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Find Flood Insurance Agents in North Miami Beach, FL
Looking for a flood insurance agent in North Miami Beach? Review the directory below to compare your options.
12 agents listed
Updated May 2026
North Miami Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 12 flood insurance agents in North Miami Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Estrella Insurance
1695 NE 163rd St, North Miami Beach, FL 33162
(305) 639-2666
agents.estrellainsurance.com
Del Toro Insurance
313 NE 167th St, North Miami Beach, FL 33162
(305) 249-9500
deltoroinsurance.com
Skylake Insurance
1810 NE Miami Gardens Dr, North Miami Beach, FL 33179
(855) 267-0900
skylakeinsurance.com
Mercado Insurance Agency North Miami
1140 NE 163rd St #11-15, North Miami Beach, FL 33162
(305) 914-5045
mercadoinsuranceagency.com
Michelle Priestman Desjardins: Allstate Insurance
18383 NE 18th Rd, North Miami Beach, FL 33179
(305) 945-0823
agents.allstate.com
Assure-Us The Insurance Agency
1880 NE 163rd St, North Miami Beach, FL 33162
(305) 956-7818
assureus.us
Ma-Cuervo Insurance Group
15927 Biscayne Blvd, North Miami Beach, FL 33160
(305) 956-9992
macuervoinsurance.com
AllStar Direct Insurance & Financial Services
16123 Biscayne Blvd, North Miami Beach, FL 33160
(305) 754-7414
allstardirect.com
Royalty Insurance Agency
17101 NE 19th Ave, North Miami Beach, FL 33162
(954) 367-3998
Light Insurance Agency FL
3909 NE 163rd St, North Miami Beach, FL 33160
(786) 833-9239
aventurasecurities.com
SIlmar Insurance
15807 Biscayne Blvd, North Miami Beach, FL 33160
(786) 673-2880
thesilmargroup.com
All Ways Insurance-Florida
2040 NE 163rd St #309, North Miami Beach, FL 33162
(305) 944-4868
Flood insurance agents in North Miami Beach help property owners navigate flood zone requirements and obtain coverage through the National Flood Insurance Program (NFIP) or private insurers. Florida law requires flood insurance disclosure for certain properties, and agents can explain the specific flood risks in this coastal city. Working with a local agent ensures you understand elevation certificates and flood map updates that affect your premium.
What Does a Flood Insurance Agent in North Miami Beach Cost?
Flood insurance costs in Florida vary widely based on flood zone, elevation, building age, and coverage amount. Typical annual premiums for an NFIP policy range from 700 to 2,500 dollars for a standard home, but high-risk properties can cost more. Private flood insurance may offer different rates and higher limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent do in North Miami Beach?
A flood insurance agent helps you find and purchase a flood insurance policy that meets your needs. They review your property location, flood zone designation, and coverage options. Agents also assist with policy renewals and claims questions.
Is flood insurance required in North Miami Beach Florida?
Flood insurance is required if you have a federally backed mortgage and your property is in a high-risk flood zone (Special Flood Hazard Area). Even if not required, many homeowners choose coverage because North Miami Beach is in a coastal flood risk area.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.