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Find Flood Insurance Agents Near You in Miami Gardens, FL
Compare flood insurance agents in Miami Gardens. Review contact information and insurance categorys before you decide.
14 agents listed
Updated May 2026
Miami Gardens, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 14 flood insurance agents in Miami Gardens, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Estrella Insurance
3489 NW 183rd St, Miami Gardens, FL 33056
(305) 925-9944
agents.estrellainsurance.com
Insurance World
18400 NW 75th Pl Unit 119, Miami Gardens, FL 33015
(305) 418-0222
insuranceworldfla.com
GoldenTrust Insurance Miami Gardens
5663 NW 195th Dr, Miami Gardens, FL 33055
(305) 998-7133
gardens.goldentrust.com
Brightway Insurance, Miami Lakes
18191 NW 68th Ave Suite 222, Miami Gardens, FL 33015
3753 NW 167th St Suite 102, Miami Gardens, FL 33055
(786) 533-2513
deltoroinsurance.com
Gardens Insurance Inc
1818 NW 183rd St, Miami Gardens, FL 33056
(305) 621-0072
Renew Insurance LLC
16533 NW 57th Ave, Miami Gardens, FL 33014
(305) 624-7300
Del Toro Insurance
17201 NW 27th Ave, Miami Gardens, FL 33056
(786) 623-4006
deltoroinsurance.com
Del Toro Insurance
4088 NW 167th St, Miami Gardens, FL 33054
(305) 407-2361
deltoroinsurance.com
Sebanda Insurance
19577 NW 57th Ave, Miami Gardens, FL 33055
(305) 888-1427
sebandainsurancefranchisenine.com
Adavi Insurance Inc & Miami Gardens Multi Services Inc
4526 NW 183rd St, Miami Gardens, FL 33055
(305) 620-6636
adaviinsurance.com
Univista Insurance
19807 NW 2nd Ave, Miami Gardens, FL 33169
(786) 320-7992
univistainsurance.com
Flood insurance agents in Miami Gardens help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. Florida law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Local agents can explain elevation certificates and flood zone maps specific to Miami Gardens.
What Does a Flood Insurance Agent in Miami Gardens Cost?
Typical flood insurance costs in Florida range from 500 to 3000 dollars per year for NFIP policies, depending on flood zone, elevation, and coverage amount. Private market policies may cost more or less. Premiums can vary widely based on your property's specific risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Miami Gardens Florida?
If your property is in a high-risk flood zone and you have a federally backed mortgage, flood insurance is required by law. Even if not required, flooding can happen outside high-risk zones so many homeowners choose coverage.
How do I find a flood insurance agent in Miami Gardens?
You can search online for licensed insurance agents in Miami Gardens who specialize in flood coverage. The Florida Office of Insurance Regulation also provides a list of licensed agents in your area.
What does a flood insurance agent do for me in Florida?
A flood insurance agent helps you assess your flood risk, explains policy options from the NFIP or private insurers, and assists with filing claims. They can also help you understand Florida specific rules like the 30 day waiting period for NFIP policies.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.