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Flood Insurance Agents in Palm Bay, FL

Compare flood insurance agents in Palm Bay. Review contact information and insurance categorys before you decide.

18 agents listed
Updated May 2026
Palm Bay, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 18 flood insurance agents in Palm Bay, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jeff Thummel - State Farm Insurance Agent
4951 Babcock St NE Ste 5, Palm Bay, FL 32905
(321) 727-3992 jeffthummel.com
Patriot Growth Insurance Service, LLC
1430 Palm Bay Rd NE Suite A and B, Palm Bay, FL 32905
(321) 725-1440 wreninsuranceagency.com
Ryan Hill - State Farm Insurance Agent
1460 Baytree Dr Suite D, Palm Bay, FL 32905
(321) 723-1444 askryanhill.com
Joe Raley - State Farm Insurance Agent
5030 Minton Rd #1, Palm Bay, FL 32907
(321) 723-0333 joeraley.com
Weston Johnson - State Farm Insurance Agent
590 Malabar Rd SE #6, Palm Bay, FL 32907
(321) 541-1433 myagentweston.com
Sarpoolaki Insurance Center,LLC
277 Malabar Rd SE, Palm Bay, FL 32907
(321) 914-0303 sarpoolakiinsurance.com
GreatFlorida Insurance: Sabrina Lee
4651 Babcock St NE # 17, Palm Bay, FL 32905
(321) 724-4409 palmbay.greatflorida.com
Monty McCart: Allstate Insurance
820 Palm Bay Rd NE #111, Palm Bay, FL 32905
(321) 724-8851 agents.allstate.com
Brightway Insurance, The DeJesus Legacy Agency
3200 Dixie Hwy NE Ste 7, Palm Bay, FL 32905
(321) 257-4045 brightway.com
Renegade Insurance - Palm Bay
4961 Babcock St NE STE 7, Palm Bay, FL 32905
(321) 450-3076 renegadeinsurance.com
We Insure Pinnacle
5240 Babcock St NE #300b, Palm Bay, FL 32905
(321) 326-6160 weinsurepinnacle.com
Clover Insurance Agency
190 Malabar Rd SW #122, Palm Bay, FL 32907
(321) 725-6837 cloverinsuranceagency.com
Drive Florida Insurance & Services, LLC
4640 Lipscomb St STE 19, Palm Bay, FL 32905
(772) 448-0946 dflinsuranceservices.net
Advanced Insurance Net
6050 S Babcock St #17, Palm Bay, FL 32909
(321) 255-1077 ainsurance.biz
Ecko Insurance
2475 Palm Bay Rd NE Suite 145 #15-16, Palm Bay, FL 32905
(321) 878-3256 eckoinsurance.com
Bluefin Insurance Agency
4350 Dixie Hwy NE, Palm Bay, FL 32905
(321) 307-5224 facebook.com
Anchor & Atlas Insurance
1805 Canova St SE # 3, Palm Bay, FL 32909
(321) 454-4444 anchoratlasinsurance.com
The McCart Agency
820 Palm Bay Rd NE #111, Palm Bay, FL 32905
(321) 724-8851 allstate.com

Flood insurance agents in Palm Bay, Florida help homeowners and businesses secure coverage against flood damage. Florida law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Agents in Palm Bay can explain local flood maps and the National Flood Insurance Program (NFIP) rules.

What Does a Flood Insurance Agent in Palm Bay Cost?

Flood insurance costs in Palm Bay vary based on flood zone, property elevation, and coverage amount. NFIP policies average around $700 to $1,200 per year for standard coverage, but high-risk properties can cost $2,000 or more. Private flood insurance may offer lower rates for lower-risk properties. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Palm Bay Florida?
If your property is in a high-risk flood zone and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur, so many residents choose to carry a policy for protection.
What does a flood insurance agent do in Palm Bay?
A flood insurance agent helps you compare NFIP and private flood insurance options. They assess your property risk, explain coverage limits and deductibles, and assist with filing claims after a flood event.