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Compare Flood Insurance Agents in Belton, TX

Browse flood insurance agents serving Belton, Texas. Contact information and addresses listed below.

14 agents listed
Updated May 2026
Belton, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 14 flood insurance agents in Belton, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lauren Smith - State Farm Insurance Agent
7206 TX-317, Belton, TX 76513
(254) 780-3276 laurensmithsfagent.com
Veronica Logan - State Farm Insurance Agent
608 S Main St, Belton, TX 76513
(254) 613-2523 my254agent.com
Finney Insurance Agency
820 S Main St, Belton, TX 76513
(254) 939-5751 finneyinsurance.com
John Corsi - State Farm Insurance Agent
101 Lake Rd, Belton, TX 76513
(254) 939-5846 johncorsi.com
Goosehead Insurance - Shanna Ramirez
1920 N Main St #102, Belton, TX 76513
(254) 939-7750 facebook.com
Jeanie Barnhill-McCullough: Allstate Insurance
1400 N Main St, Belton, TX 76513
(254) 939-9268 agents.allstate.com
Farmers Insurance - Michael Seiler
48 Farm-To-Market Rd 2271 C, Belton, TX 76513
(254) 231-4955 agents.farmers.com
Goosehead Insurance - Tina Butler
2271 Elm Grove Rd, Belton, TX 76513
(254) 730-4672 goosehead.com
Evans Ewan & Brady Insurance
207 Lake Rd, Belton, TX 76513
(512) 869-1511 eebins.com
Prestige Insurance
127 Lake Rd #210, Belton, TX 76513
(254) 340-4633
Farmer Insurance Group TX
900 E Central Ave, Belton, TX 76513
(254) 320-5780
Don M Miller
603 E Central Ave, Belton, TX 76513
(254) 939-7000
Extraco Insurance | Belton
2000 N Main St, Belton, TX 76513
(254) 744-5762 extracobanks.com
Texian Insurance Agency Inc.
603 E Central Ave, Belton, TX 76513
(254) 939-7000 texianinsurance.com

Flood insurance agents in Belton, Texas help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. Texas law requires lenders to mandate flood insurance for properties in high-risk flood zones. Agents can guide you through elevation certificates and policy options specific to Bell County.

What Does a Flood Insurance Agent in Belton Cost?

Flood insurance costs in Texas vary widely based on flood zone, elevation, and building characteristics. Average NFIP premiums in Bell County range from $700 to $2,000 per year for a standard home. High-risk properties may see premiums above $3,000. Private market rates can be lower or higher depending on risk. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Belton Texas?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flood damage is not covered by standard homeowners policies.
What does a flood insurance agent do in Belton?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application process. They can also assist with elevation certificate requirements and claims guidance.
How long does it take to get flood insurance in Belton?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. Plan ahead to avoid gaps in coverage.