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Find Flood Insurance Agents in Orlando, FL

Directory of flood insurance agents in Orlando, Florida. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Orlando, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 flood insurance agents in Orlando, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Garzor Insurance
4369 Hunters Park Ln, Orlando, FL 32837
(321) 206-8035 garzorinsurance.com
American Insurance Point - AIP FLORIDA
7362 Futures Dr ste 21b, Orlando, FL 32819
(407) 826-1747 aipflorida.com
Erb and Young Insurance
7575 Dr Phillips Blvd #240, Orlando, FL 32819
(321) 234-1690 erbandyounginsurance.com
Harry Levine Insurance
7208 W Sand Lake Rd # 206, Orlando, FL 32819
(407) 855-1000 harrylevineinsurance.com
Rodriguez Insurance
2218 S Chickasaw Trail, Orlando, FL 32825
(407) 482-3314 rinsurancefl.com
Renegade Insurance
3120 S Kirkman Rd Ste 2B, Orlando, FL 32811
(407) 268-6000 renegadeinsurance.com
GreatFlorida Insurance: Randy Hernandez
3203 Conway Rd Ste 106, Orlando, FL 32812
(407) 813-1833 conway.greatflorida.com
MLR Insurance Group
4365 Hunters Park Ln Suite 50, Orlando, FL 32837
(407) 676-4686 mlrinsurancegroup.com
LRA Insurance
498 S Lake Destiny Dr Suite 200, Orlando, FL 32810
(407) 838-3445 lrainsurance.com
State Farm: Rocco English
11071 University Blvd STE 100, Orlando, FL 32817
(407) 657-7800 roccoenglish.com
GreatFlorida Insurance: Francisco Ortiz
2751 S Chickasaw Trail Ste 102, Orlando, FL 32829
(407) 588-9313 riopinar.greatflorida.com
Universal Insurance Agency
1548 S Semoran Blvd, Orlando, FL 32807
(407) 898-1116 myuniversalinsurance.com
Beacon Insurance Agency
6900 Tavistock Lakes Blvd Suite 400, Orlando, FL 32827
(321) 424-6200 theinsurancebeacon.com
Florida Insurance Group
11531 Lake Underhill Rd, Orlando, FL 32825
(407) 277-6000 floridainsurance.com
Floridian Insurance Agency
1417 N Semoran Blvd Ste 107, Orlando, FL 32807
(407) 207-1616 floridianinsurance.com
Perfect Insurance
6200 Metrowest Blvd Ste 103 C, Orlando, FL 32835
(833) 507-3733 theperfectinsurance.com
Insurance Warehouses of America
6200 Metrowest Blvd STE 204, Orlando, FL 32835
(407) 982-3266 insurancewarehouses.com
Lancaster & Associates Insurance Inc
1215 W Fairbanks Ave, Orlando, FL 32804
(407) 650-4900 lancaster-agency.com
CALEY INSURANCE ORLANDO
5316 Edgewater Dr #100, Orlando, FL 32810
(407) 495-2413 caleyinsuranceorlando.com
Florida STATE Low Cost Home Insurance Quote of Central Florida
1802 N Alafaya Trail, Orlando, FL 32826
(407) 379-7939 valleinsuranceprofessionals.com

Flood insurance agents in Orlando help property owners navigate the National Flood Insurance Program and private flood coverage. Florida law requires flood insurance disclosures for certain properties and many lenders mandate coverage in high-risk zones. An agent can review your flood zone and recommend appropriate policy limits.

What Does a Flood Insurance Agent in Orlando Cost?

Flood insurance costs in Florida vary by flood zone, property value, and coverage amount. NFIP policies average between 700 and 1,200 dollars per year for standard coverage in moderate-risk zones. High-risk coastal areas may see premiums from 2,000 to 5,000 dollars or more. Private market rates can be competitive. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Orlando Florida?
If your property is in a Special Flood Hazard Area designated by FEMA your lender will likely require flood insurance. Even outside high-risk zones flooding can occur so many Orlando homeowners choose coverage for protection.
What does a flood insurance agent do in Orlando?
A flood insurance agent helps you compare NFIP and private flood policies, explains flood zone maps, and assists with filing claims. They also ensure you meet Florida statutory requirements for flood disclosure when buying a home.
How long does it take to get flood insurance in Orlando?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods but always check the effective date with your agent.