The top-rated flood insurance agent in Brownsville, Texas is Rick Armendariz - State Farm Insurance Agent, rated 4.9 stars across 388 reviews. Other highly rated options include Pronto Insurance, Insurance Advisors Agency (IAA), RED SHIELD INSURANCE. This directory lists 20 flood insurance agents serving Brownsville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rick Armendariz - State Farm Insurance Agent | 500 E Alton Gloor Blvd ste a | (956) 542-7425 |
| 2 | Pronto Insurance | 805 Media Luna Rd #400 | (855) 200-4567 |
| 3 | Insurance Advisors Agency (IAA) | 4920 Frontage Rd Unit 04 | (956) 542-3535 |
| 4 | RED SHIELD INSURANCE | 215 Frontage Rd #3 | (956) 338-1009 |
| 5 | TWFG-Benavides Insurance | 3505 Boca Chica Blvd #420 | (956) 541-3232 |
| 6 | Gallardo Insurance | 2965 Wilson St | (956) 504-5980 |
| 7 | Iglesias Insurance Brownsville | 3381 E Ruben M Torres Blvd SUITE D | (956) 238-2110 |
| 8 | Escobedo Insurance | 2334 Boca Chica Boulevard, 1905 Los Ebanos Blvd #400 | (956) 621-0120 |
| 9 | De Leon Insurance Agency | 414 Paredes Avenue | (956) 546-0081 |
| 10 | A Plus Insurance | 1154 Paredes Line Rd #2 | (956) 542-1771 |
Rick Armendariz - State Farm Insurance Agent serves the Brownsville, Texas area as a flood insurance agent. The company provides property protection solutions against water damage from heavy rains and storm surges common to the Lower Rio Grande Valley. Their flood insurance policies help local homeowners and business owners secure coverage for structures and contents vulnerable to rising waters. They assist clients in navigating federal and private flood plan options. Specific services handled in this area include residential flood insurance for single-family homes and commercial flood policies for local retail properties.
Pronto Insurance serves the Brownsville, Texas area as a Flood Insurance Agent. The company specializes in helping property owners understand and secure flood coverage that meets regional requirements. Flooding risks are significant in this coastal community, and consistent protection depends on policies tailored to local conditions. A licensed agent can review both residential and commercial structures to identify appropriate coverage limits and deductible options. Pronto Insurance handles new flood insurance applications and assists with policy renewals to maintain continuous financial protection for Brownsville properties.
Insurance Advisors Agency (IAA) in Brownsville, TX provides flood insurance policy analysis, risk assessment, and claims assistance for residential and commercial clients. It offers ongoing policy reviews to ensure coverage aligns with changing flood zone maps and federal requirements. The agency provides support for maintenance of current policies and guidance during renewal periods. IAA services single-family homes, apartments, retail locations, and restaurants.
RED SHIELD INSURANCE serves homeowners, businesses, and property managers in Brownsville, Texas, seeking financial protection against flood damage. This agency specializes in helping clients navigate federal flood insurance programs and obtain appropriate coverage for residential and commercial properties near flood-prone areas. Policies are tailored to protect structures and their contents from water intrusion caused by heavy rains or storm surge. The agency also provides flood insurance services for clients in the nearby communities of Harlingen and the surrounding Rio Grande Valley metro area.
TWFG-Benavides Insurance serves Brownsville and the surrounding communities of Cameron County, handling flood insurance policies for residential and commercial properties. As a local flood insurance agent, it addresses the region’s exposure to heavy rainfall and storm surge. A typical job begins with a property’s flood zone assessment, then a review of the National Flood Insurance Program options. To handle a typical job, the agent first verifies elevation data and flood maps, then customizes coverage limits based on the property’s specific risk profile.
Gallardo Insurance in Brownsville, TX offers both one-time flood risk assessments and recurring policy reviews for property owners. Coverage is tailored to address potential flood damage in the area, helping clients understand their policy limits and optional endorsements. A one-time consultation provides an overview of flood zone risks and available plans, while recurring service includes annual policy updates and claims filing support. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s preferences.
As flood season approaches in Brownsville, TX, homeowners face rising water risks that demand proper coverage. Iglesias Insurance Brownsville provides flood insurance agent services tailored to the unique needs of this Rio Grande Valley community. Understanding local flood zones and federal program requirements, the company helps residents navigate policies that protect their properties from devastating water damage. For those needing immediate guidance, the process begins with a free, no-obligation property inspection to assess flood risks and determine appropriate coverage options.
De Leon Insurance Agency in Brownsville, Texas works with property owners to secure appropriate coverage for their buildings and belongings. As a flood insurance agent, the company assists clients in obtaining policies that address the specific water damage risks common to the Rio Grande Valley region, including those tied to heavy seasonal rains and nearby waterways. Its services can protect a variety of commercial sectors, including offices, warehouses, and food service establishments.
A Plus Insurance provides residential flood insurance services for homeowners in Brownsville, TX. Commercial coverage is also available for area businesses at risk of flooding. The agency serves clients throughout the community and surrounding Cameron County. Policies are explained carefully to ensure property owners understand their coverage terms. Follow-up consultations are available between regular policy review visits to address changes in flood risk or property circumstances.
What Does a a Flood Insurance Agent in Brownsville Cost?
Typical flood insurance costs in Brownsville Texas range from 500 to 2000 dollars per year for an NFIP policy. Private flood insurance may cost more or less depending on your homes elevation and flood risk. Premiums are based on your propertys flood zone and building characteristics. This is general information and not insurance advice.
About flood insurance agents in Brownsville
Flood insurance agents in Brownsville Texas help property owners protect against flood damage common in the Rio Grande Valley. Texas law does not require flood insurance but mortgage lenders often mandate it for homes in high-risk flood zones. Agents can explain the National Flood Insurance Program and private flood insurance options for your property.
Frequently Asked Questions
Do I need flood insurance in Brownsville Texas?
Flood insurance is not required by Texas state law. However if your home is in a FEMA designated high-risk flood zone your mortgage lender will likely require it. Many Brownsville properties near the Rio Grande or resacas are in these zones.
What does a flood insurance agent in Brownsville do?
A flood insurance agent helps you assess your flood risk and choose a policy from the National Flood Insurance Program or a private insurer. They also assist with filing claims and understanding coverage limits and exclusions for your specific property.
How long does it take for flood insurance to start in Texas?
Standard NFIP flood insurance policies have a 30-day waiting period before coverage begins. This applies to most new policies in Texas. There are exceptions for loans closing within 30 days or map changes affecting flood zone designations.
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