The top-rated flood insurance agent in Cleburne, Texas is Crystal Plaster - State Farm Insurance Agent, rated 4.9 stars across 230 reviews. Other highly rated options include Lone Star Insurance Agency, E-Z Pay Insurance, Farmers Insurance - Sonia Granado. This directory lists 19 flood insurance agents serving Cleburne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Crystal Plaster - State Farm Insurance Agent | 506 N Ridgeway Dr Suite A | (817) 645-3974 |
| 2 | Lone Star Insurance Agency | 1200 W Henderson St ste a | (817) 641-3676 |
| 3 | E-Z Pay Insurance | 121 S Westmeadow Dr C | (817) 641-0744 |
| 4 | Farmers Insurance - Sonia Granado | 1414 N Main St Ste A | (682) 205-8724 |
| 5 | Farmers Insurance - Blake Jones | 1940 W Kilpatrick St | (817) 556-0644 |
| 6 | Connect Insurance | 822 N Main St Suite A | (817) 558-3499 |
| 7 | Clint Pullen - State Farm Insurance Agent | 603 N Nolan River Rd | (817) 645-2510 |
| 8 | Fred Loya Insurance | 713 W Henderson St | (817) 556-0636 |
| 9 | Higginbotham Insurance & Financial Services - Cleburne | 401 N Ridgeway Dr | (817) 645-9155 |
| 10 | Farmers Insurance - Dennis Mark | 893 N Nolan River Rd Ste B | (817) 558-9595 |
Crystal Plaster - State Farm Insurance Agent serves Cleburne, TX, and the surrounding Johnson County area, offering flood insurance for homeowners and renters. With the region's susceptibility to heavy rainfall and flash flooding, this agent works to help residents secure policies that cover structural damage from rising water. She also handles specialty reinsurance for properties outside designated flood zones. Additional services include renters’ flood coverage and policy adjustments for elevated base flood elevations.
Serving Cleburne, Texas, and the surrounding communities across Johnson County, Lone Star Insurance Agency handles flood insurance policies for residential and commercial properties in designated flood zones. The agency helps property owners understand the National Flood Insurance Program requirements and assists with selecting appropriate coverage limits for structures and contents. For each policy, the agency conducts a thorough review of the client’s flood zone maps and elevation data to recommend adequate protection against potential water damage.
E-Z Pay Insurance provides flood insurance services, including policy assessments and claims guidance. It helps clients understand National Flood Insurance Program requirements. Service plans include annual policy reviews to adjust coverage due to flood zone map changes or property modifications. Regular consultations ensure proper documentation for lenders. Proactively notifying property owners of renewal deadlines protects continuous coverage. It serves single-family homes, apartments, retail storefronts, and restaurants in Cleburne, TX.
Farmers Insurance - Sonia Granado serves homeowners, businesses, and property managers in Cleburne, Texas, by helping them secure flood insurance policies that protect against water damage from heavy rains and overflowing waterways. The agency evaluates individual property risks and guides clients through available coverage options tailored to different structural needs and budgets. Its location in Johnson County allows convenient support for local policyholders. The agency also extends its flood insurance services to neighboring communities such as Burleson and the surrounding area of the Dallas-Fort Worth metroplex.
Farmers Insurance - Blake Jones serves Cleburne, Texas, and the surrounding Hill Country communities, handling comprehensive flood insurance policies for homeowners and renters. This agency guides property owners through the complexities of flood risk assessment and policy selection, ensuring adequate protection against water damage from storms and overflowing waterways. For a typical job, Blake Jones reviews local flood zone data and property elevations to recommend appropriate coverage limits, then coordinates with federal and private underwriters to secure the policy efficiently.
Connect Insurance in Cleburne, TX offers specialized flood insurance agency services for property owners seeking protection against water damage. It works with individuals and businesses to identify coverage options that address risks from rising waters and heavy storms. The agency helps clients understand policy details and navigate the application process. As seasonal weather patterns shift, the service assists residents who need coverage before the arrival of spring rains and potential flash floods pose a greater threat to homes and businesses.
Clint Pullen - State Farm Insurance Agent in Cleburne, TX offers flood insurance as a crucial yet infrequent service for homeowners and renters protecting against water damage not covered by standard policies. This coverage is typically purchased as a one-time policy to satisfy mortgage requirements or safeguard a property prone to flooding, rather than as a recurring service requiring monthly renewals outside the annual cycle. The service is provided on an as-needed basis, triggered by property acquisition, renewal reminders, or specific flood risk concerns from local weather events.
Fred Loya Insurance in Cleburne, Texas, distinguishes between a one-time flood insurance policy for a single property and a recurring plan that renews annually to maintain continuous coverage. The agency helps property owners select a policy that indemnifies their building and contents against rising water damage, complying with local flood zone requirements. Service options include a one-time purchase for immediate need or scheduled annual renewals to keep protection in place on an as-needed basis for individual properties.
With heavy spring rains and flash flooding common across North Texas, homeowners and business operators in Cleburne face real property risks. Higginbotham Insurance & Financial Services - Cleburne serves this community as a flood insurance agent, helping residents find coverage tailored to local flood zone requirements and federal program guidelines. The agency understands the specific flood patterns affecting Johnson County properties, from low-lying creeks to drainage-prone subdivisions. An initial consultation typically involves reviewing the property’s elevation certificate and assessing the most appropriate policy limits.
What Does a a Flood Insurance Agent in Cleburne Cost?
Flood insurance costs in Texas typically range from 700 to 2,000 dollars per year for a standard NFIP policy, though rates can be higher for properties in high-risk zones or with older construction. Private flood insurance may offer different pricing based on individual risk factors. This is general information and not insurance advice.
About flood insurance agents in Cleburne
A flood insurance agent in Cleburne Texas helps property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. Texas law requires lenders to mandate flood insurance for properties in high-risk flood zones. Cleburne sits near the Brazos River basin, making flood awareness important for homeowners and businesses.
Frequently Asked Questions
What does a flood insurance agent in Cleburne do?
A flood insurance agent evaluates your property's flood zone using FEMA maps and helps you choose a policy that meets lender requirements. They also explain coverage limits and deductibles for your specific location in Cleburne.
Is flood insurance required in Cleburne Texas?
Flood insurance is required by federal law if your property is in a Special Flood Hazard Area and you have a federally backed mortgage. Even outside high-risk zones, Texas homeowners may still benefit from coverage due to heavy rainfall events.
How do I find a flood insurance agent near me in Cleburne?
You can search for licensed agents through the Texas Department of Insurance website or ask your current home insurance provider for referrals. Many local agencies in Cleburne specialize in flood policies for both residential and commercial properties.
Flood Insurance Agents in Other Texas Cities
Abilene · Allen · Alvin · Amarillo · Arlington · Austin · Balch Springs · Baytown · Beaumont · Bedford · Belton · Brownsville · Bryan · Burleson · Carrollton