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Compare flood insurance agents in Pembroke Pines. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Pembroke Pines, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 flood insurance agents in Pembroke Pines, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mendez & Associates Insurance
2020 NW 150th Ave Suite 301, Pembroke Pines, FL 33028
(877) 258-7580
mendezinsurance.com
Southern Guard Insurance
10000 Stirling Rd Ste 6, Pembroke Pines, FL 33024
(888) 875-0028
southernguardinsurance.com
Best One Insurance, Inc.
18503 Pines Blvd Suite 206, Pembroke Pines, FL 33029
Flood insurance agents in Pembroke Pines Florida help homeowners and businesses obtain coverage through the National Flood Insurance Program or private insurers. Florida law requires flood insurance disclosure for certain properties, and agents can explain how elevation certificates affect premiums. Working with a local agent ensures you understand the specific flood risks in Pembroke Pines.
What Does a Flood Insurance Agent in Pembroke Pines Cost?
Typical flood insurance costs in Florida range from 700 to 2,500 dollars per year for NFIP policies, but premiums can be higher in high-risk zones. Private market policies may cost between 500 and 4,000 dollars depending on the property value and flood risk. Elevation certificates and building characteristics also affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Pembroke Pines Florida?
If your property is in a high-risk flood zone and you have a federally backed mortgage, you are required to have flood insurance. Even in low-risk areas, agents often recommend coverage because flooding can happen anywhere in Florida.
What does a flood insurance agent do in Pembroke Pines?
A flood insurance agent helps you compare policies from the NFIP and private carriers. They assist with completing the application, gathering elevation certificates, and explaining coverage limits and exclusions specific to Florida properties.
How long does it take to get flood insurance in Florida?
Standard NFIP policies have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. An agent can help you plan ahead to avoid gaps in coverage.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.