The top-rated flood insurance agent in Pembroke Pines, Florida is Mendez & Associates Insurance, rated 4.9 stars across 1,320 reviews. Other highly rated options include Southern Guard Insurance, Best One Insurance, Inc., Univista Insurance. This directory lists 22 flood insurance agents serving Pembroke Pines.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mendez & Associates Insurance | 2020 NW 150th Ave Suite 301 | (877) 258-7580 |
| 2 | Southern Guard Insurance | 10000 Stirling Rd Ste 6 | (888) 875-0028 |
| 3 | Best One Insurance, Inc. | 18503 Pines Blvd Suite 206 | (954) 944-3928 |
| 4 | Univista Insurance | 1931 NW 150th Ave Ste 112 | (954) 603-5800 |
| 5 | Michelle Silva - State Farm Insurance Agent | 1601 N Flamingo Rd Ste 4 | (954) 699-0811 |
| 6 | GreatFlorida Insurance: Jovanny Valdes | 9050 Pines Blvd Suite 455 | (954) 543-6085 |
| 7 | MAD INSURANCE INC | 9050 Pines Blvd Ste. 415-418 | (954) 541-9232 |
| 8 | Rolfs Insurance Services | 10011 Pines Blvd STE 201 | (954) 251-3312 |
| 9 | Rushmore Insurance Division | 15800 Pines Blvd Suite 300 | (305) 613-4260 |
| 10 | Abstract Insurance Agency | 7744 Taft St | (954) 962-7676 |
Mendez & Associates Insurance serves the Pembroke Pines area of Broward County, Florida, as a local flood insurance agent. The agency provides guidance on policies for properties located in designated flood zones and Special Flood Hazard Areas. It assists homeowners, renters, and commercial property owners in securing National Flood Insurance Program coverage. Services include risk assessment for flood-prone locations and claims assistance for water damage from rising waters. The agency helps clients address required Elevation Certificates and adjust policies for new flood maps.
Southern Guard Insurance provides residential and commercial flood insurance placement and policy review services for properties in the Pembroke Pines area. It assists clients in understanding National Flood Insurance Program options and helps evaluate coverage needs for properties located within designated flood zones. Regular policy reviews ensure coverage aligns with changing flood map updates and property modifications. The company services single-family homes, apartments, retail spaces, and restaurants.
Best One Insurance, Inc. in Pembroke Pines, FL, serves homeowners, business owners, and property managers seeking reliable flood insurance coverage. The agency helps clients navigate the complexities of flood risk protection, ensuring properties are safeguarded against potential water damage. It assists with policy selection and application processes tailored to individual needs. The area’s proximity to waterways makes flood coverage a prudent choice for many residents. Best One Insurance, Inc. also extends its flood insurance services to clients throughout nearby Miramar and the broader Broward County region.
Univista Insurance specializes in flood insurance policies tailored to residential and commercial properties in Pembroke Pines, Florida. As a local flood insurance agent, the company works with property owners to assess flood risks and secure coverage that meets regulatory requirements and lending obligations. It assists clients with policy selection, application, and claims guidance through straightforward service. During hurricane season and periods of heavy rainfall, the agency helps residents address rising water threats and maintain necessary financial protection against flood damage.
Michelle Silva - State Farm Insurance Agent in Pembroke Pines, FL, assists clients with flood insurance, distinguishing between standard one-time policy purchases and recurring options that renew to maintain continuous coverage. For homeowners and renters in flood-prone areas, coverage protects structures and belongings from water damage. Flood insurance is typically required for properties in high-risk zones and is recommended elsewhere. Service is provided on an as-needed basis, accommodating policy inquiries, adjustments, and claims support as required by each customer's situation.
In South Florida, the hurricane season and sudden downpours create a constant threat of flooding for Pembroke Pines homeowners. GreatFlorida Insurance: Jovanny Valdes helps property owners navigate this essential coverage, explaining the distinctions between standard policies and flood-specific protection. By analyzing the local topography and flood zone maps, the agency identifies each home’s specific risk. The process begins with a thorough on-site inspection to evaluate drainage and elevation, ensuring every client receives a tailored initial-assessment step.
MAD INSURANCE INC provides flood insurance policies to property owners in and around Pembroke Pines, Florida. The agency specializes in helping clients navigate the complex floodplain regulations and coverage requirements common to this region. Standard residential and commercial flood protection plans are available. The agency can also arrange supplemental coverage for elevated flood risks. Commercial sectors served include local offices, warehouses, and food service establishments requiring business interruption coverage from flood damage.
Rolfs Insurance Services provides residential flood insurance solutions for homeowners in Pembroke Pines, Florida, a region prone to heavy seasonal rains and storm surge. The company also offers commercial flood coverage tailored to local businesses and retail properties throughout the broader south Florida area. Policies are designed to protect property owners from potential water damage during hurricane seasons and unexpected downpours. Clients often return for annual policy reviews or schedule adjustments between regular visits to ensure their coverage remains adequate as conditions change.
Rushmore Insurance Division is a flood insurance agency serving property owners in Pembroke Pines, Florida. The company aids local homes and businesses in securing coverage for flood damage, which is essential due to the region's exposure to tropical storms and heavy rainfall. This agent works with the National Flood Insurance Program to help clients meet mortgage and community requirements. The agency can also overlay supplemental private policies to close gaps in standard flood coverage.
Abstract Insurance Agency in Pembroke Pines, FL is known for providing flood insurance policies to local property owners. The agency serves residential and commercial clients throughout the area, helping them secure coverage for potential water damage from storms or rising water. Flood insurance agents in this region assist with assessing property risk and navigating National Flood Insurance Program options. The company can additionally write supplemental excess flood coverage for homes located in high-risk zones.
What Does a a Flood Insurance Agent in Pembroke Pines Cost?
Typical flood insurance costs in Florida range from 700 to 2,500 dollars per year for NFIP policies, but premiums can be higher in high-risk zones. Private market policies may cost between 500 and 4,000 dollars depending on the property value and flood risk. Elevation certificates and building characteristics also affect the price. This is general information and not insurance advice.
About flood insurance agents in Pembroke Pines
Flood insurance agents in Pembroke Pines Florida help homeowners and businesses obtain coverage through the National Flood Insurance Program or private insurers. Florida law requires flood insurance disclosure for certain properties, and agents can explain how elevation certificates affect premiums. Working with a local agent ensures you understand the specific flood risks in Pembroke Pines.
Frequently Asked Questions
Do I need flood insurance in Pembroke Pines Florida?
If your property is in a high-risk flood zone and you have a federally backed mortgage, you are required to have flood insurance. Even in low-risk areas, agents often recommend coverage because flooding can happen anywhere in Florida.
What does a flood insurance agent do in Pembroke Pines?
A flood insurance agent helps you compare policies from the NFIP and private carriers. They assist with completing the application, gathering elevation certificates, and explaining coverage limits and exclusions specific to Florida properties.
How long does it take to get flood insurance in Florida?
Standard NFIP policies have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. An agent can help you plan ahead to avoid gaps in coverage.
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