The top-rated flood insurance agent in Royal Palm Beach, Florida is Insurance Express Florida, rated 5.0 stars across 746 reviews. Other highly rated options include Sean Valley: Allstate Insurance, The Leonard Insurance Agency, LLC, Estrella Insurance. This directory lists 10 flood insurance agents serving Royal Palm Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Express Florida | 9100 Belvedere Rd #206 | (954) 284-3933 |
| 2 | Sean Valley: Allstate Insurance | 11327 Okeechobee Blvd Ste 4 | (561) 798-3056 |
| 3 | The Leonard Insurance Agency, LLC | 11440 Okeechobee Blvd #219 | (561) 255-5543 |
| 4 | Estrella Insurance | 11051 Southern Blvd ste 140 | (561) 469-7633 |
| 5 | LOI Insurance | 11953 Southern Blvd | (561) 600-1387 |
| 6 | Evergreen Insurance Agency | 583 105th Ave N UNIT 2 | (561) 966-8883 |
| 7 | GreatFlorida Insurance: Kena Farley | 9200 Belvedere Rd 211 STE 211 | (561) 795-5860 |
| 8 | Burrowes Insurance | 9200 Belvedere Rd STE 208 | (888) 729-8203 |
| 9 | Bigelow & Larsen Insurance Agency Inc | 685 Royal Palm Beach Blvd STE 103B | (561) 615-1100 |
| 10 | Advanced Insurance Underwriters | 11440 Okeechobee Blvd #201 | (561) 784-5445 |
Insurance Express Florida serves Palm Beach County and the surrounding region, specializing in flood insurance for residential and commercial property owners. The agency helps clients secure coverage through the National Flood Insurance Program and private market options. Flood insurance needs are assessed based on property location and flood zone designations. Property owners receive quotes and policy explanations tailored to their individual risk factors. The company handles flood elevation certificate reviews and NFIP map amendment requests.
Located in Royal Palm Beach, Florida, Sean Valley: Allstate Insurance offers flood insurance policies tailored to the varying needs of homeowners and business operators. Its service includes guiding clients through coverage options and assisting with policy management. Flood insurance maintenance plans ensure continuous protection against weather-related water damage, with regular policy reviews to keep coverage current. The agency serves single-family homes, apartments, retail establishments, and local restaurants throughout the area, helping each property type secure necessary flood protection.
The Leonard Insurance Agency, LLC provides complete flood insurance services for properties in the Royal Palm Beach, Florida area. Its specialists help clients secure the necessary coverage to protect against potential water damage from heavy rains and rising water levels. The agency offers ongoing support, including policy reviews and claims assistance, to ensure each client’s plan remains current and adequate. They handle coverage for a variety of structures, including single-family homes, apartment buildings, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Royal Palm Beach rely on Estrella Insurance for their flood insurance needs. The agency helps clients navigate federal flood maps and obtain coverage tailored to their specific property risks. Understanding Florida’s unpredictable weather patterns and the importance of protecting assets from water damage is central to their approach. Estrella Insurance also provides its services to residents and commercial property owners in the greater Wellington area and surrounding Palm Beach County communities.
LOI Insurance assists homeowners, business owners, and property managers in Royal Palm Beach, Florida, with securing flood insurance coverage tailored to their specific risks. The agency guides clients through the complexities of flood policies, helping to protect structures and belongings from potential water damage common in this region. Its services focus on assessing property exposure and selecting appropriate policy limits for residential and commercial needs. LOI Insurance also extends its flood insurance expertise to neighboring communities in Palm Beach County, including Wellington.
Evergreen Insurance Agency serves property owners in Royal Palm Beach, Florida, as a dedicated flood insurance agent. Customers choose between a one-time policy purchase for a single flood event or an ongoing annual renewal program for continuous protection. The agency helps clients understand coverage options available through the National Flood Insurance Program and private market alternatives. Service operates on a scheduled basis, with policyholders typically reviewing their flood risk and coverage needs once per year at renewal time.
Serving Royal Palm Beach and the surrounding communities of Palm Beach County, GreatFlorida Insurance: Kena Farley handles flood insurance policies for residential and commercial properties. An agent in this coastal region understands the necessity of securing coverage against tidal surges and heavy rainfall events common to South Florida. The typical job begins with a property risk assessment to determine appropriate flood zone protection. It then guides clients through available National Flood Insurance Program options to structure a practical plan.
As a flood insurance agent in Royal Palm Beach, Florida, Burrowes Insurance specializes in helping property owners secure National Flood Insurance Program policies. The agency also assists clients with understanding elevation certificates and navigating complex flood zone designations common throughout Palm Beach County. It regularly works with homeowners, renters, and commercial property managers to assess flood risk and obtain appropriate coverage. Around hurricane season, the agency often helps residents review their current policies before June first to ensure adequate protection against storm surge and heavy rainfall.
In the flood-prone region of Royal Palm Beach, FL, seasonal storms and rising waters create a constant need for reliable coverage, and Bigelow & Larsen Insurance Agency Inc responds by focusing exclusively on flood insurance policies. Their agents work to explain federal and private options, ensuring clients understand the specific risks tied to local waterways and low-lying terrain. Each inquiry receives attention to detail, starting with a review of the property’s elevation and flood zone designation during an initial in-person assessment.
Advanced Insurance Underwriters serves property owners in Royal Palm Beach, Florida, by assessing flood risks associated with the region’s weather patterns. This agency specializes in securing flood insurance policies that complement standard homeowners coverage, helping clients protect against rising water damage. The firm provides these essential policies for a range of commercial structures, including local offices, warehouses, and food service establishments requiring flood protection.
What Does a a Flood Insurance Agent in Royal Palm Beach Cost?
Flood insurance premiums in Florida vary widely by flood zone, elevation, and building value. For an NFIP policy in Royal Palm Beach, annual costs typically range from 700 to 3,000 dollars for standard homes in moderate-risk zones. High-risk properties may see premiums above 5,000 dollars. Private market rates can be lower or higher depending on coverage limits. This is general information and not insurance advice.
About flood insurance agents in Royal Palm Beach
A flood insurance agent in Royal Palm Beach Florida helps property owners secure coverage required by lenders and local floodplain management rules. Florida law mandates flood insurance for properties in high-risk zones with federally backed mortgages. Agents can explain the National Flood Insurance Program and private options tailored to Palm Beach County flood maps.
Frequently Asked Questions
What does a flood insurance agent in Royal Palm Beach do?
A flood insurance agent helps you determine your flood zone, compare NFIP and private policies, and complete the application. They ensure your coverage meets lender requirements and Florida building code standards for flood elevation.
Do I need flood insurance in Royal Palm Beach Florida?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, agents often recommend coverage because Royal Palm Beach experiences heavy rain and storm surge risks.
How do I find a flood insurance agent near me in Royal Palm Beach?
You can search the Florida Department of Financial Services agent lookup or ask local real estate professionals. Many agents in Royal Palm Beach specialize in flood policies for single-family homes and condos in Palm Beach County.
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