The top-rated flood insurance agent in Denton, Texas is Matt Portz - State Farm Insurance Agent, rated 4.9 stars across 292 reviews. Other highly rated options include Ryan Everet Insurance - Independent Agency, Century Insurance Agency, Inc, Fredrick Insurance Brokers. This directory lists 20 flood insurance agents serving Denton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Portz - State Farm Insurance Agent | 800 S I-35E | (940) 591-6644 |
| 2 | Ryan Everet Insurance - Independent Agency | 121 Hann St | (940) 268-5112 |
| 3 | Century Insurance Agency, Inc | 2735 Wind River Ln # 151 | — |
| 4 | Fredrick Insurance Brokers | 502 W Oak St STE 102 A | (972) 375-0507 |
| 5 | Neal & Neal Insurance Agency | 4202 N Interstate 35 | (940) 387-8281 |
| 6 | Wade Hunt Insurance | 303 N Carroll Blvd Suite 220 | (940) 591-8581 |
| 7 | Ramey & King Insurance | 830 S Interstate 35 | (940) 382-9691 |
| 8 | D3 Insurance Group - Denton | 1111 Teasley Ln | (940) 566-2202 |
| 9 | George Carranza: Allstate Insurance | 2430 S I-35E Ste 212 | (940) 566-2234 |
| 10 | SWH Insurance Agency | 723 S I-35E #207 | (903) 564-5216 |
Matt Portz - State Farm Insurance Agent serves the Denton, Texas area, specializing in residential and commercial flood insurance policies. The agency assists property owners in understanding federal flood program requirements and evaluating their individual risk exposure within the region. Flood coverage from this location helps clients protect their buildings and belongings against water damage from rising waters, storms, and other qualifying events. Additional services include reviewing existing policies for adequate flood protection and guiding clients through the necessary documentation for new coverage applications.
Ryan Everet Insurance - Independent Agency provides flood insurance services for residents and businesses in Denton, Texas. It supports clients with policy selection, explains coverage options, and helps file claims after water damage. The agency also offers ongoing service to review and update policies before each renewal cycle. It serves a range of properties, including single-family homes, apartments, retail spaces, and restaurants.
Fredrick Insurance Brokers serves the Denton, Texas area and surrounding communities, handling residential and commercial flood insurance needs. As a dedicated local agency, it helps property owners understand their risks in this flood-prone region. The firm focuses on securing appropriate National Flood Insurance Program policies to protect homes and businesses from water damage. To handle a typical job, the agent first reviews the property’s flood zone classification and then identifies suitable coverage options that meet the client’s specific risk profile and budget.
Neal & Neal Insurance Agency in Denton, TX understands the difference between a one-time flood insurance policy, which covers a single event, and a recurring annual policy that renews to maintain ongoing protection. They help clients evaluate the appropriate coverage for their property’s flood risk. Their service focuses on matching the policy type to the client’s individual needs. Assistance is available on an as-needed basis, allowing clients to request help when purchasing or renewing a policy.
Providing guidance on federal flood insurance policies and local risk assessments for Denton homes and businesses, Wade Hunt Insurance assists clients in securing coverage that meets property requirements. The agency works through the complexities of flood zone designations and policy limits, helping property owners understand their exposure to potential water damage. Denton’s heavy spring and summer storms frequently create flooding concerns in low-lying neighborhoods, where the agency helps adjust coverage as seasonal risks increase.
As spring storms stir in north Texas, residents often face rising water risks that standard homeowner policies exclude. Ramey & King Insurance in Denton provides flood insurance coverage specifically tailored for properties in nearby watershed zones. Their agents evaluate local flood maps and elevation data to match clients with appropriate National Flood Insurance Program options. Following an initial consultation, the next step typically involves an agent-led property survey to assess ground slope, drainage patterns, and the home's lowest floor elevation.
D3 Insurance Group in Denton, Texas, assists homeowners with securing flood insurance policies to protect residential properties. Its commercial coverage options further serve local businesses against water damage risks, serving Denton and the surrounding region. The agency navigates clients through National Flood Insurance Program details and private market alternatives. Providing ongoing policy reviews and claims support encourages follow-up interactions between regular statements or seasonal renewals, helping residents maintain updated coverage and revisit their protection needs at different times throughout the year.
George Carranza: Allstate Insurance in Denton, TX, assists residents and property owners in understanding and securing appropriate coverage against water damage from storms and rising waterways. As a flood insurance agent, the company helps clients navigate both National Flood Insurance Program policies and private market options to protect their structures and belongings. Its services extend to analyzing risk factors for specific properties and guiding clients through claims processes. This agency can serve commercial sectors including offices, warehouses, and food service operations.
SWH Insurance Agency is a flood insurance agent in Denton, Texas, known for helping property owners secure coverage against flood damage. The agency serves residential and commercial clients throughout the Denton area, addressing the region's flood risks with standard policies from the National Flood Insurance Program. It also evaluates private market options for those needing higher limits than NFIP provides. For clients with unique concerns, the agency can addon backup of sewer and drain coverage to a flood policy.
What Does a a Flood Insurance Agent in Denton Cost?
The cost of flood insurance in Denton Texas varies based on flood zone property elevation and coverage amount. For an NFIP policy average annual premiums range from about 700 to 2 000 dollars for a standard single-family home. Private market policies can be cheaper or more expensive depending on risk. This is general information and not insurance advice.
About flood insurance agents in Denton
Flood insurance agents in Denton Texas help homeowners and renters secure coverage through the National Flood Insurance Program or private insurers. Texas law does not require flood insurance but mortgage lenders often mandate it for properties in high-risk flood zones. Denton sits near the Elm Fork of the Trinity River so agents can advise on local flood maps and elevation certificates.
Frequently Asked Questions
Do I need flood insurance in Denton Texas?
Flood insurance is not required by Texas state law. However if your property is in a Special Flood Hazard Area your mortgage lender will likely require it. Even outside high-risk zones flooding can occur so many residents choose to buy a policy.
How does a flood insurance agent help me in Denton?
A flood insurance agent in Denton can review your property location against FEMA flood maps. They explain coverage limits deductibles and waiting periods. They also help you complete the required elevation certificate if needed.
What is the typical waiting period for flood insurance in Texas?
For policies through the National Flood Insurance Program there is a standard 30-day waiting period before coverage begins. Private insurers may have different waiting periods. Plan ahead especially during hurricane season which runs June 1 through November 30.
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