The top-rated flood insurance agent in Winter Springs, Florida is Josh Dike - State Farm Insurance Agent, rated 4.9 stars across 350 reviews. Other highly rated options include Pontell Insurance Group, Visitor Insurance Services of America (VISOA®), Sunny Insurance Agency LLC. This directory lists 11 flood insurance agents serving Winter Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Josh Dike - State Farm Insurance Agent | 680 E State Rd 434 | (407) 890-9488 |
| 2 | Pontell Insurance Group | 1331 Sundial Point | (407) 696-1333 |
| 3 | Visitor Insurance Services of America (VISOA®) | 1073 Willa Springs Dr STE 1009 | (407) 669-6400 |
| 4 | Sunny Insurance Agency LLC | 3625 FL-419 Ste 290 | (407) 274-9674 |
| 5 | Goosehead Insurance - Juan Rodriguez Flores & Peter Lengemann | 1073 Willa Springs Dr STE 2041 | (407) 955-4460 |
| 6 | We Insure Winter Springs - Josh Hinkle | 890 Northern Way #2 | (321) 422-3255 |
| 7 | Camp Insurance Llc | 126 W State Rd 434 | (407) 544-4363 |
| 8 | Packard Insurance Group | 301 W State Rd 434 #333 | (407) 706-6000 |
| 9 | True Care Insurance Agency | 200 FL-434 | (321) 209-6082 |
| 10 | Lighting Up Insurance Agency FL | 1201 Town Plaza Ct | (689) 304-8821 |
Josh Dike - State Farm Insurance Agent serves the Winter Springs, Florida area and surrounding Seminole County by providing flood insurance policies. As a local agent, it helps property owners navigate flood zone requirements and secure coverage for structures and belongings. The office assists with both NFIP and private flood insurance options. It also handles policy adjustments for those affected by storm surge or rising water in the region.
Pontell Insurance Group provides a full range of flood insurance options for properties in the Winter Springs, FL area, addressing both standard and high-risk coverage needs. Its service approach includes assisting clients with policy selection, coverage adjustments, and claim support throughout the policy term to ensure ongoing protection. The agency services single-family homes, apartments, retail locations, and restaurants.
Visitor Insurance Services of America in Winter Springs serves homeowners, businesses, and property managers seeking flood insurance to protect their assets from weather-related water damage. The agency assists clients in navigating the federal program and private policy options to find suitable coverage for their unique risk profiles. It also provides risk assessments and documentation support. Its office serves neighborhoods throughout Seminole County and the greater Orlando metropolitan area.
Sunny Insurance Agency LLC serves Winter Springs and the surrounding Central Florida communities, handling residential and commercial flood insurance policies. The agency assists homeowners, renters, and business owners with securing coverage to protect against weather-related water damage common in the region. By assessing each property’s specific flood zone and elevation risks, it identifies appropriate coverage options. The company then guides clients through the application process, completing necessary documentation to ensure protection against potential flood events.
In the Winter Springs area, a flood insurance agent can assist with one-time policies for specific construction projects or recurring annual coverage to protect homes against rising floodwaters. Goosehead Insurance, owned by Juan Rodriguez Flores and Peter Lengemann, provides these distinct options, tailoring policies to local flood zone risks and property requirements. Services are offered on either a one-time or as-needed basis, depending on the client’s evolving coverage needs throughout the year.
We Insure Winter Springs - Josh Hinkle provides flood insurance policies tailored for residential and commercial properties, helping clients secure coverage against rising water damage. The agency serves the Winter Springs, FL area by guiding property owners through available plans and policy options. This assistance is particularly vital during the Atlantic hurricane season, when heavy rains and storm surge elevate the risk of inland flooding.
With the arrival of Florida's rainy season and the ever-present risk of hurricanes, residents of Winter Springs need reliable flood protection. Camp Insurance Llc offers guidance on securing coverage for homes and properties in this area. Their agency helps property owners understand policy options that address local floodplain requirements. An initial assessment of the property and its potential flood risk is the first step Camp Insurance Llc takes when consulting with a new client about their specific needs.
Packard Insurance Group serves clients in Winter Springs, Florida, by helping them secure property coverage that responds to weather-related water damage. As a flood insurance agent, the firm specializes in policies designed to protect homes and businesses from rising waters that standard homeowners insurance typically excludes. It understands the specific risks posed by heavy rainfall, storm surge, and nearby waterways common to Central Florida. The agency can assist a variety of commercial sectors, including offices, warehouses, and food service operations, with flood coverage tailored to their unique physical exposures and operational needs.
True Care Insurance Agency in Winter Springs, FL provides residential flood insurance designed to protect homes from water damage. Commercial flood coverage is also available for local businesses and properties. The agency serves clients throughout the greater Winter Springs area, helping them understand available policies and secure appropriate protection. Policies can be reviewed and adjusted to match changing property needs. The agency encourages clients to schedule follow-up consultations before renewal periods or after major weather events for continued coverage updates between regular visits.
Lighting Up Insurance Agency FL, based in Winter Springs, is known for providing flood insurance agent services to property owners throughout central Florida. The company assists clients in assessing their flood risk, often required for homes in designated flood zones. Policies are sourced to cover both structural damage and personal belongings from rising water. Many properties in the region, even outside high-risk areas, benefit from this added protection. A specialty service the agency can arrange is excess flood coverage for higher-value dwellings.
What Does a a Flood Insurance Agent in Winter Springs Cost?
In Winter Springs Florida, flood insurance premiums depend on your flood zone, building elevation, and coverage amount. NFIP rates typically fall between 700 and 2,000 dollars annually for a standard single-family home. Private insurers may charge more or less based on risk. This is general information and not insurance advice.
About flood insurance agents in Winter Springs
Flood insurance agents in Winter Springs Florida help homeowners and businesses obtain coverage through the National Flood Insurance Program and private insurers. Florida law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. An agent can explain your flood zone designation and policy options.
Frequently Asked Questions
Do I need flood insurance in Winter Springs Florida?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, an agent can help you consider optional coverage.
What does a flood insurance agent do in Winter Springs?
A flood insurance agent helps you compare NFIP and private flood policies, explains coverage limits and deductibles, and assists with filing claims. They also advise on flood zone maps and elevation certificates.
How much does flood insurance cost in Winter Springs Florida?
Costs vary by flood zone, property elevation, and building characteristics. Typical NFIP policies range from 700 to 2,000 dollars per year for standard homes. Private policies may offer different rates and higher limits.
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