The top-rated flood insurance agent in Celina, Texas is Eddie Buckley - State Farm Insurance Agent, rated 5.0 stars across 226 reviews. Other highly rated options include Hunter Goldsworthy - State Farm Insurance Agent, Jill Mathews - State Farm Insurance Agent, Harper Agency. This directory lists 10 flood insurance agents serving Celina.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Eddie Buckley - State Farm Insurance Agent | 1212 S Preston Rd Ste 240 | (972) 382-9008 |
| 2 | Hunter Goldsworthy - State Farm Insurance Agent | 3248 S Preston Rd Suite 240 | (972) 382-6070 |
| 3 | Jill Mathews - State Farm Insurance Agent | 101 S Illinois Dr | (817) 885-8048 |
| 4 | Harper Agency | 701 N Preston Rd #320 | (972) 779-0581 |
| 5 | Mark Mathews - State Farm Insurance Agent | 101 S Illinois Dr | (972) 382-7932 |
| 6 | Rasor Insurance Agency LLC | 201 Preston Rd | (972) 382-3805 |
| 7 | Arm One Insurance Agency Co | 11910 Co Rd 1104 | (214) 534-3524 |
| 8 | Texas Farm Bureau Insurance Company | 236 W Pecan St | (972) 382-4306 |
| 9 | Farmers Insurance - Juan Encizo | 114 N Ohio St #100 | (972) 382-6121 |
| 10 | Assure Max Insurance TX | 201 W Elm St | (972) 881-7341 |
Eddie Buckley - State Farm Insurance Agent serves the Celina, Texas area as a flood insurance agent. The agency provides flood insurance policies that protect homes and businesses from water damage due to rising waters. These policies cover structural repairs and replacement of personal property lost in a flood event. By acting as a local resource, the agency helps property owners understand their specific flood zone risks and obtain necessary coverage. It also assists clients with policy adjustments when moving into a new home within the community.
Hunter Goldsworthy - State Farm Insurance Agent serves the Celina, TX area as a flood insurance agent, offering comprehensive policy options to protect against water damage. The agency helps clients evaluate coverage needs and navigate the application process for both NFIP and private plans. Ongoing policy reviews and claims assistance are provided to ensure continued protection. The firm services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Celina, Texas, turn to Jill Mathews - State Farm Insurance Agent for flood coverage that protects their assets from water damage. This agency helps clients understand the specifics of flood insurance policies and how they apply to local flood risks. Customers receive guidance on coverage options and claims processes. The agent also serves property owners in nearby communities, including Gunter.
Serving Celina, Texas, and the surrounding communities, Harper Agency handles flood insurance needs for local homeowners and businesses. It provides policies that cover damage caused by rising water, which is a distinct risk often excluded from standard homeowners insurance. To assess a typical job, the company reviews flood zone maps and listens to each client’s specific exposure. It then explains options clearly, helping property owners secure the appropriate coverage for their location and budget.
For those needing flood insurance, Mark Mathews - State Farm Insurance Agent in Celina, TX offers both one-time policies tied to specific mortgage requirements and recurring annual coverage to protect property against rising water. Regular flood insurance ensures homes and belongings are financially safeguarded during severe weather events. This agency provides coverage that adapts to individual risk levels and property characteristics rather than a uniform plan. Services are provided on an annual renewable basis, with the option to adjust coverage as needs change.
Rasor Insurance Agency LLC specializes in securing flood insurance policies for properties in flood-prone areas of Celina, Texas. It assists homeowners, renters, and business owners in understanding their coverage needs within federal and private insurance programs. The agency guides clients through policy options, ensuring appropriate protection against water damage from rising waters. It frequently helps residents prepare for the heightened flood risks that accompany spring rains and severe storm seasons.
When seasonal storms threaten Celina and the surrounding Collin County area, homeowners may find standard policies insufficient for rising floodwaters. Arm One Insurance Agency Co specializes exclusively as a flood insurance agent, helping property owners understand coverage options for structures in designated flood zones. They guide clients through National Flood Insurance Program requirements and supplemental private market possibilities. A typical first step involves scheduling a property inspection to assess elevation, flood risk, and current protection before recommending appropriate policy limits for that specific home or business.
Texas Farm Bureau Insurance Company provides flood insurance policies for property owners in Celina, Texas. It works with clients to select appropriate coverage limits based on individual flood risk assessments. Services include policy applications, renewals, and basic claims assistance. The company also advises on mitigation measures to reduce potential water damage. Property types served include single-family homes, apartments, retail storefronts, and full-service restaurants.
Farmers Insurance - Juan Encizo provides general insurance services to property owners in Celina, Texas, with a particular focus on flood insurance agent work. This includes advising clients on the special risk considerations for flood coverage in the region. The company addresses the critical need for protection against water damage that standard policies often exclude. Its flood insurance services can be arranged for commercial property sectors such as offices, warehouses, and food service operations.
Assure Max Insurance TX provides residential flood insurance to homeowners in Celina, offering protection against water damage from storms and rising waters. Commercial flood coverage is also available for local businesses, serving the broader Collin County area. Their policies address the specific flood risks common to North Texas properties. Whenever a customer’s policy period ends or a property’s flood zone designation changes, the agency follows up to adjust coverage before the next renewal, ensuring continued protection between regular re-evaluations.
What Does a a Flood Insurance Agent in Celina Cost?
Flood insurance costs in Texas vary widely based on flood zone, property elevation, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,000 dollars for standard coverage up to 250,000 dollars on the building. Private market policies may offer different rates. This is general information, not insurance advice.
About flood insurance agents in Celina
Flood insurance agents in Celina, Texas help property owners secure coverage through the National Flood Insurance Program or private insurers. Celina is located in Collin County where flood zone designations can affect insurance requirements. Texas law does not mandate flood insurance for all properties, but lenders often require it for homes in high-risk areas.
Frequently Asked Questions
Do I need flood insurance in Celina Texas?
Flood insurance is not required by Texas state law for all properties. However, if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance.
What does a flood insurance agent in Celina do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They can also explain waiting periods and coverage limits specific to your Celina property.
How long does it take to get flood insurance in Texas?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may have shorter waiting periods. An agent can advise on timing to meet mortgage or closing deadlines.
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