The top-rated flood insurance agent in Venice, Florida is Ted Baszto: Allstate Insurance, rated 4.8 stars across 423 reviews. Other highly rated options include Nichole Lunn - State Farm Insurance Agent, Roberts Insurance Group, Joyner Family Insurance. This directory lists 20 flood insurance agents serving Venice.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ted Baszto: Allstate Insurance | 417 Commercial Ct A | (941) 493-5808 |
| 2 | Nichole Lunn - State Farm Insurance Agent | 4105 S Tamiami Trl Bay 1 | (941) 861-8994 |
| 3 | Roberts Insurance Group | 211 Nokomis Ave S | (941) 497-1300 |
| 4 | Joyner Family Insurance | 1500 E Venice Ave #206 | (941) 412-4307 |
| 5 | Ramey Insurance Agency | 4120 Woodmere Park Blvd SUITE 6 | (941) 497-2468 |
| 6 | Evolve Insurance Agency | 2017 S Tamiami Trl B | (941) 244-2760 |
| 7 | APEX Insurance Group LLC | 1224 Ridgewood Ave | (941) 221-9368 |
| 8 | Shaefer Insurance Agency | 1101 S Tamiami Trl Suite 111A | (941) 485-2323 |
| 9 | WE Insure | 233 Nokomis Ave S | (941) 412-1511 |
| 10 | Tropical Bay Insurance | 389 Commercial Ct STE C | (941) 244-2683 |
Ted Baszto: Allstate Insurance serves the Venice, Florida area as a dedicated flood insurance agency. The team helps local homeowners and renters assess potential water damage risks common to the Gulf Coast region. They guide clients through the flood insurance application process and explain how policies address storm surge and heavy rainfall. This agency assists with both National Flood Insurance Program plans and private flood coverage options for properties in designated flood zones.
Homeowners, businesses, and property managers in the Venice area turn to Nichole Lunn - State Farm Insurance Agent for flood insurance coverage tailored to their specific needs. As a dedicated local agent, she helps clients understand their flood risk and select appropriate policies to protect their properties. Her agency guides customers through the insurance process, from initial consultation to filing claims. This office also serves the neighboring community of Nokomis and the greater Sarasota metro region, ensuring comprehensive coverage for residents and business owners.
Roberts Insurance Group offers a range of flood insurance services tailored to property owners in and around Venice, Florida. The agency assists clients in evaluating their exposure to flood risks and navigating available coverage options from the National Flood Insurance Program. Service and maintenance plans typically include annual policy review and guidance on elevation certificate requirements. The business helps ensure that existing policies remain adequate as community flood maps are updated. Its client base includes single-family homes, apartments, retail spaces, and restaurants throughout the local area.
Joyner Family Insurance serves Venice, Florida, and the surrounding Sarasota County communities. The agency specializes in flood insurance, addressing coverage needs for properties in designated flood zones and low-lying coastal areas. It helps clients secure policies that protect against water damage from storm surge and heavy rainfall. For each client, the firm reviews local flood maps and property elevation certificates. It then compares available National Flood Insurance Program options alongside private market policies. This approach ensures clients receive a policy tailored to their specific flood risk and property's location.
Ramey Insurance Agency in Venice, Florida helps clients distinguish between a standard flood insurance policy purchased once for an existing property and the annual renewal required by a federal program. Coverage through the National Flood Insurance Program protects the building structure from rising water, while separate policies address the contents inside the home. Evaluating the property’s Flood Insurance Rate Map zone determines which coverage options apply to a given location in flood‑prone Sarasota County. The service operates strictly on an annual scheduled renewal basis aligned with the federal policy cycle.
Evolve Insurance Agency in Venice, FL offers specialized services in flood insurance coverage for residential and commercial properties. The agency assesses flood risks to guide clients in selecting appropriate policies. It serves homeowners, renters, and business owners throughout the region needing protection against rising water. The agency’s general service work includes explaining complex policy details and assisting with claims processes. For those in coastal or low-lying areas, it helps address concerns about hurricane season and heavy rainfall leading to flash flooding.
With hurricane season bringing the constant threat of storm surge to Venice, secure flood coverage is a necessity for many local properties. APEX Insurance Group LLC assists homeowners in safeguarding their assets against potential water damage. As a flood insurance agent, the company helps evaluate policies to address each client’s specific risk from rising waters in this coastal environment. This process begins with a thorough property inspection to determine vulnerability and to identify appropriate coverage options before a claim situation arises.
Shaefer Insurance Agency in Venice, Florida provides professional guidance on flood insurance policies. It specializes in helping property owners navigate the complexities of flood coverage and federal program requirements. The agency assists clients in assessing their flood risk and selecting appropriate protection for their assets. It serves a range of commercial sectors, including offices, warehouses, and food service operations.
WE Insure provides residential flood insurance services to homeowners throughout Venice, Florida, ensuring properties are protected against potential water damage. The company also offers commercial flood insurance policies tailored for local businesses, serving policyholders across the Venice area and its surrounding communities. Coverage guidance includes evaluating flood zone risks for both personal and commercial properties. Following each policy discussion or initial setup, the agency offers follow-up support and adjustments between regular policy review visits.
What Does a a Flood Insurance Agent in Venice Cost?
The cost of flood insurance in Venice Florida typically ranges from 700 to 2,500 dollars per year for an NFIP policy, depending on flood zone, elevation, and coverage amount. Private flood insurance may cost between 500 and 3,000 dollars annually. Rates vary significantly by property. This is general information and not insurance advice.
About flood insurance agents in Venice
Flood insurance agents in Venice Florida help property owners navigate National Flood Insurance Program rules and private market options. Venice sits in a high-risk coastal area where flood insurance is often required by mortgage lenders. Florida law mandates that agents clearly explain flood zone designations and coverage limits to clients.
Frequently Asked Questions
Do I need flood insurance if I live outside a flood zone in Venice?
Even properties outside high-risk zones can flood. Many Venice homeowners choose flood insurance for financial protection. Florida law does not require flood insurance outside special flood hazard areas, but lenders may still mandate it.
How does a flood insurance agent help with NFIP policies?
An agent can assess your property's flood risk and guide you through NFIP coverage options. They help determine the correct building and contents coverage based on your home's elevation and structure. Agents also explain the 30-day waiting period for new NFIP policies.
What is the difference between NFIP and private flood insurance in Florida?
NFIP policies have set coverage limits and are backed by the federal government. Private flood insurance may offer higher limits and additional coverage for things like temporary housing. Florida allows both options, and an agent can compare costs and benefits for your specific situation.
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