The top-rated flood insurance agent in Cedar Hill, Texas is Roslyn Knight - State Farm Insurance Agent, rated 5.0 stars across 721 reviews. Other highly rated options include Rick Smith - State Farm Insurance Agent, Tim Gibbs - State Farm Insurance Agent, Safe Hands Insurance Services, LLC. This directory lists 17 flood insurance agents serving Cedar Hill.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Roslyn Knight - State Farm Insurance Agent | 642 Uptown Blvd #190 | (972) 293-1300 |
| 2 | Rick Smith - State Farm Insurance Agent | 518 N Hwy 67 | (972) 223-3618 |
| 3 | Tim Gibbs - State Farm Insurance Agent | 500 W Farm to Market Rd 1382 c | (469) 575-0334 |
| 4 | Safe Hands Insurance Services, LLC | 610 Uptown Blvd ste 2000 | (972) 332-4263 ext. 1 |
| 5 | SouthWestern Insurance | 610 Uptown Blvd Suite 4700 | (972) 291-2926 |
| 6 | Don Atwell and Associates, LLC | 610 Uptown Blvd Suite 4700 | (972) 230-0880 |
| 7 | Les Dixon: Allstate Insurance | 320 W Belt Line Rd # 402 | (972) 291-5858 |
| 8 | Nakira Insurance Agency | 610 Uptown Blvd ste 2000 | (972) 774-5168 |
| 9 | Texas P&C Insurance Agencies, Inc. | 806 N Hwy 67 | (972) 293-2139 |
| 10 | Clark-Patton Insurance Inc | 875 Straus Rd # 600 | (972) 291-1551 |
Roslyn Knight - State Farm Insurance Agent serves the Cedar Hill, Texas, area as a flood insurance agent, helping property owners secure financial protection against water damage. This agency assists clients in understanding flood zone risks and the National Flood Insurance Program requirements. It focuses on tailoring coverage limits to household and commercial needs in this region. Typical services handled include policy renewals for existing plans and new policy quotes for homes in designated high-risk areas.
Rick Smith - State Farm Insurance Agent in Cedar Hill, TX, provides flood insurance policies and risk assessments for properties in flood-prone areas. The agency offers policy reviews and updates to ensure coverage aligns with changing flood maps and property values. Emergency claim assistance is available after flood events to guide clients through the filing process. Properties serviced include single-family homes, apartments, retail spaces, and restaurants, addressing their specific flood exposure needs.
Tim Gibbs - State Farm Insurance Agent in Cedar Hill, TX, serves homeowners, businesses, and property managers seeking flood insurance coverage. The agency helps clients protect their investments from water damage by explaining policy options and local risk factors. Flood insurance policies are separate from standard home insurance, requiring dedicated guidance tailored to each property. Tim Gibbs also works with customers in nearby Duncanville and other parts of the Dallas-Fort Worth metro area.
Safe Hands Insurance Services, LLC serves Cedar Hill, Texas, and the surrounding communities of the Dallas-Fort Worth Metroplex area. It handles both personal and commercial flood insurance policies, assisting property owners in securing coverage tailored to their specific needs. The agency focuses on identifying each property's unique flood risk profile based on local flood zone maps. To handle a typical job, it reviews a property’s elevation and claims history, then selects appropriate coverage levels before guiding the client through the application process.
SouthWestern Insurance of Cedar Hill, TX provides flood insurance either as a one-time policy for individual properties or as a recurring annual renewal for ongoing coverage. Their agents assist local homeowners and businesses in selecting policies that meet federal flood program requirements and match specific risk levels in the area. By evaluating flood zone maps and property elevations, they can recommend appropriate coverage amounts. Service is available on a scheduled basis during open enrollment periods and on an as-needed basis following flood events or property changes.
Don Atwell and Associates, LLC provides flood insurance agency services in the Cedar Hill, Texas area. The company specializes in helping property owners navigate the National Flood Insurance Program and private market options to secure appropriate coverage for their homes and businesses. It works with clients to assess their specific flood zone risks and policy needs. The agency also addresses concerns related to the region’s heavy spring rains and potential flash flooding events common to North Texas.
With the arrival of storm season each year, Cedar Hill residents often seek reliable protection for their homes and belongings. Les Dixon: Allstate Insurance in Cedar Hill, TX provides flood insurance agent services to help local homeowners understand their coverage options. The agent guides clients through policies designed to address potential water damage from heavy rains or rising water. Every consultation assesses specific property risks before recommending suitable plans. The process begins with a thorough inspection to evaluate the home’s flood risk and discuss initial coverage needs.
Nakira Insurance Agency helps property owners in Cedar Hill, Texas, identify and secure coverage against flood damage, including policies beyond standard homeowner plans. The agency specializes in navigating federal flood maps and local flood zone requirements for residential and commercial clients. It assists with both National Flood Insurance Program policies and private market options tailored to specific property risks. This agency serves a range of commercial sectors, including offices, warehouses, and food service establishments that require customized flood protection solutions.
Texas P&C Insurance Agencies, Inc. in Cedar Hill, TX helps residential property owners secure flood coverage tailored to their homes. They also assist local businesses in finding commercial flood insurance policies that protect commercial assets and operations. Their services reach clients throughout the Cedar Hill area and surrounding communities. After an initial policy is placed, the agency follows up with clients to review coverage needs and handles repeat service between regular policy renewal visits.
Clark-Patton Insurance Inc in Cedar Hill, TX, is known for providing flood insurance coverage tailored to both residential and commercial property owners. The agency assists clients in understanding their flood zone risks and securing appropriate policies through the National Flood Insurance Program and private carriers. Its service range includes reviewing existing policies for coverage gaps and explaining flood maps. For clients seeking additional protection beyond flood coverage, the agency specializes in offering separate windstorm policies.
What Does a a Flood Insurance Agent in Cedar Hill Cost?
The cost of flood insurance in Cedar Hill varies by property. An NFIP policy typically ranges from 700 to 2,000 dollars per year for a single-family home, but rates depend on flood zone, elevation, and coverage amount. Private flood insurance may offer lower rates or higher limits. This is general information, not insurance advice.
About flood insurance agents in Cedar Hill
Flood insurance agents in Cedar Hill, Texas help homeowners and businesses secure coverage through the National Flood Insurance Program or private insurers. Cedar Hill lies in a region prone to flash flooding, and Texas law requires lenders to mandate flood insurance for properties in high-risk zones. An agent can explain policy options, coverage limits, and the 30-day waiting period for NFIP policies.
Frequently Asked Questions
Do I need flood insurance in Cedar Hill Texas?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, Texas law does not mandate it, but heavy rains in Cedar Hill can cause unexpected flooding.
What does a flood insurance agent in Cedar Hill do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also explain coverage details like building property and contents coverage, and assist with claims after a flood event.
How long does it take for flood insurance to start in Texas?
Standard NFIP policies have a 30-day waiting period from the date of application and payment. However, if you are buying a home with a mortgage, the waiting period may be waived if the policy is purchased during the loan closing process.
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