The top-rated flood insurance agent in Winter Garden, Florida is Bryan Fifer - State Farm Insurance Agent, rated 5.0 stars across 1,100 reviews. Other highly rated options include Shannon Till - State Farm Insurance Agent, Blake Price - State Farm Insurance Agent, Craig Martin - State Farm Insurance Agent. This directory lists 18 flood insurance agents serving Winter Garden.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bryan Fifer - State Farm Insurance Agent | 3724 Winter Garden Vineland Rd | (407) 614-2622 |
| 2 | Shannon Till - State Farm Insurance Agent | 1620 Daniels Rd #110 | (407) 656-4000 |
| 3 | Blake Price - State Farm Insurance Agent | 14230 W Colonial Dr Suite 110 | (407) 573-6666 |
| 4 | Craig Martin - State Farm Insurance Agent | 14416 Shoreside Way #140 | (407) 656-1040 |
| 5 | Heather Thies - State Farm Insurance Agent | 15835 Shaddock Dr #150 | (407) 354-1320 |
| 6 | Mike Broschart - State Farm Insurance Agent | 14230 W Colonial Dr Ste 110 | (407) 298-2700 |
| 7 | Shane Swan - State Farm Insurance Agent | 14416 Shoreside Way Suite 140 | (407) 452-0124 |
| 8 | NL Insurance Solutions Inc | 13640 W Colonial Dr ste 150 | (407) 654-6500 |
| 9 | Central Florida Insurance Advisors | 213 S Dillard St | (352) 575-2342 |
| 10 | Hillcrest Insurance Agency | 1165 E Plant St #6 | (407) 656-2211 |
Bryan Fifer - State Farm Insurance Agent in Winter Garden, Florida, provides flood insurance policies and risk assessments for properties in flood-prone areas. It offers guidance on coverage options and assistance with filing claims to help clients navigate federal requirements. The agent explains policy details and can adjust plans as conditions or needs change. It services single-family homes, apartments, retail locations, and restaurants.
Shannon Till - State Farm Insurance Agent serves Winter Garden and the broader Orange County area, focusing on flood insurance coverage for local residents and businesses. This agency helps property owners understand flood zone risks and secure policies that protect homes and belongings from water damage. Guidance is provided on deductibles and coverage limits during policy selection. Additionally, the office assists clients with filing flood claims and navigating post-storm recovery processes.
Blake Price - State Farm Insurance Agent serves homeowners, businesses, and property managers in Winter Garden, Florida, who require flood insurance coverage. The agency helps clients understand their risk for flood damage and select appropriate policies to protect their properties. General flood insurance guidance includes explaining coverage limits and the standard waiting period for new policies. Regular consultations are offered to review changing FEMA flood zone maps and adjust coverage accordingly. This Winter Garden office also provides its insurance services to clients in the neighboring community of Ocoee.
Craig Martin - State Farm Insurance Agent serves Winter Garden, Florida and its surrounding communities. It handles flood insurance policies for homeowners and renters who are navigating floodplain requirements in Central Florida. The agency works to assess each client’s individual property risk and coverage needs during the initial consultation. Pricing options and policy limits are then reviewed with the client before submitting an application to the insurer. The typical job begins with a personalized property evaluation and concludes with a thorough walk-through of all policy exclusions and claims procedures.
Heather Thies - State Farm Insurance Agent in Winter Garden, Florida, provides residential flood insurance services for homeowners in the region. Commercial flood coverage is also available to protect local business properties from water damage. The agency serves Winter Garden and the surrounding communities with personalized policy guidance. Clients can schedule follow-up appointments to review their coverage needs between regular policy reviews, ensuring continued protection as conditions change.
Mike Broschart - State Farm Insurance Agent in Winter Garden, FL, provides flood insurance coverage tailored to protect property against water damage. Agents distinguish between one-time policies for single incidents and recurring annual plans for ongoing risk management. Coverage helps homeowners and businesses meet mortgage requirements and safeguard assets in flood-prone areas. Service is available on a scheduled basis, with policy renewals managed annually to maintain continuous protection.
Shane Swan - State Farm Insurance Agent in Winter Garden, FL, specializes in flood insurance policies that protect residential and commercial properties from water damage. The agency provides guidance on coverage options and claims assistance, helping clients understand their policies. It also addresses general insurance needs common in Central Florida, including adjustments for local flood zones. This agent helps homeowners prepare for the increased risk of storm surge during hurricane season each year.
As flood risks rise with each heavy storm season, homeowners in Winter Garden, FL depend on NL Insurance Solutions Inc for coverage that protects their properties. This independent agency evaluates local flood zones and floodplain maps to tailor policies for homes and businesses. They provide guidance through federal and private insurance options, ensuring clients understand their deductibles and coverage limits. Securing adequate flood insurance begins with a property consultation to assess elevation and flood exposure. NL Insurance Solutions schedules an initial inspection to identify specific needs before finalizing a policy.
Central Florida Insurance Advisors helps property owners in Winter Garden and the surrounding region identify their exposure to flood risks. The agency specializes in securing dedicated flood insurance policies beyond what standard homeowners coverage includes. It assists clients with understanding elevation certificates and federal program requirements to ensure proper protection. Commercial operations such as offices, warehouses, and food service establishments regularly consult this firm for tailored flood insurance solutions that address their specific business needs and property vulnerabilities.
What Does a a Flood Insurance Agent in Winter Garden Cost?
Flood insurance premiums in Winter Garden vary by flood zone, building elevation, and coverage amount. NFIP policies for a single-family home in a low-risk zone can start around 500 to 700 dollars per year. In high-risk zones, premiums may range from 1,000 to 3,000 dollars or more. Private insurers may offer competitive rates for lower-risk properties. This is general information and not insurance advice.
About flood insurance agents in Winter Garden
Flood insurance agents in Winter Garden help property owners secure coverage through the National Flood Insurance Program or private insurers. Florida law requires flood insurance disclosure for certain properties in high-risk zones. Agents can explain local flood maps and coverage limits specific to Orange County.
Frequently Asked Questions
Do I need flood insurance in Winter Garden Florida?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur, and many homeowners choose coverage for peace of mind.
What does a flood insurance agent do in Winter Garden?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the application. They also assist with elevation certificates and claims guidance after a flood event.
How long does it take to get flood insurance in Florida?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods or immediate coverage in some cases. Plan ahead to avoid gaps in protection.
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