage a typical job, it begins by assessing the property’s specific flood risk factors, then guides clients through available federal and private coverage options to ensure appropriate protection.

AI
4526 NW 183rd St
Adavi Insurance Inc & Miami Gardens Multi Services Inc
Flood Insurance Agent · Miami Gardens, FL

With hurricane season threatening Miami Gardens each year, property owners often worry about flood gaps in standard policies. Adavi Insurance Inc & Miami Gardens Multi Services Inc serves as a local Flood Insurance Agent ready to explain National Flood Insurance Program options. They clarify common coverage limits deductibles and the 30-day waiting period before policies take effect. For a first step toward securing appropriate protection this agent offers a walk-through inspection of your property to assess flood risks and discuss available policy choices.

RI
16533 NW 57th Ave
Renew Insurance LLC
Flood Insurance Agent · Miami Gardens, FL

Renew Insurance LLC in Miami Gardens, FL helps property owners decide between a single-policy flood purchase and ongoing coverage renewals tailored to changing flood maps. The agency explains how standard policies protect structures and contents against rising water damage common in South Florida. It clarifies how flood insurance works alongside homeowner policies, including separate deductibles. Their service operates on a one-time, scheduled, or as-needed basis depending on whether a client needs a single quote, annual renewal assistance, or an emergency policy revision.

DT
17201 NW 27th Ave
Del Toro Insurance
Flood Insurance Agent · Miami Gardens, FL
(786) 623-4006
deltoroinsurance.com
DT
4088 NW 167th St
Del Toro Insurance
Flood Insurance Agent · Miami Gardens, FL
(305) 407-2361
deltoroinsurance.com/del-toro-insurance-167th-miami-gardens
SI
19577 NW 57th Ave
Sebanda Insurance
Flood Insurance Agent · Miami Gardens, FL
(305) 888-1427
sebandainsurancefranchisenine.com
UI
19807 NW 2nd Ave
Univista Insurance
Flood Insurance Agent · Miami Gardens, FL
(786) 320-7992
univistainsurance.com/location/miamigardens-fl-33169-1

What Does a a Flood Insurance Agent in Miami Gardens Cost?

Typical flood insurance costs in Florida range from 500 to 3000 dollars per year for NFIP policies, depending on flood zone, elevation, and coverage amount. Private market policies may cost more or less. Premiums can vary widely based on your property's specific risk factors. This is general information and not insurance advice.

About flood insurance agents in Miami Gardens

Flood insurance agents in Miami Gardens help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. Florida law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Local agents can explain elevation certificates and flood zone maps specific to Miami Gardens.

Frequently Asked Questions

Do I need flood insurance in Miami Gardens Florida?

If your property is in a high-risk flood zone and you have a federally backed mortgage, flood insurance is required by law. Even if not required, flooding can happen outside high-risk zones so many homeowners choose coverage.

How do I find a flood insurance agent in Miami Gardens?

You can search online for licensed insurance agents in Miami Gardens who specialize in flood coverage. The Florida Office of Insurance Regulation also provides a list of licensed agents in your area.

What does a flood insurance agent do for me in Florida?

A flood insurance agent helps you assess your flood risk, explains policy options from the NFIP or private insurers, and assists with filing claims. They can also help you understand Florida specific rules like the 30 day waiting period for NFIP policies.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.