The top-rated flood insurance agent in Tarpon Springs, Florida is East Lake Insurance & Taxes Tarpon Springs, rated 5.0 stars across 251 reviews. Other highly rated options include Anclote Insurance Agency LLC, Martindale Insurance Services - Dain Martindale - Independent Medicare, Health & Life Insurance Agent, Unbehagen Advisors. This directory lists 14 flood insurance agents serving Tarpon Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | East Lake Insurance & Taxes Tarpon Springs | 3033 Ridgeline Blvd b2 | (727) 437-0725 |
| 2 | Anclote Insurance Agency LLC | 536 E Tarpon Ave # 1B | (727) 942-3100 |
| 3 | Martindale Insurance Services - Dain Martindale - Independent Medicare, Health & Life Insurance Agent | 536 E Tarpon Ave Suite 1A | (727) 513-2767 |
| 4 | Unbehagen Advisors | 31 W Tarpon Ave | (727) 934-7759 |
| 5 | Brightway Insurance, The Demian Megalaa Agency | 39934 US Hwy 19 N Ste A | (727) 213-2930 |
| 6 | GreatFlorida Insurance: Alex Kalopitas | 403 N Pinellas Ave | (727) 943-8899 |
| 7 | Donovan Insurance Solutions | 1 E Tarpon Ave | (727) 935-4858 |
| 8 | Seth Bodak: Allstate Insurance | 1995 S Pinellas Ave | (727) 937-5126 |
| 9 | Coastal Insurance | 201 S Pinellas Ave | (727) 937-4141 |
| 10 | Joe Ricci - State Farm Insurance Agent | 40190 US Hwy 19 N | (727) 938-1586 |
East Lake Insurance & Taxes Tarpon Springs serves Pinellas County and the surrounding Tampa Bay area, providing flood insurance agent services. The company helps property owners obtain federally backed National Flood Insurance Program policies and private flood coverage. It handles assessments of flood zones to ensure accurate policy selection. The firm also assists with flood risk analysis for homes near the Anclote River and along the Gulf Coast. Its services include processing flood insurance claims and policy renewals for residential and commercial clients.
Anclote Insurance Agency LLC provides flood insurance coverage and risk assessment services to property owners in Tarpon Springs, Florida. Its service offerings include policy selection assistance, claims support, and annual policy reviews to ensure adequate coverage. The agency also offers maintenance of flood insurance documentation to help clients comply with lender or community requirements. It serves single-family homes, apartments, retail stores, and restaurants throughout the local area.
Homeowners, businesses, and property managers in Tarpon Springs turn to Martindale Insurance Services - Dain Martindale - Independent Medicare, Health & Life Insurance Agent for flood insurance coverage tailored to the region's coastal risks. The agency helps clients navigate National Flood Insurance Program policies and private market alternatives to protect properties from storm surge and rising waters. It also offers guidance on elevation certificates and flood zone designations to ensure adequate protection. The agent serves clients throughout Pinellas County, including the neighboring community of Palm Harbor.
Unbehagen Advisors serves Tarpon Springs and the surrounding communities in Pinellas County, offering flood insurance policies to homeowners and businesses. The agency handles the complexities of flood risk assessment and coverage selection for properties near the Gulf Coast. Each client receives a thorough review of their specific flood zone and policy options to meet lender requirements or personal protection needs. Unbehagen Advisors approaches a typical job by carefully comparing available plans from the National Flood Insurance Program to match local flood hazards and property elevation.
Brightway Insurance, The Demian Megalaa Agency in Tarpon Springs, FL provides flood insurance designed for homeowners and renters in this coastal region. A one-time policy might appeal to those securing a specific property, while recurring coverage typically ensures continuous protection against seasonal storm surges and rising water. The agency tailors each plan to address local flood zone risks, considering elevation and proximity to waterways. Service runs on an as-needed basis, allowing clients to request a policy when buying a home or quote renewals at their own discretion.
GreatFlorida Insurance: Alex Kalopitas specializes in writing flood insurance policies for residential and commercial properties in Tarpon Springs, Florida. The agency helps homeowners, renters, and business owners evaluate their flood risk and obtain appropriate National Flood Insurance Program coverage. As a local agent, it regularly consults with clients about the requirements for federally backed mortgages that mandate flood insurance in high-risk zones. The agency also assists property owners in preparing for the increased flood threat during the Atlantic hurricane season, which runs from June through November each year.
Spring rains and hurricane season bring increased flood risk to Tarpon Springs properties near the Anclote River and Gulf waters. Donovan Insurance Solutions works with local homeowners and business operators to review National Flood Insurance Program policies and private market options for adequate coverage. The team explains elevation certificates, flood zones, and deductible choices during the consultation. Every new request begins with a personalized discussion of the property’s location and structure before scheduling a site inspection.
Seth Bodak: Allstate Insurance in Tarpon Springs, Florida, provides property and casualty insurance services including specialized flood coverage. This agency helps homeowners and business owners understand their flood risk in a coastal community prone to storm surge and heavy rainfall. Policies are written through the National Flood Insurance Program and private markets. Coverage can protect structures and their contents from water damage. The agency serves a range of commercial sectors such as offices, warehouses, and food service establishments.
Coastal Insurance offers residential flood insurance to homeowners in Tarpon Springs, FL, providing coverage for structures and personal belongings against rising water. Commercial coverage is also available for local businesses seeking to protect their properties and assets. Serving Tarpon Springs and the surrounding areas of the coast, the agency works to help clients secure policies that meet community flood zone requirements. Agents can help adjust existing policies or arrange follow-up service before regular seasonal renewals.
Joe Ricci - State Farm Insurance Agent in Tarpon Springs, FL is known for providing flood insurance policies to protect properties from water damage. The agency serves homeowners and renters across the area, helping clients understand coverage options for flood-prone zones. A typical policy covers structural damage and personal belongings lost to flooding. Policyholders also have access to claims assistance when a flood event occurs. As a specialty service, the agent can add on excess flood coverage for higher-valued homes.
What Does a a Flood Insurance Agent in Tarpon Springs Cost?
Flood insurance costs in Tarpon Springs vary by property elevation flood zone and coverage amount. An NFIP policy for a typical home may range from 700 to 2,000 dollars per year. Private flood insurance can be higher or lower depending on risk. This is general information and not insurance advice.
About flood insurance agents in Tarpon Springs
Flood insurance agents in Tarpon Springs Florida help property owners secure coverage required by many mortgage lenders. Florida law requires agents to disclose that standard homeowners policies do not cover flood damage. Local agents understand the flood zone maps and elevation requirements specific to the Tarpon Springs area.
Frequently Asked Questions
Do I need flood insurance in Tarpon Springs Florida?
Yes if your property is in a high-risk flood zone or you have a federally backed mortgage. Even outside high-risk zones flooding can occur. Many homeowners choose coverage for peace of mind.
What does a flood insurance agent do in Tarpon Springs?
An agent helps you compare NFIP policies and private flood insurance options. They explain coverage limits deductibles and waiting periods. They also assist with filing claims after a flood event.
How long does it take to get flood insurance in Tarpon Springs?
NFIP policies have a 30-day waiting period before coverage starts. Some private insurers offer shorter waiting periods. Plan ahead especially during hurricane season from June to November.
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