The top-rated flood insurance agent in Bedford, Texas is State Farm: David Peterson, rated 4.9 stars across 1,310 reviews. Other highly rated options include Diamond Guard Insurance: Allstate Insurance, Michaeldae Reinhardt - State Farm Insurance Agent, Golseth And Puckett Agency: Allstate Insurance. This directory lists 18 flood insurance agents serving Bedford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | State Farm: David Peterson | 2129 Martin Dr #100 | (817) 283-8981 |
| 2 | Diamond Guard Insurance: Allstate Insurance | 1600 Airport Fwy Ste 510 | (817) 485-9901 |
| 3 | Michaeldae Reinhardt - State Farm Insurance Agent | 3700 Cheek-Sparger Rd #170 | (817) 354-9000 |
| 4 | Golseth And Puckett Agency: Allstate Insurance | 2128 Parkwood Dr | (817) 540-1133 |
| 5 | Boaz Insurance Services LLC | 3901 Airport Fwy ste 300 | (817) 285-0311 |
| 6 | Excalibur Insurance | 803 Forest Ridge Dr # 111 | (817) 813-2657 |
| 7 | R&H Insurance Services LLC: Allstate Insurance | 3901 Airport Fwy # 310 | (817) 498-3749 |
| 8 | Insurance of Mid-Cities Agency Inc | 2046 Bedford Rd | (817) 282-9300 |
| 9 | John Martinez Insurance Agency, Inc DBA JM Insurance Agency Inc | 1600 Airport Fwy #350 | (817) 898-8123 |
| 10 | CODY REEVES: Allstate Insurance | 2824 Central Dr Ste 320 | (817) 267-7918 |
State Farm: David Peterson serves the Bedford, TX, area as a local flood insurance agent. The agency assists property owners in navigating the complexities of flood coverage, helping to secure policies that align with community flood maps and lending requirements. It offers guidance on protection for residential homes and commercial structures against water damage from rising waters. Specific services include evaluating risk for properties in designated flood zones and processing standard National Flood Insurance Program applications.
Diamond Guard Insurance: Allstate Insurance provides a range of flood insurance services, including policy assessments and coverage options. The company assists clients in understanding their flood risk and selecting appropriate plans for their needs. It also helps with questions about policy maintenance and filing claims. This agent services both residential and commercial properties in the Bedford, Texas area, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Bedford, TX turn to Michaeldae Reinhardt - State Farm Insurance Agent for flood insurance coverage that helps protect against water damage from rising waters and storms. The agency guides clients through policy options, explaining coverage limits and the importance of flood protection for local properties. It also serves surrounding communities in the greater Fort Worth metro area, including Hurst and Euless.
Serving Bedford, Texas, and its surrounding communities, the Golseth And Puckett Agency handles flood insurance policies for residential and commercial properties. It assesses specific flood zone risks and coverage needs for each client. The agency’s approach to a typical job begins with reviewing property elevations and local flood maps to determine appropriate plan options. It then walks applicants through policy details, deductibles, and waiting periods before finalizing the necessary documentation to secure coverage.
Boaz Insurance Services LLC specializes in flood insurance guidance for properties in the Bedford, TX area. It works with clients to identify appropriate coverage options and explains the specifics of National Flood Insurance Program policies. Its general service work includes reviewing policy details and helping property owners prepare for potential water damage. The company supports local homeowners and businesses with securing protection ahead of heavy Texas spring rains and the increased flooding risk that accompanies severe thunderstorm seasons.
With spring storms often bringing sudden flash floods to Bedford, Excalibur Insurance assists property owners in evaluating their coverage needs for this recurring local threat. Its service as a flood insurance agent focuses on explaining available policy options and helping clients understand key exclusions before heavy rains arrive. The company schedules thorough on-site inspections to assess specific flood risks for each building before providing initial coverage quotes and policy consultations.
R&H Insurance Services LLC: Allstate Insurance in Bedford, TX helps clients distinguish between one-time flood policies for single events and recurring options that renew automatically each year. Coverage through this flood insurance agent typically includes protection for the structure itself and its contents against rising water damage. Many homeowners and renters in the area choose recurring plans to maintain continuous coverage during unpredictable storm seasons. Service runs on both a one-time basis for short-term needs and a recurring schedule for ongoing protection.
Insurance of Mid-Cities Agency Inc handles a range of insurance needs for property owners and businesses in Bedford, TX, and the surrounding area. Its work includes standard property coverage, but the agency also specializes in writing separate flood insurance policies. This specialty service ensures protection against water damage from rising waters, which is a critical risk in this region. The agency can serve commercial property types, including offices, warehouses, and food service establishments.
John Martinez Insurance Agency, Inc DBA JM Insurance Agency Inc in Bedford, TX is known for providing flood insurance coverage for residential and commercial properties. The agency serves clients throughout the surrounding area, helping property owners secure policies that address risks from rising water and storm-related flooding. It assists with navigating federal program requirements and private insurance options. As a specialty service, it can also advise on additional coverage for temporary living expenses during flood-related displacement.
CODY REEVES: Allstate Insurance serves homeowners in Bedford, Texas, by providing residential flood insurance policies designed to protect properties from water damage. The agency also offers commercial flood coverage for local businesses operating in the area. Their service extends to the surrounding communities within Bedford and nearby regions. After initial policy setup, the agent follows up before flood season to review coverage needs and provides ongoing support between regular visits to adjust policies as conditions change.
What Does a a Flood Insurance Agent in Bedford Cost?
Flood insurance costs in Texas vary by property location elevation and coverage amount. For an NFIP policy in Bedford annual premiums typically range from 700 to 2000 dollars for a standard home. Properties in high-risk zones or with low elevation may cost more. Private flood insurance options can offer different rates. This is general information and not insurance advice.
About flood insurance agents in Bedford
Flood insurance agents in Bedford Texas help property owners secure coverage through the National Flood Insurance Program and private insurers. Texas law requires flood insurance for properties in Special Flood Hazard Areas with a federally backed mortgage. Bedford residents near Lake Grapevine and the Trinity River basin often need flood insurance to protect their homes and businesses from flash flooding and rising waters.
Frequently Asked Questions
Do I need flood insurance if I live outside a flood zone in Bedford?
Even properties outside mapped flood zones can flood. In Texas, about 25 percent of flood claims come from low-to-moderate risk areas. A flood insurance agent can review your specific risk and help you decide if coverage is wise.
How long does it take for a flood insurance policy to start in Texas?
Standard flood insurance policies from the NFIP have a 30-day waiting period before coverage begins. This rule applies to all new policies in Texas. Exceptions exist for loans requiring flood insurance at closing.
What does flood insurance cover for a home in Bedford Texas?
A standard flood insurance policy covers structural damage to the building and its foundation. It also covers essential systems like electrical and plumbing. Contents coverage for personal belongings is available separately.
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