The top-rated flood insurance agent in Plant City, Florida is Tony Lee - State Farm Insurance Agent, rated 5.0 stars across 648 reviews. Other highly rated options include GreatFlorida Insurance: Tyrone & Sarah Shelton, Black's Insurance & Financial Services, Universal Insurance of Plant City Inc.. This directory lists 20 flood insurance agents serving Plant City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tony Lee - State Farm Insurance Agent | 1702 S Alexander St #1 | (813) 752-7202 |
| 2 | GreatFlorida Insurance: Tyrone & Sarah Shelton | 1308 S Collins St | (813) 708-9595 |
| 3 | Black's Insurance & Financial Services | 1701 James L Redman Pkwy | (813) 752-5225 |
| 4 | Universal Insurance of Plant City Inc. | 1501 S Alexander St STE 101 | (813) 752-6742 |
| 5 | Bruners Insurance of Plant City | 1701 S Alexander St Suite 111 | (813) 754-2205 |
| 6 | Riddle Insurance Solutions | 706 W Dr Martin Luther King Jr Blvd | (813) 763-7565 |
| 7 | Strong Tower Insurance, Inc. | 101 N Wheeler St | (813) 708-0001 |
| 8 | Florida Insurance Center | 414 N Alexander St | (813) 754-3561 |
| 9 | Poppell Insurance | 503 W Dr Martin Luther King Jr Blvd | (813) 752-4155 |
| 10 | Brightway Insurance, The Borgatti Agency | 110 E Reynolds St Suite 804 | (656) 233-6484 |
Tony Lee - State Farm Insurance Agent serves the greater Plant City, Florida area and surrounding Hillsborough County as a local flood insurance specialist. The agency helps residents obtain coverage to protect homes and businesses against rising water damage. Standard flood insurance policies in this region are often required by lenders for properties in designated flood zones. The team guides clients in selecting appropriate coverage levels to meet mortgage obligations. It handles new policy applications and assists with flood insurance renewals for existing homeowners.
GreatFlorida Insurance: Tyrone & Sarah Shelton serves Plant City and the surrounding communities of central Florida. The agency handles flood insurance policies for residential and commercial clients in the region. It assists property owners in navigating flood zone requirements and securing appropriate coverage for structures in areas prone to stormwater and heavy rainfall events. The agency’s typical approach involves reviewing each property’s risk factors and explaining available policy options in clear terms before guiding customers through the application process.
Black's Insurance & Financial Services in Plant City, Florida assists homeowners, businesses, and property managers in securing flood insurance policies. This agency works closely with clients to assess their specific flood risk and identify appropriate coverage options for residential and commercial properties. Understanding the area's vulnerability to heavy rainfall and nearby waterways helps the team guide customers through policy selection. The agency also serves clients in the greater Brandon area, helping property owners there navigate flood insurance needs as well.
Universal Insurance of Plant City Inc. provides flood insurance coverage for residential and commercial properties, along with policy evaluations and risk assessments. The company offers routine policy reviews to help clients understand their flood zone designations and coverage options, and it assists with updating plans as property or regulatory conditions change. Periodic maintenance of insurance documentation ensures policies remain current with local floodplain management requirements. Its services cater to single-family homes, apartments, retail establishments, and restaurants in the Plant City, Florida area.
As summer storms threaten the region, residents in Plant City, FL, often face rising water risks that standard homeowners policies do not cover. Bruners Insurance of Plant City assists local property owners by explaining available flood insurance options and helping them secure appropriate coverage before the next heavy rainfall arrives. They recognize the distinct flood zones surrounding this community and work to align protection with each property’s specific exposure. A thorough property inspection is scheduled to begin the initial assessment and confirm the details needed for a policy quote.
Riddle Insurance Solutions assists property owners in Plant City, Florida, with securing flood coverage, including supplemental policies beyond standard provisions. The agency evaluates property risks and regulatory requirements to offer tailored protection against water damage from storms or rising waters. It can serve commercial sectors such as offices, warehouses, and food service operations, ensuring these businesses meet lease and lending obligations.
As a flood insurance agent, Strong Tower Insurance, Inc. provides residential coverage for homes in Plant City, FL, and also offers commercial policies for local businesses. Serving the surrounding area, the company helps property owners secure protection against water damage from storms and rising waters. Clients can return for follow-up consultations to adjust their policies between regular visits as flooding risks or coverage needs change.
Located in Plant City, Florida Insurance Center specializes in securing flood coverage for homes and businesses. It serves properties vulnerable to water damage, offering policies that protect against rising waters. The agency works to match clients with suitable flood insurance plans, addressing gaps in many standard homeowners’ policies. This service is especially vital during hurricane season, when heavy rains and storm surges create an urgent need for protection against potential flood-related losses in the area.
Poppell Insurance in Plant City, FL, helps clients choose between a one-time flood policy for short-term needs and a recurring annual policy that renews automatically for continuous protection. The company typically explains how each option fits different flood zone requirements and property risk levels, ensuring the coverage aligns with federal guidelines. Coverage generally includes both structural and contents protection against rising water. Service for existing policies and new enrollments runs on an as-needed basis, with agents available when clients request quotes or file claims.
Brightway Insurance, The Borgatti Agency in Plant City, Florida, is known for helping local property owners secure flood insurance policies. The agency serves homeowners, renters, and commercial clients across the region, addressing risks associated with storm surges and inland flooding. By connecting clients with multiple carriers, it can tailor coverage to individual needs. Beyond standard flood protection, the agency can include excess flood coverage for high-value properties seeking additional limits beyond federal programs.
What Does a a Flood Insurance Agent in Plant City Cost?
Flood insurance costs in Florida vary based on flood zone, property elevation, and coverage amount. In Plant City, annual premiums for a standard NFIP policy typically range from 700 to 2,500 dollars for a single-family home. Higher-risk properties in Zone AE may cost 1,500 to 4,000 dollars or more. Private insurers may offer lower rates for some properties. This is general information and not insurance advice.
About flood insurance agents in Plant City
Flood insurance agents in Plant City, Florida help residents and business owners secure coverage through the National Flood Insurance Program or private insurers. Plant City sits in a region where heavy rainfall and drainage issues can lead to flooding, even outside high-risk zones. Florida law requires flood insurance disclosure for certain properties, and an agent can explain your options.
Frequently Asked Questions
Why do I need a flood insurance agent in Plant City?
A flood insurance agent helps you find a policy that meets your needs and complies with Florida regulations. Plant City has areas in FEMA flood zones AE and X, and an agent can explain the differences in coverage and costs.
What does flood insurance cover in Florida?
Standard flood insurance covers structural damage and belongings from rising water. It does not cover mold or damage from ground water seepage unless caused by a flood event. Florida law does not require flood insurance for all homes, but mortgage lenders often do for properties in high-risk zones.
How do I choose a flood insurance agent in Plant City?
Look for an agent licensed in Florida with experience in NFIP and private flood policies. Ask about their knowledge of Plant City flood maps and local elevation certificates. You can verify an agents license through the Florida Department of Financial Services.
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