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Find Flood Insurance Agents Near You in Baytown, TX
Compare flood insurance agents in Baytown. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
Baytown, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 19 flood insurance agents in Baytown, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Freeway Insurance
1248 Garth Rd Ste E, Baytown, TX 77520
(832) 241-5213
locations.freeway.com
Randy Casey - State Farm Insurance Agent
4406 N Main St, Baytown, TX 77521
(281) 421-2244
randycasey.net
Renee Thibodeaux - State Farm Insurance Agent
5906 TX-146 #110, Baytown, TX 77523
(281) 424-5433
reneethibodeaux.com
Jeff Brabham Agency Inc: Allstate Insurance
6919 Garth Rd, Baytown, TX 77521
(281) 421-1616
agents.allstate.com
Erik Hirsch - GEICO Insurance Agent
4808 East Fwy, Baytown, TX 77521
(832) 806-6100
geico.com
Sapp Insurance Agency: Allstate Insurance
4001 Garth Rd Suite 101, Baytown, TX 77521
(281) 422-7299
agents.allstate.com
Amtex Insurance
4611 Garth Rd ste 400, Baytown, TX 77521
(281) 420-7070
amtexinsurance.com
Trevco Insurance Agency
411 N Alexander Dr, Baytown, TX 77520
(281) 427-9063
trevcoinsurance.com
Ed Martinez: Allstate Insurance
700 Rollingbrook Dr ste f, Baytown, TX 77521
(281) 422-2282
agents.allstate.com
Farmers Insurance - Chad Merling
5523 W Rd, Baytown, TX 77521
(281) 421-3699
agents.farmers.com
Harris County Insurance Center - Baytown, Texas
608 Rollingbrook Dr, Baytown, TX 77521
(281) 427-6511
harriscounty.insure
TWFG Ratliff Insurance
501 W Texas Ave, Baytown, TX 77520
(281) 427-9461
twfgagent.com
Nationwide Insurance: Cather Insurance Agency
230 W Cedar Bayou Lynchburg Rd, Baytown, TX 77521
(281) 421-7575
agency.nationwide.com
Goosehead Insurance - Ashley Taylor
6002 FM 3180 Rd SUITE 280, Baytown, TX 77523
(281) 738-1030
agents.gooseheadinsurance.com
Easy Insurance Agency TX
1812 N Main St, Baytown, TX 77520
(832) 240-9594
Farmers Insurance - David Sewell
4501 N Main St, Baytown, TX 77521
(281) 998-1011
agents.farmers.com
Affordable Insurance Baytown
1401 Lacy Dr, Baytown, TX 77520
(346) 347-6501
Perpetual Insurance LLC
1900 Garth Rd, Baytown, TX 77520
(281) 607-0795
Lisa Dagle Insurance Services, LLC
9520 TX-146, Baytown, TX 77523
(281) 385-1037
lisadagleinsurance.com
Flood insurance agents in Baytown Texas help property owners secure coverage through the National Flood Insurance Program and private carriers. Texas law requires flood insurance disclosures for homes in high-risk flood zones. Baytown faces frequent storm surge and river flooding, making agent guidance essential for proper protection.
What Does a Flood Insurance Agent in Baytown Cost?
Flood insurance costs in Texas vary by flood zone, elevation, and property type. In Baytown, an NFIP policy for a standard home in a high-risk zone typically ranges from 700 to 2,500 dollars per year. Private flood insurance may cost 500 to 3,000 dollars annually. Elevation certificates and deductibles affect premiums. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Baytown Texas?
If your property is in a Special Flood Hazard Area designated by FEMA, your mortgage lender will require flood insurance. Texas does not have a state mandate for flood insurance outside of lender requirements, but Baytown flood zone maps show many areas at high risk.
What does a flood insurance agent do in Baytown?
A flood insurance agent helps you assess your flood risk, choose a policy that meets Texas building requirements, and file claims if needed. They can explain the 30-day waiting period for NFIP policies, which is standard under federal rules.
How much flood coverage can I get in Texas?
NFIP policies cover up to 250,000 dollars for residential buildings and 100,000 dollars for contents. Private flood insurance in Texas may offer higher limits. Your agent can help you compare options based on your property value.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.