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Flood Insurance Agents in Sarasota, FL

Compare flood insurance agents in Sarasota. Review contact information and insurance categorys before you decide.

19 agents listed
Updated May 2026
Sarasota, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 19 flood insurance agents in Sarasota, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dees Insurance Group
235 N Orange Ave UNIT 200, Sarasota, FL 34236
(941) 306-4524 deesinsurance.com
Amistad Insurance | Affordable Insurance Clark Rd , Sarasota
3307 Clark Rd #204, Sarasota, FL 34231
(941) 366-4500 amistadinsurance.com
Millennium Insurance and Investment Group of Florida
3649 Bahia Vista St, Sarasota, FL 34232
(941) 365-6331 insurewme.com
GreatFlorida Insurance: Mike Polivchak
4213 Bee Ridge Rd, Sarasota, FL 34233
(941) 378-1900 sarasotasprings.greatflorida.com
The Insurance Man and Company
62 Sarasota Center Blvd, Sarasota, FL 34240
(941) 312-5771 insurancemanandcompany.com
The Peeples Insurance Agency
8270 Bee Ridge Rd, Sarasota, FL 34241
(941) 377-7654 peeplesins.com
Amistad Insurance | Affordable Insurance Sarasota
2852 Ringling Blvd, Sarasota, FL 34237
(941) 366-4500 amistadinsurance.com
GreatFlorida Insurance: Mike Polivchak
2803 N Tamiami Trl, Sarasota, FL 34234
(941) 355-6886 northsarasota.greatflorida.com
AutoLife Insurance Group, Inc.
3691 Webber St, Sarasota, FL 34232
(941) 210-4499 autolifegroup.com
Alliance Insurance Of Sarasota Inc.
2511 Bee Ridge Rd, Sarasota, FL 34239
(941) 921-6000 allianceinsurancesrq.com
GreatFlorida Insurance: David Albero
6350 Lockwood Ridge Rd, Sarasota, FL 34243
(941) 365-4008 northeastsarasota.greatflorida.com
Ben Brown Insurance Agency, Inc.
3731 S Tuttle Ave, Sarasota, FL 34239
(941) 366-9373 benbrowninsurance.com
The Insurance Hub
2143 12th St, Sarasota, FL 34237
(941) 706-1111 theinsurancehub.net
Atlas Insurance
7120 S Beneva Rd, Sarasota, FL 34238
(800) 700-8087 atlasinsuranceagency.com
Ideal Insurance
7910 N Tamiami Trl Suite 216, Sarasota, FL 34243
(941) 921-2102 idealinsinc.com
Purmort & Martin Insurance Agency, LLC
2301 Ringling Blvd, Sarasota, FL 34237
(941) 366-7070 purmort.com
Wells Insurance Agency
5160 Station Way, Sarasota, FL 34233
(941) 922-9357 jwellsinsurance.com
Insurance Options Of Florida
3800 S Tamiami Trl #325c, Sarasota, FL 34239
(941) 209-1919 cromleyandassociates.com
GreatFlorida Insurance: Kim Brooks
2477 Stickney Point Rd #323b, Sarasota, FL 34231
(941) 379-1961 southsarasota.greatflorida.com

Flood insurance agents in Sarasota Florida help homeowners and businesses secure coverage against flood damage. Florida law requires lenders to mandate flood insurance for properties in high risk flood zones. Local agents understand the specific flood risks in Sarasota including storm surge and heavy rainfall events.

What Does a Flood Insurance Agent in Sarasota Cost?

Typical flood insurance costs in Sarasota Florida range from 500 to 3000 dollars per year depending on flood zone elevation and coverage amount. The NFIP sets standard rates with a maximum building coverage of 250000 dollars for residential properties. Private insurers may offer additional coverage or lower premiums for properties with low flood risk. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Sarasota Florida?
If your property is in a Special Flood Hazard Area designated by FEMA your lender will require flood insurance. Even outside high risk zones flood insurance is recommended because 25 percent of flood claims come from low to moderate risk areas. Florida law does not require flood insurance for all properties but mortgage lenders often do.
What does a flood insurance agent in Sarasota do?
A flood insurance agent helps you evaluate your flood risk and choose a policy from the National Flood Insurance Program or a private insurer. They explain coverage limits deductibles and exclusions such as basement contents. The agent also assists with filing claims and understanding flood zone maps.
How much does flood insurance cost in Sarasota Florida?
Costs vary based on your flood zone property elevation and building characteristics. The average NFIP policy in Florida costs around 700 to 1000 dollars per year. Higher risk properties in coastal Sarasota may pay 2000 dollars or more. Private flood insurance can sometimes offer lower rates for low risk homes.