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HomeFlood Insurance AgentsFlorida › Miami Lakes

Find Flood Insurance Agents Near You in Miami Lakes, FL

Browse flood insurance agents serving Miami Lakes, Florida. Updated 2026-07-14.

The top-rated flood insurance agent in Miami Lakes, Florida is Florida One Insurance, rated 4.9 stars across 22,060 reviews. Other highly rated options include Lion Insurance Group, AllStar Insurance & Taxes, HoneyQuote | Florida Home Insurance. This directory lists 15 flood insurance agents serving Miami Lakes.

Showing 15 flood insurance agents in Miami Lakes, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Florida One Insurance15165 NW 77th Ave(786) 501-2059
2Lion Insurance Group7950 NW 155th St STE 203(954) 384-2900
3AllStar Insurance & Taxes16010 NW 57th Ave Suite 110(305) 909-6886
4HoneyQuote | Florida Home Insurance5875 NW 163rd St #207(561) 264-2614
5Equiinsurance14062 NW 82nd Ave(305) 557-5578
6NSI Insurance Group5875 NW 163rd St #207(305) 556-1488
7GreatFlorida Insurance: Linette Gutierrez15271 NW 60th Ave Suite 202(305) 260-6518
8Preferred Insurance Advisors Inc.14100 Palmetto Frontage Rd suite 320(305) 698-9880
9Goosehead Insurance - Nick Tejedor7900 Oak Ln Suite 400, Office 408(786) 565-4512
10WD Royal Insurance Agency - Auto - Home - Health and Commercial Insurance6625 Miami Lakes Dr Ste 236(305) 705-7083
FO
15165 NW 77th Ave
Florida One Insurance
Flood Insurance Agent · Miami Lakes, FL

Florida One Insurance provides comprehensive flood insurance services for the Miami Lakes area, including policy guidance and risk assessment. Regular policy reviews and renewal assistance are offered to help clients maintain coverage through the National Flood Insurance Program. The agency primarily serves single-family homeowners seeking protection from rising water risks. Commercial clients include apartment complexes, local retail storefronts, and area restaurants that require flood insurance tailored to their specific property exposures.

LI
7950 NW 155th St STE 203
Lion Insurance Group
Flood Insurance Agent · Miami Lakes, FL

Lion Insurance Group serves the Miami-Dade County area from its base in Miami Lakes, Florida, specializing as a flood insurance agent. The company assists homeowners, renters, and commercial property owners in securing essential coverage that protects against water damage from storms and rising tides. Because flood risks are prevalent in South Florida, the agency helps clients evaluate their exposure and find suitable policies offered through the National Flood Insurance Program. Its focused services include risk assessment consultations and the placement of residential and commercial flood insurance policies.

AI
16010 NW 57th Ave Suite 110
AllStar Insurance & Taxes
Flood Insurance Agent · Miami Lakes, FL

AllStar Insurance & Taxes provides flood insurance coverage for properties in the Miami Lakes area, assisting clients with policies that protect against water damage from rising tides and heavy storms. The agency regularly reviews existing plans with clients, ensuring coverage aligns with current property values and flood zone maps. It is known for clear guidance on policy terms and federal requirements. This agent serves single-family homes, apartment complexes, retail spaces, and restaurant properties.

HF
5875 NW 163rd St #207
HoneyQuote | Florida Home Insurance
Flood Insurance Agent · Miami Lakes, FL

HoneyQuote | Florida Home Insurance serves homeowners, businesses, and property managers in Miami Lakes seeking flood insurance coverage. The agency helps clients navigate the complexities of securing protection against rising waters and storm surge, a common need in South Florida. They provide guidance on policy options, including those from the National Flood Insurance Program and private carriers. Understanding local flood zone requirements, the agency assists with obtaining quotes and ensuring adequate coverage for property assets. Their service area also includes the neighboring community of Hialeah and the broader Miami-Dade metro region.

EQ
14062 NW 82nd Ave
Equiinsurance
Flood Insurance Agent · Miami Lakes, FL

Equiinsurance in Miami Lakes, Florida, distinguishes between a one-time flood insurance policy purchase and an annual renewal service to maintain continuous coverage. The company offers protection tailored to property needs against potential flooding in the area. Consultations identify the most suitable NFIP or private market plan. Service for policy management and new quotes is available on a one-time, scheduled, or as-needed basis to accommodate individual client requirements.

NI
5875 NW 163rd St #207
NSI Insurance Group
Flood Insurance Agent · Miami Lakes, FL

NSI Insurance Group serves Miami Lakes and the surrounding South Florida communities, handling flood insurance policies for residential and commercial property owners. The company guides clients through the complexities of flood zone regulations and coverage requirements in this hurricane-prone region. For a typical job, it begins by assessing the property’s flood risk based on elevation and zone maps, then reviews policy options to match the client’s specific needs before finalizing the application process.

GI
15271 NW 60th Ave Suite 202
GreatFlorida Insurance: Linette Gutierrez
Flood Insurance Agent · Miami Lakes, FL

After a heavy thunderstorm or tropical depression, water damage is a constant worry for Miami Lakes homeowners. GreatFlorida Insurance: Linette Gutierrez helps property owners secure appropriate flood coverage to protect against these recurring threats. As a flood insurance agent, the company assists clients in understanding policy details and identifying suitable protection for their specific needs. Whether a home sits in a low-risk zone or a designated floodplain, an initial consultation and property assessment is the recommended first step toward securing coverage.

PI
14100 Palmetto Frontage Rd suite 320
Preferred Insurance Advisors Inc.
Flood Insurance Agent · Miami Lakes, FL

Preferred Insurance Advisors Inc. in Miami Lakes, FL specializes in securing tailored flood insurance policies for residential and commercial properties. Its general service work includes evaluating property risk exposure to coastal and inland flooding. The agency helps clients understand federal program requirements and private market options. Before the Atlantic hurricane season each year, it guides property owners in reviewing or updating their coverage to ensure adequate protection against storm surge and rising waters.

GI
7900 Oak Ln Suite 400, Office 408
Goosehead Insurance - Nick Tejedor
Flood Insurance Agent · Miami Lakes, FL

At Goosehead Insurance in Miami Lakes, Florida, Nick Tejedor assists property owners with obtaining coverage tailored to local flooding risks. The agency offers standard policies and specializes in adding flood protection to existing homeowners or commercial insurance plans. Understanding Miami Lakes’ exposure to heavy rainfall and storm surges, the agent advises clients on securing adequate limits. Services extend to businesses, including offices, warehouses, and food service operations, helping them manage potential water damage disruptions.

WR
6625 Miami Lakes Dr Ste 236
WD Royal Insurance Agency - Auto - Home - Health and Commercial Insurance
Flood Insurance Agent · Miami Lakes, FL
GI
6175 NW 153rd St STE 100
Global Insurance Agency
Flood Insurance Agent · Miami Lakes, FL
(305) 387-7677
globalinsurancefla.com
MF
6447 Miami Lakes Dr #100
A & M Falero Insurance
Flood Insurance Agent · Miami Lakes, FL
(305) 828-3230
faleroinsurance.com
CI
6625 Miami Lakes Dr # 222
Caley Insurance 110
Flood Insurance Agent · Miami Lakes, FL
(786) 558-0313
caleyinsurance.com
MT
7787 NW 146th St
M.A.T. Insurance Group
Flood Insurance Agent · Miami Lakes, FL
(786) 369-8464
matinsurancegroup.com
CI
14750 NW 77th Ct Suite 208B
Coverage Insurance Agency, Inc
Flood Insurance Agent · Miami Lakes, FL
(305) 239-8833
mycoverageins.com

What Does a a Flood Insurance Agent in Miami Lakes Cost?

Typical flood insurance costs in Miami Lakes range from $700 to $2,500 per year for an NFIP policy, depending on flood zone, building elevation, and coverage amount. Private market policies may cost more or less. Premiums are set by federal guidelines or insurer risk models. This is general information, not insurance advice.

About flood insurance agents in Miami Lakes

Flood insurance agents in Miami Lakes, Florida help property owners understand and purchase flood coverage required by lenders or local floodplain ordinances. Florida law mandates that all agents clearly explain policy limits and exclusions before purchase. Miami Lakes properties in Special Flood Hazard Areas often need flood insurance as a condition for a mortgage.

Frequently Asked Questions

Do I need flood insurance in Miami Lakes Florida?

If your property is in a high-risk flood zone and you have a federally backed mortgage, flood insurance is required. Many homeowners in Miami Lakes choose to buy it even if not required because of the area's hurricane and storm surge risk.

What does a flood insurance agent in Miami Lakes do?

A flood insurance agent helps you compare policies from the National Flood Insurance Program and private insurers. They explain coverage limits, deductibles, and the 30-day waiting period before a policy takes effect.

How long does it take to get flood insurance in Miami Lakes?

Standard NFIP policies have a 30-day waiting period from application date. Some private insurers may offer shorter waiting periods. You should plan ahead and not wait until a storm is approaching.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.