The top-rated flood insurance agent in North Miami Beach, Florida is Estrella Insurance, rated 5.0 stars across 1,322 reviews. Other highly rated options include Mercado Insurance Agency North Miami, Del Toro Insurance, Skylake Insurance. This directory lists 12 flood insurance agents serving North Miami Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 1695 NE 163rd St | (305) 639-2666 |
| 2 | Mercado Insurance Agency North Miami | 1140 NE 163rd St #11-15 | (305) 914-5045 |
| 3 | Del Toro Insurance | 313 NE 167th St | (305) 249-9500 |
| 4 | Skylake Insurance | 1810 NE Miami Gardens Dr | (855) 267-0900 |
| 5 | Michelle Priestman Desjardins: Allstate Insurance | 18383 NE 18th Rd | (305) 945-0823 |
| 6 | Assure-Us The Insurance Agency | 1880 NE 163rd St | (305) 956-7818 |
| 7 | Ma-Cuervo Insurance Group | 15927 Biscayne Blvd | (305) 956-9992 |
| 8 | AllStar Direct Insurance & Financial Services | 16123 Biscayne Blvd | (305) 754-7414 |
| 9 | Royalty Insurance Agency | 17101 NE 19th Ave | (954) 367-3998 |
| 10 | Light Insurance Agency FL | 3909 NE 163rd St | (786) 833-9239 |
Estrella Insurance offers property and casualty coverage for residential and commercial clients in North Miami Beach, Florida. It specializes in flood insurance policies to address the region's heightened risk of water damage from storms and rising waters. Clients receive tailored protection for their homes, rental properties, and businesses. The agency serves a range of commercial sectors, including offices, warehouses, and food service establishments, ensuring their specific flood-related exposures are covered.
Mercado Insurance Agency North Miami offers comprehensive flood insurance services, including policy consultation and risk assessment for properties in North Miami Beach, FL. It provides assistance with plan selection and claims support for clients navigating the National Flood Insurance Program. The agency helps maintain appropriate coverage through periodic policy reviews to address changing flood zone requirements. It serves single-family homes, apartments, retail locations, and restaurants needing reliable flood protection.
Del Toro Insurance provides flood insurance policies for residential properties in North Miami Beach, Florida, addressing the specific needs of homeowners in flood-prone zones. The company also offers commercial coverage for local businesses seeking to protect their assets from water damage. Service extends throughout the surrounding area, ensuring clients have access to necessary protection. After the initial policy placement, the firm assists with claims follow-up and renewal adjustments, offering continued support between regular hurricane season reviews.
Skylake Insurance serves the North Miami Beach, Florida, area and provides flood insurance agency services to local property owners and businesses. As a flood agent, the company helps clients secure policies that cover damage from rising water and storm surge, a critical need in this coastal region. It assists with both residential and commercial flood insurance applications for those in high-risk zones. The agency handles policy renewal guidance and initial coverage assessments for flood-prone properties.
Michelle Priestman Desjardins: Allstate Insurance serves homeowners, businesses, and property managers in North Miami Beach, Florida. The agency provides flood insurance agent services to help clients secure coverage that protects structures and possessions from water damage. With the region susceptible to seasonal storms and rising tides, property owners often require guidance in evaluating their flood risk and policy options. This includes assistance with understanding coverage limits and navigating the claims process when needed. The practice also extends these services to property owners across nearby Aventura.
Assure-Us The Insurance Agency serves North Miami Beach, Florida, and the surrounding coastal communities, handling flood insurance policies for residential and commercial properties. It assists clients in navigating National Flood Insurance Program requirements and private market options to secure adequate property protection. To manage a typical job, the agency conducts a detailed review of the property’s flood zone designation and coverage needs before recommending a suitable policy.
Ma-Cuervo Insurance Group in North Miami Beach, FL helps clients evaluate the difference between a one-time flood policy for a single property closing and recurring annual coverage that protects a permanent residence. Their policies address the specific flood risks common to properties in South Florida’s low-lying coastal zones. Service appointments are generally available on a scheduled basis for initial consultations and periodic policy reviews.
AllStar Direct Insurance & Financial Services provides tailored flood insurance policies for properties in North Miami Beach, Florida. It also advises homeowners and businesses on appropriate coverage limits to protect against water damage from rising tides or heavy storms. The agency helps clients address the specific risks of hurricane season, including storm surge and flash flooding that commonly affect South Florida neighborhoods.
For North Miami Beach residents facing the annual threat of tropical storms and hurricane-season flooding, Royalty Insurance Agency provides essential coverage options tailored to local risk patterns. Specializing exclusively as a flood insurance agent, this office helps property owners navigate policies that address rising water damage from coastal and inland sources in the area. The company assists clients through plan selection and documentation requirements, ensuring appropriate protection levels before the skies darken. The process typically begins with a comprehensive property assessment and flood zone evaluation conducted by a licensed agent.
Light Insurance Agency FL is a North Miami Beach firm that assists property owners with securing flood insurance, specializing in supplementary coverage for gaps left by standard policies. Its agents guide clients through National Flood Insurance Program options and private market alternatives to address specific flood zone requirements. The company can serve local commercial sectors including offices, warehouses, and food service establishments that need tailored protection for their business assets and operations.
What Does a a Flood Insurance Agent in North Miami Beach Cost?
Flood insurance costs in Florida vary widely based on flood zone, elevation, building age, and coverage amount. Typical annual premiums for an NFIP policy range from 700 to 2,500 dollars for a standard home, but high-risk properties can cost more. Private flood insurance may offer different rates and higher limits. This is general information and not insurance advice.
About flood insurance agents in North Miami Beach
Flood insurance agents in North Miami Beach help property owners navigate flood zone requirements and obtain coverage through the National Flood Insurance Program (NFIP) or private insurers. Florida law requires flood insurance disclosure for certain properties, and agents can explain the specific flood risks in this coastal city. Working with a local agent ensures you understand elevation certificates and flood map updates that affect your premium.
Frequently Asked Questions
What does a flood insurance agent do in North Miami Beach?
A flood insurance agent helps you find and purchase a flood insurance policy that meets your needs. They review your property location, flood zone designation, and coverage options. Agents also assist with policy renewals and claims questions.
Is flood insurance required in North Miami Beach Florida?
Flood insurance is required if you have a federally backed mortgage and your property is in a high-risk flood zone (Special Flood Hazard Area). Even if not required, many homeowners choose coverage because North Miami Beach is in a coastal flood risk area.
How do I choose a flood insurance agent in North Miami Beach?
Look for an agent licensed in Florida with experience in NFIP policies and private flood insurance. Ask about their knowledge of local flood zones and elevation certificate requirements. A good agent will explain policy limits and exclusions clearly.
Flood Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Clearwater · Clermont · Coconut Creek · Coral Gables · Coral Springs · Crestview