The top-rated flood insurance agent in Oviedo, Florida is Steve Manzano - State Farm Insurance Agent, rated 4.9 stars across 423 reviews. Other highly rated options include Professional Property & Casualty LLC, Jorel Rodriguez - State Farm Insurance Agent, Brightway Insurance, Oviedo-Winter Springs. This directory lists 16 flood insurance agents serving Oviedo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Manzano - State Farm Insurance Agent | 1977 Alafaya Trail #1031 | (407) 542-0067 |
| 2 | Professional Property & Casualty LLC | 2050 Winter Springs Blvd | (407) 366-7746 |
| 3 | Jorel Rodriguez - State Farm Insurance Agent | 1875 County Rd 419 #300 | (407) 278-2371 |
| 4 | Brightway Insurance, Oviedo-Winter Springs | 1500 Alafaya Trail STE 1012 | (407) 706-6550 |
| 5 | Salmon Agency | 1890 County Rd 419 #1040 | (407) 365-1766 |
| 6 | Karla Salmon Insurance | 95 E Mitchell Hammock Rd #201 | (407) 478-8808 |
| 7 | Goosehead Insurance - Stephanie Velez | 1317 W Broadway St | (407) 785-6761 |
| 8 | Kerbelis Insurance Agency | 1949 County Rd 419 #1251 | (407) 775-2760 |
| 9 | Integrity Insurance Group Inc. | 1755 W Broadway St #7 | (407) 366-7050 |
| 10 | Rob Cole: Allstate Insurance | 2657 Danielle Dr | (407) 977-4640 |
Steve Manzano - State Farm Insurance Agent serves Oviedo and all of Seminole County, Florida, specializing in flood insurance agency services. The agency helps property owners understand the unique flood risks present in Central Florida. Policies are designed to protect homes and businesses from potential water damage during heavy storm seasons. Common coverage options include structures and their contents. The firm also assists clients with claims reporting and policy adjustments specific to flood events.
Professional Property & Casualty LLC provides flood insurance coverage for properties in Oviedo, Florida. The agency helps clients evaluate their flood risk and select policies that meet federal and local requirements. It offers guidance on policy changes and assists with renewals to maintain continuous coverage. The agency discusses deductible options and coverage limits during consultations. It services a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
Homeowners, businesses, and property managers in Oviedo, Florida turn to Jorel Rodriguez - State Farm Insurance Agent for flood insurance coverage tailored to their specific needs. The agency helps clients understand National Flood Insurance Program policies and private market options that protect structures and contents from water damage prevalent in this region. They guide customers through risk assessment and coverage selection to ensure adequate protection against flooding events. The agency extends its flood insurance services to the neighboring community of Winter Springs and the greater Seminole County metropolitan area.
Brightway Insurance, Oviedo-Winter Springs serves Oviedo, Winter Springs, and surrounding communities in central Florida, handling flood insurance policies for homeowners and businesses. The area’s proximity to waterways and seasonal storms makes coverage an essential consideration for property owners. The agency helps clients understand the specific flood risks for their properties and selects appropriate policies from available plans. To manage a typical job, it begins by evaluating a property’s location and flood zone before recommending a policy that aligns with the client’s needs.
For homeowners and businesses in Oviedo, flood insurance agents offer both one-time policy evaluations for new or at-risk properties and ongoing service for existing coverage adjustments. Salmon Agency assists with understanding National Flood Insurance Program requirements and private market options to protect against local flooding risks from heavy rains or nearby waterways. Their service structure runs on an as-needed basis, allowing clients to request consultations or policy reviews whenever flood concerns arise.
As a flood insurance agent, Karla Salmon Insurance specializes in securing National Flood Insurance Program policies for properties in Oviedo, Florida. The agency also provides personalized guidance to help clients understand their specific coverage needs and flood zone risks. It assists property owners in adapting to increasingly demanding local flood maps. This service is particularly vital during the Atlantic hurricane season, when heavy rainfall and storm surge threaten homes and businesses throughout the Oviedo area.
Hurricane season often brings heavy rains and storm surge to Oviedo, Florida, making property protection a serious concern for residents. Goosehead Insurance - Stephanie Velez addresses these seasonal risks by providing focused flood insurance policies tailored to the area. They help homeowners and renters understand their specific exposure and secure adequate coverage. An agent will schedule a personal consultation to review the property and recommend an appropriate plan before completing the initial assessment of the building’s flood risk.
Kerbelis Insurance Agency serves clients in Oviedo, Florida, offering general property and liability coverage. The company specializes in supplemental flood insurance policies for residential and commercial properties. Flood insurance agents in this region provide essential protection against water damage from storms and rising waters. The agency can customize coverage for homeowners, ensuring their assets remain secure during unpredictable weather events. For commercial clients, Kerbelis Insurance Agency helps safeguard offices, warehouses, and food service establishments from flooding-related financial losses.
Integrity Insurance Group Inc. serves residential property owners in Oviedo, Florida, by securing flood insurance policies that protect homes from water damage. Commercial clients also receive coverage tailored to their business needs throughout the local area. As a registered flood insurance agent, the company helps policyholders understand their specific risk exposure and available coverage options. This initial consultation typically leads to long-term relationships, allowing the agency to review and adjust policies for clients during regular visits or after major weather events.
Rob Cole: Allstate Insurance in Oviedo, FL, is known for providing local flood insurance agency services. The agency helps property owners navigate flood insurance options for residential and commercial structures in the region. Coverage plans address standard flood risks that typically require separate policies outside standard homeowners insurance. The agency can assess individual property exposure and recommend appropriate protection levels. Policy offerings are designed to meet community requirements and lender mandates. A specialty the firm can add on is sewer backup coverage to guard against water damage from overwhelmed drainage systems.
What Does a a Flood Insurance Agent in Oviedo Cost?
The cost of flood insurance in Oviedo Florida typically ranges from 700 to 2,500 per year for an NFIP policy depending on flood zone elevation and coverage amount. Private flood insurance can be slightly cheaper or more expensive based on risk factors. Premiums are set by federal guidelines for NFIP or by private insurers for private policies. This is general information and not insurance advice.
About flood insurance agents in Oviedo
Flood insurance agents in Oviedo Florida help homeowners and renters secure coverage against flood damage. Oviedo is in Seminole County which has designated flood zones requiring insurance for many properties. Florida law requires lenders to mandate flood insurance for homes in high-risk areas.
Frequently Asked Questions
Do I need flood insurance in Oviedo Florida?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage you are required to carry flood insurance. Even outside high-risk zones flooding can occur so many choose to purchase coverage.
What does a flood insurance agent in Oviedo do?
A flood insurance agent helps you assess your flood risk compare policies from the National Flood Insurance Program and private carriers and submit your application. They also assist with claims and policy renewals.
How long does it take to get flood insurance in Florida?
Standard NFIP policies have a 30-day waiting period before coverage begins. Private flood insurance may offer shorter waiting periods or immediate coverage. Plan ahead to avoid gaps.
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