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Find Flood Insurance Agents Near You in Winter Haven, FL
Compare flood insurance agents in Winter Haven. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Winter Haven, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 18 flood insurance agents in Winter Haven, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
5935 Cypress Gardens Blvd Suite 200, Winter Haven, FL 33884
(863) 269-4700
geico.com
GreatFlorida Insurance: Brock Schnabel
5658 Cypress Gardens Blvd, Winter Haven, FL 33884
(863) 594-2600
winterhaven.greatflorida.com
Garland Insurance fka Victory Insurance
116 W Central Ave, Winter Haven, FL 33880
(863) 683-9334
Clearvue Insurance Agency (Formerly Lorna Wilson Agency)
308 Ave G SW Suite 201, Winter Haven, FL 33880
(863) 866-8990
clearvueinsurance.com
Cypress Insurance Management
3021 Cypress Gardens Rd, Winter Haven, FL 33884
(863) 326-1885
cypressinsuranceonline.com
Sealy Insurance
3395 Cypress Gardens Rd, Winter Haven, FL 33884
(863) 324-3100
Dershimer Insurance Agency
190 Avenue A NW, Winter Haven, FL 33881
(863) 299-8330
dershimerinsurance.com
Carroll-Marshall Insurance, Inc.
205 Ave G SW, Winter Haven, FL 33880
(863) 293-1111
cminsure.com
Swift Insurance Agency FL
400 Ave C NE, Winter Haven, FL 33881
(863) 546-8440
One Safe Insurance Agency
1360 Havendale Blvd NW, Winter Haven, FL 33881
(863) 431-9235
Ewing Blackwelder & Duce Insurance
1330 Havendale Blvd NW, Winter Haven, FL 33881
(863) 293-2838
ebdins.com
William Baker Insurance Agent
565 Ave K SE, Winter Haven, FL 33880
(863) 279-1388
williambakerinsurance.com
Fred Simons Insurance Agency, LLC
20 3rd St SW #203, Winter Haven, FL 33880
(863) 259-1826
thesimonsagency.com
Flood insurance agents in Winter Haven Florida help property owners secure coverage through the National Flood Insurance Program or private insurers. Florida law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. An agent can explain local flood maps and policy options specific to Polk County.
What Does a Flood Insurance Agent in Winter Haven Cost?
Flood insurance premiums in Florida average around 700 to 1000 dollars per year for NFIP policies, but costs vary by flood zone, elevation, and building characteristics. Private market policies may cost more or less depending on risk. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Winter Haven Florida?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur, so an agent can help you evaluate your risk.
How do I find a flood insurance agent in Winter Haven?
You can search the Florida Department of Financial Services agent lookup tool or ask local real estate professionals for referrals. Many independent insurance agencies in Winter Haven offer flood policies.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.