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HomeFlood Insurance AgentsTexas › Austin

Find Flood Insurance Agents Near You in Austin, TX

Browse flood insurance agents serving Austin, Texas. Updated 2026-07-14.

The top-rated flood insurance agent in Austin, Texas is Heaton Bennett Insurance, rated 4.9 stars across 954 reviews. Other highly rated options include Starr Insurance Agency, Cedar Oak Insurance, Prime Insurance Group LLC. This directory lists 20 flood insurance agents serving Austin.

Showing 20 flood insurance agents in Austin, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Heaton Bennett Insurance3933 Steck Ave B119(512) 372-8311
2Starr Insurance Agency8801 Research Blvd #104(512) 586-2000
3Cedar Oak Insurance901 S MoPac Expy Bldg.1, Suite 300(512) 777-2967
4Prime Insurance Group LLC706 W Ben White Blvd Building B Ste 186(512) 843-9000
5Contigo Insurance Agency9310 Georgian Dr Suite A(512) 518-7000
6Benjamin-Fry Insurance1213 W Slaughter Ln #140(512) 212-7185
7Texas Savings Insurance Agency5900 Balcones Dr STE 4540(512) 759-0558
8Lewis & Partners Insurance Firm dba Fact Insurance Texas4323 Airport Blvd(512) 441-2763
9Armadillo Insurance Agency11801 Domain Blvd 3rd floor(512) 249-2300
10AmeriFirst Insurance Agency8300 N Mopac Expy(512) 524-8824
HB
3933 Steck Ave B119
Heaton Bennett Insurance
Flood Insurance Agent · Austin, TX

Heaton Bennett Insurance serves the Austin, Texas, metro area as a local flood insurance agent. The agency assists homeowners and renters in securing essential flood coverage, which is crucial for properties in flood-prone zones near local waterways. Policies are obtained through the National Flood Insurance Program to provide financial protection against rising water damage. The firm handles designing customized flood insurance plans and processing claims for residential and commercial clients affected by flooding events in the region.

SI
8801 Research Blvd #104
Starr Insurance Agency
Flood Insurance Agent · Austin, TX

Starr Insurance Agency offers flood insurance coverage and related consultation services for property owners in Austin, Texas. Its plans typically include policy reviews to help clients assess their flood risk levels and adjust coverage limits accordingly. The company also assists with filing claims and navigating federal flood insurance requirements. It serves a range of property types throughout the local area, including single-family homes, apartments, retail spaces, and restaurants.

CO
901 S MoPac Expy Bldg.1, Suite 300
Cedar Oak Insurance
Flood Insurance Agent · Austin, TX

Cedar Oak Insurance serves homeowners, businesses, and property managers in the Austin, Texas area who need flood coverage protection. It helps clients understand flood risk and secure appropriate policies for residential and commercial properties. Navigating local flood zones and federal requirements, the agency provides guidance on standard and excess flood insurance options. Its services extend to properties throughout the greater Austin metro, including communities like Round Rock and Pflugerville.

PI
706 W Ben White Blvd Building B Ste 186
Prime Insurance Group LLC
Flood Insurance Agent · Austin, TX

Prime Insurance Group LLC offers flood insurance services to homeowners and businesses in Austin and the surrounding communities of central Texas. The agency handles a range of coverage needs, from basic dwelling policies to commercial flood protection, working with both primary residences and rental properties. To complete a typical job, it first reviews the property’s flood zone designation and flood history, assesses the necessary coverage limits, and then presents a clear policy quote tailored to the specific structure.

CI
9310 Georgian Dr Suite A
Contigo Insurance Agency
Flood Insurance Agent · Austin, TX

Contigo Insurance Agency provides flood insurance policies and policy reviews for properties in Austin, Texas. It helps clients assess flood risk and understand coverage options within the National Flood Insurance Program. The agency offers ongoing policy maintenance, including annual reviews and updates for changing flood maps or property conditions. It services single-family homes, apartments, retail locations, and restaurants seeking protection against flood damage.

BF
1213 W Slaughter Ln #140
Benjamin-Fry Insurance
Flood Insurance Agent · Austin, TX

For clients seeking flood insurance in Austin, Texas, Benjamin-Fry Insurance offers both a one-time policy for existing structures and scheduled updates for properties at fluctuating risk. Coverage typically protects the building itself and its contents against water damage from rising floodwaters. The agency assists residents in navigating National Flood Insurance Program requirements. Service for policy review and new quotes runs on a one-time or as-needed basis, without recurring automatic renewals unless specifically requested by the client.

TS
5900 Balcones Dr STE 4540
Texas Savings Insurance Agency
Flood Insurance Agent · Austin, TX

After a heavy spring thunderstorm or flash flood warning in Austin, Texas, many homeowners suddenly need expert guidance on securing proper coverage. Texas Savings Insurance Agency serves as a local flood insurance agent, helping property owners understand available policies and navigate the often-complex requirements of the National Flood Insurance Program. Their role involves assessing each property's specific risk factors and discussing suitable policy limits. To initiate service, an agent will first perform a thorough property inspection before recommending a tailored flood insurance plan.

LP
4323 Airport Blvd
Lewis & Partners Insurance Firm dba Fact Insurance Texas
Flood Insurance Agent · Austin, TX

Lewis & Partners Insurance Firm dba Fact Insurance Texas in Austin specializes in structuring flood insurance policies for both residential and commercial properties. The team guides clients through federal program requirements and private coverage options, addressing common gaps in standard policies. They regularly assist with issues related to local flash flooding and the increased flood risks posed by severe storm seasons along the nearby Colorado River basin.

AI
11801 Domain Blvd 3rd floor
Armadillo Insurance Agency
Flood Insurance Agent · Austin, TX

Armadillo Insurance Agency in Austin, TX provides residential flood insurance solutions for homeowners seeking protection against water damage. The agency also offers commercial coverage for local businesses requiring policies tailored to their property needs. Serving the greater Austin area, this flood insurance agent assists clients in understanding available coverage options under the National Flood Insurance Program. Follow-up services ensure policies remain current, and repeat approaches between regular visits help adjust coverage as local flood zone conditions evolve.

AI
8300 N Mopac Expy
AmeriFirst Insurance Agency
Flood Insurance Agent · Austin, TX

AmeriFirst Insurance Agency offers professional guidance on securing coverage tailored to protect properties from water damage caused by rising waters. Based in Austin, Texas, this flood insurance agent helps clients understand policy options that address local weather and flood zone risks. The agency assists both commercial and residential property owners in navigating complex flood insurance requirements. Their services extend to a variety of commercial sectors, including offices, warehouses, and food service operations.

TI
1405 E Riverside Dr
Time Insurance Agency
Flood Insurance Agent · Austin, TX
(512) 447-7773
timeinsurance.com
TI
4009 Banister Ln Suite 230
The Texas Insurance Broker
Flood Insurance Agent · Austin, TX
(512) 270-0256
thetexasinsurancebroker.com
BI
5828 Balcones Dr UNIT 105
Bound Insurance
Flood Insurance Agent · Austin, TX
(512) 454-7799
keepaustininsured.com
CI
6000 N Lamar Blvd
Central Insurance Agency, Inc.
Flood Insurance Agent · Austin, TX
(512) 451-6551
centralins.com
AI
12731 Research Blvd A-103
Alpine Insurance of Texas - Austin
Flood Insurance Agent · Austin, TX
(512) 459-3434
alpineinsurancetexas.com
SI
901 S MoPac Expy Bldg 1, Ste 300
Southwest Insurance Center
Flood Insurance Agent · Austin, TX
(512) 280-6100
swinsurance.com
BC
2901 S Capital of Texas Hwy #125
Bat City Home Insurance Solutions
Flood Insurance Agent · Austin, TX
(512) 764-1183
home-insurance-austin.com
EW
1200 W Howard Ln ste N
Ez-Way insurance agency
Flood Insurance Agent · Austin, TX
(512) 539-0817
AI
901 MoPac Expy Building 1, Suite 300
Archangel Insurance
Flood Insurance Agent · Austin, TX
(737) 257-6007
austin-affordable-insurance.com
AA
8711 Burnet Rd STE E50
Austin Area Insurance Agency
Flood Insurance Agent · Austin, TX
(512) 259-5633
austinareainsurance.com

What Does a a Flood Insurance Agent in Austin Cost?

Flood insurance costs in Texas vary by property location elevation and coverage amount. NFIP rates are set by FEMA and average around 700 to 1000 dollars per year for standard policies. Private market policies may cost 500 to 1500 dollars annually depending on risk. Actual costs depend on your specific property and flood zone. This is general information and not insurance advice.

About flood insurance agents in Austin

Flood insurance agents in Austin Texas help property owners secure coverage against flood damage. Texas law requires flood insurance for many properties in high-risk zones. Agents can explain the difference between NFIP policies and private market options specific to Central Texas floodplains.

Frequently Asked Questions

Do I need flood insurance in Austin Texas?

If your property is in a FEMA-designated high-risk flood zone your lender will require flood insurance. Even outside high-risk zones flooding is common in Austin due to heavy rain and flash floods. An agent can help you assess your risk.

What does a flood insurance agent do in Texas?

A flood insurance agent helps you compare NFIP and private flood policies. They explain coverage limits waiting periods and exclusions. They also assist with filing claims and understanding Texas flood disclosure laws.

How long does it take to get flood insurance in Austin?

NFIP policies typically have a 30-day waiting period before coverage starts. Private insurers may have shorter waiting periods. An agent can help you find a policy that meets your timeline.

Flood Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.