The top-rated flood insurance agent in Palm Beach Gardens, Florida is Kelly Hagar State Farm Insurance Agency, rated 4.9 stars across 780 reviews. Other highly rated options include Sarah Cvetas-McLendon - State Farm Insurance Agent, Gregg Blanchard Insurance Agency: Allstate Insurance, GreatFlorida Insurance: Michelle Silvester. This directory lists 14 flood insurance agents serving Palm Beach Gardens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kelly Hagar State Farm Insurance Agency | 9458 FL A1AAlt | (561) 627-7660 |
| 2 | Sarah Cvetas-McLendon - State Farm Insurance Agent | 2925 PGA Blvd #101 | (561) 694-9616 |
| 3 | Gregg Blanchard Insurance Agency: Allstate Insurance | 4290 Professional Center Dr #101 | (561) 627-1707 |
| 4 | GreatFlorida Insurance: Michelle Silvester | 5100 PGA Blvd Suite 317 | (561) 202-6186 |
| 5 | Worth Insurance Services, LLC. | 12300 FL A1AAlt #203 | (561) 463-5814 |
| 6 | Ackerman Insurance Services, Inc. | 3307 Northlake Blvd STE 106 | (561) 624-2040 |
| 7 | Brightway Insurance, The Murphy Agency | 4550 Donald Ross Rd I-110 | (561) 598-6300 |
| 8 | Giselle Camilo: Allstate Insurance | 4550 PGA Blvd #213 | (561) 253-8000 |
| 9 | Lay Insurance Group, Inc | 9770 Gardens E Dr | (561) 622-2886 |
| 10 | Shoreline Insurance Inc | 5600 PGA Blvd STE 100A | (561) 660-8851 |
Kelly Hagar State Farm Insurance Agency serves the Palm Beach Gardens, Florida, area and surrounding communities as a flood insurance agent. The agency works with homeowners and renters to evaluate their exposure to water damage from storms and rising water levels. Policies available through this provider help clients secure financial protection for their property and personal belongings. The agency handles applications for NFIP-backed flood insurance and assists policyholders with adjusting coverage after damage occurs.
Sarah Cvetas-McLendon - State Farm Insurance Agent provides flood insurance policies tailored to individual needs. It works with clients to assess flood risk and secure appropriate coverage for their properties. Regular policy reviews and updates are offered to ensure protection remains current with changing flood zone data. The agency also assists with claims filing guidance throughout the process. It services a range of properties including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Palm Beach Gardens seeking flood insurance work with Gregg Blanchard Insurance Agency: Allstate Insurance. The agency helps clients assess their property’s flood risk and select appropriate National Flood Insurance Program policies. They explain coverage limits, waiting periods, and the distinction between building and contents protection. Navigating flood zone requirements near coastal waterways can be complex, and the agency guides property owners through the process. Service also extends to clients in nearby Jupiter and the greater northern Palm Beach County metro area.
GreatFlorida Insurance: Michelle Silvester serves the Palm Beach Gardens, Florida area with flood insurance agency services. The company helps property owners navigate federal flood program requirements and secure coverage for residential and commercial structures. As a local agent, it assists clients in understanding flood zone designations and the necessity of adequate protection against water damage. The agency processes applications for standard flood policies and provides consultations for clients seeking coverage beyond basic government-backed plans.
Worth Insurance Services, LLC, serves Palm Beach Gardens and the surrounding coastal communities, handling flood insurance policies for homeowners, renters, and commercial property owners. The firm secures coverage through the National Flood Insurance Program and private market carriers to protect clients against storm surge and rising waters. For a typical quote, it reviews county flood maps and FEMA zone data to match the property’s specific elevation and risk profile. It then presents clear policy options with deductibles and coverage limits before binding the chosen plan.
Offering both one-time policy setup and ongoing service for existing coverage, Ackerman Insurance Services, Inc. helps property owners navigate flood insurance options. This Palm Beach Gardens agency assists with understanding the National Flood Insurance Program and private policies designed to protect homes and businesses from water damage. Recurring account management includes annual policy reviews and updating coverage after property changes. Service runs on a combination of an as-needed basis for inquiries and scheduled billing cycles, ensuring clients receive timely support for their flood insurance needs.
Monsoon rains and sudden coastal storms can threaten homes across Palm Beach Gardens, and Brightway Insurance, The Murphy Agency provides guidance on flood insurance to protect local property owners. This agency specializes in helping clients navigate Federal Emergency Management Agency flood maps and understand available coverage options for their specific risk. After reviewing property details and discussing potential vulnerabilities, the agent schedules an initial inspection to assess drainage and elevation concerns relevant to a new policy.
Giselle Camilo: Allstate Insurance specializes in providing flood insurance tailored to the risks of the Palm Beach Gardens area. For homeowners, renters, and business owners, the agency details coverage options that address property protection against rising waters. It assists clients in understanding policy exclusions for basements, personal property, and building contents under the National Flood Insurance Program. The agency regularly reviews plans for renewal deadlines and coverage limits. This is especially helpful during the Atlantic hurricane season, when heavy storms often create a high demand for new flood policies.
Lay Insurance Group, Inc in Palm Beach Gardens, FL provides flood insurance agency services to property owners throughout the local area. The company specializes in assessing flood risk and advising on appropriate coverage options for residential and commercial structures. Its work includes helping clients understand the specific hazards affecting properties near waterways and low-lying zones. Commercial sectors it can serve include offices, warehouses, and food service establishments.
Shoreline Insurance Inc in Palm Beach Gardens, FL primarily serves residential clients needing flood coverage, protecting homes against water damage from storms and rising tides. The agency also writes commercial policies for local businesses and offers its services throughout the greater Palm Beach County area. They assist property owners in understanding flood zone designations and securing appropriate plans to meet lender requirements. After providing an initial policy, the agent typically contacts clients again before each renewal season to adjust coverage as needed.
What Does a a Flood Insurance Agent in Palm Beach Gardens Cost?
Typical flood insurance costs in Florida range from 700 to 2,500 dollars per year for standard NFIP policies. Private market rates may be higher or lower based on property elevation and flood zone. Costs vary by case and depend on coverage amount deductible and building characteristics. This is general information not insurance advice.
About flood insurance agents in Palm Beach Gardens
Flood insurance agents in Palm Beach Gardens help property owners secure coverage required by many lenders in high-risk zones. Florida law mandates that agents disclose flood zone information during the application process. Local agents understand the specific flood risks from the Intracoastal Waterway and nearby canals.
Frequently Asked Questions
Do I need flood insurance in Palm Beach Gardens Florida?
If your property is in a Special Flood Hazard Area designated by FEMA your mortgage lender will likely require flood insurance. Even outside high-risk zones flooding from heavy rain or storm surge can occur. An agent can review your flood map status.
How do I choose a flood insurance agent in Palm Beach Gardens?
Look for an agent licensed in Florida who offers policies through the National Flood Insurance Program or private carriers. Ask about their experience with local elevation certificates and flood zone determinations. Verify they are in good standing with the Florida Department of Financial Services.
What does a flood insurance agent do for me?
The agent assesses your property risk explains coverage limits and helps you select a policy that meets lender requirements. They can assist with filing elevation certificates and answering questions about deductibles and contents coverage. They do not adjust claims but can guide you to the claims process.
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