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HomeFlood Insurance AgentsFlorida › Middleburg

Find Flood Insurance Agents Near You in Middleburg, FL

Browse flood insurance agents serving Middleburg, Florida. Updated 2026-07-14.

The top-rated flood insurance agent in Middleburg, Florida is Katherine Baustert - State Farm Insurance Agent, rated 4.9 stars across 308 reviews. Other highly rated options include Rich Morris - State Farm Insurance Agent, Felisha Foote: Allstate Insurance, Brightway Insurance, The Herd Agency. This directory lists 13 flood insurance agents serving Middleburg.

Showing 13 flood insurance agents in Middleburg, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Katherine Baustert - State Farm Insurance Agent2219 County Rd 220 Suite 301(904) 276-2112
2Rich Morris - State Farm Insurance Agent2067 Palmetto St(904) 282-9898
3Felisha Foote: Allstate Insurance2640 Blanding Blvd Ste 206(904) 406-7838
4Brightway Insurance, The Herd Agency14 Swimming Pen Dr Suite 2(904) 469-1900
5Brightway Insurance - Middleburg2755 Blanding Blvd Ste. 110(904) 291-4663
6Liberty DSI1646 Corsair Ln #601(904) 264-0500
7Roberts Insurance of Middleburg2361 Blanding Blvd(904) 282-7665
8Jenny Lynne & Co4213 Co Rd 218(904) 291-3655
9Lyndel Hale Agency - Insurance2751 Blanding Blvd Suite 106(352) 612-4154
10Erwin Insurance Agency2494 Blanding Blvd #9(904) 282-7212
KB
2219 County Rd 220 Suite 301
Katherine Baustert - State Farm Insurance Agent
Flood Insurance Agent · Middleburg, FL

Katherine Baustert - State Farm Insurance Agent serves the Middleburg, Florida area and the surrounding Clay County region, offering flood insurance as a central service. This agency helps homeowners, renters, and business owners understand the specific flood risks and coverage options available in this zone. Policies from the National Flood Insurance Program are a common tool used to protect properties in mapped floodplains. The agency handles claims assistance and can bundle flood protection with a home or renters policy.

RM
2067 Palmetto St
Rich Morris - State Farm Insurance Agent
Flood Insurance Agent · Middleburg, FL

Rich Morris - State Farm Insurance Agent in Middleburg, FL, provides flood insurance policies designed to protect against water damage from storms and rising waters. The agency helps homeowners and renters evaluate their property’s flood risk and select appropriate coverage limits. Routine policy reviews and claims assistance are available to ensure clients remain properly protected. This agent serves single-family homes, apartments, retail storefronts, and local restaurants in the area.

FF
2640 Blanding Blvd Ste 206
Felisha Foote: Allstate Insurance
Flood Insurance Agent · Middleburg, FL

Felisha Foote: Allstate Insurance serves homeowners, businesses, and property managers in Middleburg, Florida, by providing flood insurance policies that protect against water damage from storms and rising waters. The agency works with clients to understand coverage options tailored to local flood zone requirements. It helps property owners secure necessary protection before a storm threat arrives, offering guidance on deductibles and policy limits. This agent also covers the neighboring community of Orange Park, ensuring consistent service throughout the broader Clay County area.

BI
14 Swimming Pen Dr Suite 2
Brightway Insurance, The Herd Agency
Flood Insurance Agent · Middleburg, FL

Brightway Insurance, The Herd Agency serves Middleburg, Florida, and the surrounding Clay County communities. This flood insurance agent assists property owners with securing coverage to protect against water damage from rising waters. They handle policies that help safeguard homes and businesses from the financial impact of flooding events common to the region. Understanding local flood zone risks, the agency works with clients to evaluate their potential exposure and present appropriate options. They approach each job by carefully matching coverage to the specific needs and location of each property.

BI
2755 Blanding Blvd Ste. 110
Brightway Insurance - Middleburg
Flood Insurance Agent · Middleburg, FL

For homeowners who need only a single certificate or those requiring ongoing protection, Brightway Insurance - Middleburg provides flood insurance coverage options. Their services assist with securing policies through the National Flood Insurance Program and private markets to protect properties against water damage in Middleburg, FL. They help evaluate flood zone risks and policy limits. Appointments for service are available on a one-time or as-needed basis for new policies and annual reviews.

LD
1646 Corsair Ln #601
Liberty DSI
Flood Insurance Agent · Middleburg, FL

Liberty DSI works as a Flood Insurance Agent, offering local guidance on policies and coverage options to property owners in Middleburg, Florida. This agency specializes in identifying flood risks common to the area and connecting clients with appropriate insurance solutions from standard programs. Services focus on both residential structures and various commercial sectors that require flood protection, including offices, warehouses, and food service establishments.

RI
2361 Blanding Blvd
Roberts Insurance of Middleburg
Flood Insurance Agent · Middleburg, FL

Roberts Insurance of Middleburg offers specialized flood insurance policies tailored to protect homes and businesses from water damage. It also provides general insurance services to meet local coverage needs throughout Middleburg, Florida. Understanding the area’s unique flood risks, the agency works with clients to select appropriate plans. This is especially important during the rainy season, when heavy storms and rising waterways pose an increased threat of property flooding.

JL
4213 Co Rd 218
Jenny Lynne & Co
Flood Insurance Agent · Middleburg, FL

In Middleburg, where unpredictable storms and seasonal downpours pose frequent risks to homes and businesses, Jenny Lynne & Co provides flood insurance agent services to help clients understand their coverage options. The company works to clarify policy details regarding rising water damage and assists with navigating federal flood program enrollment. To begin the process, an agent typically schedules an on-site assessment of the property to evaluate flood exposure and unique structural factors.

LH
2751 Blanding Blvd Suite 106
Lyndel Hale Agency - Insurance
Flood Insurance Agent · Middleburg, FL

Lyndel Hale Agency - Insurance provides residential flood insurance services for homeowners in Middleburg, Florida. The agency also writes commercial coverage for local businesses and serves properties throughout the surrounding area. Professional agents help clients secure policies that guard against water damage from severe storms and rising waters. Clients often return for annual policy reviews and updates to their coverage between regular storm-season visits.

EI
2494 Blanding Blvd #9
Erwin Insurance Agency
Flood Insurance Agent · Middleburg, FL

Erwin Insurance Agency helps property owners in Middleburg, FL, secure general insurance coverage for their assets, with specialized flood insurance services to fill critical gaps left by standard policies. The agency addresses both residential and commercial flood risk, ensuring clients are protected against water damage from severe weather or rising water tables. It can help insure offices, warehouses, and food service operations that require tailored protection against flood-related losses.

FB
2000 Henley Rd
Farm Bureau Insurance
Flood Insurance Agent · Middleburg, FL
(904) 282-0644
floridafarmbureau.com
AG
2569 County Rd 220 STE 202
Aaron Group
Flood Insurance Agent · Middleburg, FL
(904) 276-9088
aarongroupinsurance.com
AI
1811 Lago Del Sur Drive
Aflac Insurance Agent: Kegan Gonzalez
Flood Insurance Agent · Middleburg, FL
(904) 382-1572
local.aflac.com/kegan_gonzalez/Agent

What Does a a Flood Insurance Agent in Middleburg Cost?

Flood insurance premiums in Middleburg Florida vary based on flood zone, elevation, and building characteristics. Average NFIP rates range from about $700 to $2,500 per year for a standard home, but properties in high-risk zones can cost more. Private flood insurance may offer competitive rates or higher coverage limits. This is general information and not insurance advice.

About flood insurance agents in Middleburg

Middleburg Florida is located in Clay County and has areas designated as Special Flood Hazard Areas by FEMA. A flood insurance agent in Middleburg can help you understand your flood zone and obtain coverage through the National Flood Insurance Program or private insurers. Florida law requires flood insurance disclosures for many property transactions, making a local agent a valuable resource.

Frequently Asked Questions

Do I need flood insurance in Middleburg Florida?

If your property is in a FEMA-designated high-risk flood zone and you have a federally backed mortgage, flood insurance is mandatory. Even if not required, many Middleburg homeowners choose coverage because heavy rains and storm surges can cause flooding outside mapped zones.

What does a flood insurance agent in Middleburg do?

A flood insurance agent helps you assess your flood risk, explains NFIP and private policy options, and assists with filing claims. They can also help you complete the Elevation Certificate required for accurate premium pricing in Florida.

How long does it take to get flood insurance in Middleburg?

NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. Florida law allows exceptions for loan closings, so plan ahead when buying a home.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.