The top-rated flood insurance agent in Dallas, Texas is Red Gorman Insurance, rated 4.9 stars across 782 reviews. Other highly rated options include Farmers Insurance - Raman Ahluwalia, Lopez Auto Insurance, COWBOY INSURANCE AGENCY. This directory lists 38 flood insurance agents serving Dallas.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Red Gorman Insurance | 3200 S Lancaster Rd #152a | (214) 374-9997 |
| 2 | Farmers Insurance - Raman Ahluwalia | 1750 Valley View Ln Ste 210 | (972) 243-7444 |
| 3 | Lopez Auto Insurance | 10325 Lake June Rd Ste 710 | (469) 317-0092 |
| 4 | COWBOY INSURANCE AGENCY | 7916 Spring Valley Rd | (214) 575-7761 |
| 5 | Linda Horton - State Farm Insurance Agent | 6440 N Central Expy Suite 820 | (214) 363-4563 |
| 6 | C1 Insurance Group | 12700 Park Central Dr Suite 820 | (214) 420-0888 |
| 7 | The Phoenix Insurance | 6600 Lyndon B Johnson Fwy Ste 220 | (214) 253-0570 |
| 8 | Brooks Cannon Insurance Group | 5728 Prospect Ave # 2003 | (214) 446-9000 |
| 9 | Princeton Insurance | 1304 Adair St | (469) 916-9595 |
| 10 | Gibb Agency - Insurance Services | 9535 Forest Ln #102 | (214) 324-3660 |
Red Gorman Insurance provides flood risk assessment and policy placement for properties in the Dallas area. It assists clients in understanding their flood zone designations and securing appropriate National Flood Insurance Program coverage. The company helps with plan adjustments as flood maps and community risks evolve. It services single-family homes, apartments, retail spaces, and restaurants throughout the region.
Spring storms in Dallas can bring sudden rainfall and flash flooding that threatens homes near creeks and low-lying streets. Farmers Insurance - Raman Ahluwalia provides guidance on flood insurance options to help homeowners protect against water damage not covered by standard policies. The agent explains coverage specifics for the area’s FEMA flood zones and typical policy exclusions. Clients receive practical advice on preparing for rising water. Initial consultation often includes a walk-through of the property’s risks and a review of existing coverage before a full inspection is scheduled.
Lopez Auto Insurance assists Dallas homeowners in evaluating residential flood exposure and securing necessary coverage. The agency also provides commercial flood insurance solutions for local businesses throughout the greater Dallas area. Agents review individual property risks to recommend appropriate policy limits from available standard programs. Clients return for policy modifications after property changes or following significant weather events. Regular check-ins occur before each renewal cycle, allowing adjustment of deductibles and coverage amounts to reflect updated flood zone maps and evolving property values.
COWBOY INSURANCE AGENCY in Garland, TX assists homeowners, businesses, and property managers in securing flood insurance policies to protect against water damage. An agent reviews property flood zone maps and explains coverage options under the National Flood Insurance Program. Clients are guided through the application process to ensure adequate protection for their structures and contents. The agency also extends its flood insurance services to neighboring communities in the greater Dallas-Fort Worth metroplex, including Richardson.
Serving Dallas, Texas, and its surrounding communities, Linda Horton - State Farm Insurance Agent handles residential and commercial flood insurance policies. This coverage protects properties against water damage from rising water sources, including heavy storms and overflowing bodies of water. As a flood insurance agent, the company helps clients understand the National Flood Insurance Program and available private options. For a typical job, it first assesses the property’s flood zone risk, then recommends appropriate coverage limits by reviewing the building’s replacement cost and contents.
C1 Insurance Group in Dallas, Texas provides flood insurance on either a one-time policy for a specific property or as a recurring annual renewal. Coverage protects residential and commercial structures against flood damage not covered by standard homeowners policies, including rising water from storms or overflow. The company operates on both a scheduled and as-needed basis to accommodate client requirements for new policies or immediate adjustments.
The Phoenix Insurance specializes in securing policies that protect property from water damage caused by rising waters, a specific and underserved area of risk management. This Dallas-based agency guides local homeowners and business owners through the complexities of federal and private flood coverage. By assessing each property’s unique exposure, it ensures clients understand their policy terms. During heavy spring rains or hurricane season, when flash flooding poses a sudden threat to the city’s low-lying neighborhoods, the agency helps adjust coverage quickly.
With spring rains frequently testing Dallas properties, protection against flood damage becomes a pressing concern for homeowners and businesses. Brooks Cannon Insurance Group in Dallas advises clients on suitable flood coverage options tailored to local flood zone risks. They clarify policy details and exclusions, helping property owners understand what federal and private plans offer. The process begins with a property elevation assessment and a review of historical flood data for the location to determine appropriate coverage limits.
Princeton Insurance in Dallas, Texas helps property owners navigate flood insurance requirements and options. As a dedicated flood insurance agent, the company assists clients in understanding policies and securing appropriate coverage for their specific needs. Its services focus on protecting homes and businesses from potential water damage caused by storms or rising waters. Beyond residential structures, the firm also serves commercial sectors such as offices, warehouses, and food service operations.
Gibb Agency - Insurance Services provides residential flood insurance coverage in Dallas, Texas, securing homes against flood risks common to the area. Commercial flood policies are also available to protect local businesses and their assets. They serve clients throughout the Dallas region and surrounding communities. After an initial consultation, they are equipped to adjust coverage as needs change, and will follow up with clients between regular policy reviews to address any new questions or concerns.
What Does a a Flood Insurance Agent in Dallas Cost?
Typical flood insurance costs in Dallas range from 500 to 3,000 dollars per year for an NFIP policy. Private market rates can be higher or lower depending on flood zone, elevation, and building characteristics. Actual premiums depend on your propertys specific risk factors. This is general information, not insurance advice.
About flood insurance agents in Dallas
Flood insurance agents in Dallas Texas help property owners secure coverage through the National Flood Insurance Program or private insurers. Texas law requires sellers to disclose known flood risks but does not mandate flood insurance. Agents can explain flood zone maps and policy options for homes in high-risk areas like those near the Trinity River.
Frequently Asked Questions
Do I need flood insurance in Dallas Texas?
Your lender may require flood insurance if your property is in a Special Flood Hazard Area. Even outside high-risk zones, Dallas experiences heavy rain and flash flooding. An agent can review your risk and provide a quote.
What does a flood insurance agent do in Dallas?
A flood insurance agent helps you compare NFIP and private policies. They explain coverage limits, deductibles, and waiting periods. They also assist with filing claims after a flood event.
How long does it take for flood insurance to start in Texas?
NFIP policies have a 30-day waiting period before coverage begins. Private insurers may have shorter waiting periods. Plan ahead, especially during hurricane season from June to November.
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