The top-rated flood insurance agent in Carrollton, Texas is Jeff Van Matre Insurance Agency, rated 5.0 stars across 358 reviews. Other highly rated options include Brightway Insurance, The Janie Alonzo Agency, Farmers Insurance - Kyle Fincham, Freeway Insurance. This directory lists 17 flood insurance agents serving Carrollton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeff Van Matre Insurance Agency | 4425 Plano Pkwy Ste 1404 | (972) 492-8500 |
| 2 | Brightway Insurance, The Janie Alonzo Agency | 3733 N Josey Ln Apt 113 | (214) 507-7880 |
| 3 | Farmers Insurance - Kyle Fincham | 2840 Keller Springs Rd Apt 1202 | (972) 418-1144 |
| 4 | Freeway Insurance | 2100 E Belt Line Rd | (972) 426-5075 |
| 5 | Advance Pro Insurance Agency LLC | 2201 Midway Rd suite 108R | (469) 617-6254 |
| 6 | Wimberly Agency of Texas | 1930 E Rosemeade Pkwy #209 | (214) 450-3433 |
| 7 | Farmers Insurance - Megan Toole | 1510 E Belt Line Rd | (469) 568-2618 |
| 8 | Moon Lee-Barnes - State Farm Insurance Agent | 4116 State Hwy 121 Ste 140 | (972) 416-6803 |
| 9 | Astra Insurance | 3424 Midcourt Rd #122 | (786) 757-5553 |
| 10 | Luc Nguyen Insurance Agency | 1220 N Josey Ln Apt 108 | (972) 607-4182 |
Jeff Van Matre Insurance Agency serves the Carrollton, Texas area and its surrounding communities, specializing in flood insurance agent services. They assist property owners with securing coverage to protect against damage from rising waters and storm-related flooding. As a local resource, they help clients navigate the specific flood zone requirements and policy options common to the Dallas-Fort Worth metroplex. Through their agency, individuals can obtain quotes for essential flood policies and receive guidance on adjusting existing coverage limits to meet their property's needs.
Brightway Insurance, The Janie Alonzo Agency in Carrollton, TX offers a full range of flood insurance services, including policy assessment, coverage selection assistance, and claims support. The agency provides consultation to help property owners understand flood risk and maintenance reminders to keep policies up to date. It services single-family homes, apartment complexes, retail spaces, and restaurants throughout the area.
Homeowners, businesses, and property managers in Carrollton, Texas rely on Farmers Insurance - Kyle Fincham for flood insurance agent services. The agency helps clients assess their flood risk and secure coverage tailored to their specific property needs. Due to Carrollton's location near major waterways and its susceptibility to heavy rainfall, protecting structures from potential flood damage is a critical consideration. The firm also provides similar guidance and policy options for residents and commercial landowners in the neighboring city of Lewisville and the greater Dallas-Fort Worth metro area.
With spring rains often causing flash flooding in the Carrollton area, Freeway Insurance helps local homeowners and renters assess their risk. This agency specializes in flood insurance policies to cover damage from rising water, a peril excluded from standard homeowners coverage. Each consultation begins with a review of the property’s flood zone designation and the specific coverage limits offered by the National Flood Insurance Program. An agent then schedules a full inspection of the premises to document baseline conditions and support accurate policy pricing.
Advance Pro Insurance Agency LLC serves the Carrollton area and surrounding communities within Dallas and Denton counties, offering guidance on flood insurance options. It handles policies designed to protect residential and commercial properties from water damage, a critical need for homeowners in this region prone to severe weather. The agency focuses on helping clients understand coverage needs and select appropriate plans. To handle each job, it begins with a thorough assessment of the property’s flood risk and insurance requirements.
Wimberly Agency of Texas provides flood insurance guidance to property owners in Carrollton and the surrounding region, specializing in policies that protect against water damage from rising waters and storm surges. This firm focuses exclusively on flood coverage, helping clients address standard policy exclusions for surface water infiltration. Commercial sectors served include office buildings, warehouses, and food service establishments requiring tailored risk assessments for their specific operational vulnerabilities.
For clients who require either a single flood insurance policy or ongoing service to adjust coverage as local flood maps and property values change, Farmers Insurance - Megan Toole in Carrollton, TX offers professional assistance. The agency helps property owners understand available flood insurance options that protect against water damage from heavy storms and rising waterways typical to the region. Service is arranged on a scheduled basis to review policies annually and as needed when a client experiences a property change or flood event.
Moon Lee-Barnes - State Farm Insurance Agent in Carrollton, Texas, specializes in flood insurance policies to protect residential and commercial properties. The agency also offers a general range of insurance services, including auto, home, life, and renters coverage tailored to individual needs. As a flood insurance agent, it helps local property owners understand their risk and secure coverage through the National Flood Insurance Program. This can be especially crucial during severe weather seasons when heavy rainfall and potential flooding threaten the Carrollton area.
As seasonal storms bring flood risks to Carrollton, TX, Astra Insurance helps homeowners and businesses secure appropriate coverage. The agency specializes in navigating the complexities of flood insurance, connecting clients with policies that meet local requirements. Understanding the specific flood zones and elevation challenges in the area, the team works to answer coverage questions and clarify policy limits. Clients are guided to protect their properties against rising water damage before major weather events. The process begins with a personal consultation and a property risk assessment to determine the appropriate policy needs.
Luc Nguyen Insurance Agency provides residential flood insurance services for homeowners in and around Carrollton, Texas. Commercial flood insurance coverage is also available for local businesses seeking protection against water damage. Serving the broader Carrollton area, the agency helps clients navigate policy options to secure appropriate flood coverage. Customers may contact the office for an initial consultation to assess their individual risk and policy needs. The agency welcomes returning clients between regular visits for policy reviews or changes as circumstances evolve.
What Does a a Flood Insurance Agent in Carrollton Cost?
Typical flood insurance costs in Carrollton Texas range from about 500 to 1,500 dollars per year for an NFIP policy, depending on your property's flood zone, elevation, and coverage amount. Private flood insurance may cost more or less based on risk assessment. Actual premiums vary by case. This is general information, not insurance advice.
About flood insurance agents in Carrollton
A flood insurance agent in Carrollton Texas helps property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. Texas law requires flood insurance disclosures for certain real estate transactions, and Carrollton properties in Special Flood Hazard Areas may need flood insurance for mortgage compliance. An agent can explain coverage limits, deductibles, and the 30-day waiting period for new NFIP policies.
Frequently Asked Questions
Do I need flood insurance in Carrollton Texas?
If your property is in a FEMA-designated Special Flood Hazard Area, your mortgage lender will likely require flood insurance. Even outside high-risk zones, Carrollton experiences heavy rainfall and flash flooding. Many homeowners choose coverage for financial protection.
What is the 30-day waiting period for flood insurance?
The National Flood Insurance Program has a standard 30-day waiting period before a new policy takes effect. This means you cannot buy coverage right before a storm. A flood insurance agent in Carrollton can help you plan ahead to avoid gaps in protection.
How does Texas law affect flood insurance requirements?
Texas law does not mandate flood insurance for all homeowners, but it requires sellers to disclose known flood risks and past flood damage. If you live in a Carrollton flood zone, your lender will enforce the federal flood insurance requirement under the Flood Disaster Protection Act.
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