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Looking for a flood insurance agent in DeSoto? Review the directory below to compare your options.
18 agents listed
Updated May 2026
DeSoto, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 18 flood insurance agents in DeSoto, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jarvis Hill - State Farm Insurance Agent
204 W Pleasant Run Rd, DeSoto, TX 75115
(972) 228-8877
kingofthehillinsurance.com
Jennifer Reed - GEICO Insurance Agent
1001 N Interstate 35 E Rd STE 316B, DeSoto, TX 75115
(469) 801-2700
geico.com
ALPA Insurance
900 N Hampton Rd, DeSoto, TX 75115
(469) 297-9003
alpainsurance.com
A-MAX Auto Insurance
604 N Hampton Rd, DeSoto, TX 75115
(972) 230-4000
amaxinsurance.com
Krystal Brown - State Farm Insurance Agent
1231 E Pleasant Run Rd Ste 102, DeSoto, TX 75115
(972) 274-2273
krystalbrown.net
Knott Insurance Group
1319 S Interstate 35 E, DeSoto, TX 75115
(972) 217-2004
knottins.com
Ernie Williams Insurance Agency
917 N Hampton Rd Suite 205, DeSoto, TX 75115
(972) 200-7089
erniewilliamsagency.com
AFIG, LLC Insurance Services
1801 N Hampton Rd Ste. 383, DeSoto, TX 75115
(469) 461-3381
goafig.com
Ai United Insurance
719 N Hampton Rd suite 609, DeSoto, TX 75115
(469) 225-3999
aiunited.com
Grant W. Galliford: Allstate Insurance
275 N Interstate 35 E Rd, DeSoto, TX 75115
(972) 223-0777
agents.allstate.com
America's Favorite Insurance & Tax
921 W Belt Line Rd #150, DeSoto, TX 75115
(972) 662-8221
Valerie Stanton Insurance
235 E Belt Line Rd, DeSoto, TX 75115
(972) 223-6199
agents.farmers.com
Quality Insurance
1801 N Hampton Rd Suite 425, DeSoto, TX 75115
(972) 224-8428
qualityinsuranceagency.net
First Choice Insurance Texas
1510 N Hampton Rd, DeSoto, TX 75115
(469) 213-2510
New World Insurance Service
208 E Pleasant Run Rd, DeSoto, TX 75115
(469) 213-7470
A.J. Martin Insurance
1700 N Hampton Rd, DeSoto, TX 75115
(214) 271-4850
ajmartininsurance.com
Classy Bee Insurance Agency, LLC
1229 E Pleasant Run Rd Suite 325, DeSoto, TX 75115
(972) 296-4300
classybeeinsurance.com
Pennington Group Insurance Agency
235 E Belt Line Rd, DeSoto, TX 75115
(972) 223-6199
Flood insurance agents in DeSoto, Texas help property owners protect against flood damage. Texas law does not require flood insurance, but mortgage lenders often do for homes in high-risk flood zones. DeSoto is near creeks and drainage areas, so working with a local agent can help you find the right National Flood Insurance Program or private policy.
What Does a Flood Insurance Agent in DeSoto Cost?
In Texas, flood insurance through the NFIP typically costs between $700 and $2,000 per year for a standard home, but rates can be higher in high-risk areas. Private flood insurance may offer different pricing and coverage options. Costs depend on your propertys flood zone, elevation, and building characteristics. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in DeSoto Texas?
Flood insurance is not required by Texas state law. However, if your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require it. Even outside high-risk zones, flooding can occur, so many agents recommend coverage.
How do I find a flood insurance agent in DeSoto?
You can search online for independent insurance agents in DeSoto who offer flood policies. Many local agents work with the National Flood Insurance Program and private insurers. Ask about their experience with properties in Dallas County and nearby flood zones.
What does flood insurance cover in Texas?
Standard flood insurance covers structural damage to your building and damage to personal belongings. It does not cover temporary living expenses or items in basements. Texas policies follow NFIP rules, which have a 30-day waiting period before coverage starts.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.