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Find Flood Insurance Agents in Duncanville, TX

Looking for a flood insurance agent in Duncanville? Review the directory below to compare your options.

17 agents listed
Updated May 2026
Duncanville, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 17 flood insurance agents in Duncanville, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Alecia Francis - State Farm Insurance Agent
602 N Main St, Duncanville, TX 75116
(972) 780-1576 myagentalecia.com
Josh Thibodeaux - State Farm Insurance Agent
150 E Hwy 67, Duncanville, TX 75137
(972) 780-5599 thecoveragecrew.com
Leo's Auto Insurance
103 W Camp Wisdom Rd, Duncanville, TX 75116
(972) 787-0080 leosautoinsurance.com
A-MAX Auto Insurance
414 E Camp Wisdom Rd, Duncanville, TX 75116
(972) 572-1234 amaxinsurance.com
Dhyana Newton: Allstate Insurance
207 E Camp Wisdom Rd Ste D, Duncanville, TX 75116
(817) 230-4213 agents.allstate.com
Rick Smith - State Farm Insurance Agent
618 S Cedar Ridge Dr, Duncanville, TX 75137
(972) 293-6000 askrickysmith.com
Thomas Whitaker Jr.: Allstate Insurance
1005 S Main St, Duncanville, TX 75137
(972) 296-8998 agents.allstate.com
Sosa's Insurance and Services
314 N Main St, Duncanville, TX 75116
(469) 868-6211 sosasinsurance.com
Haylow Insurance Group
515 N Cedar Ridge Dr #6, Duncanville, TX 75116
(972) 293-1275 haylowinsurance.com
Fry Integra Insurance Services
210 S Main St #14, Duncanville, TX 75116
(972) 296-9786 fryintegra.com
Carolyn S Rich Insurance Agency
400 E Wheatland Rd, Duncanville, TX 75116
(972) 298-9692
Honeycutt Agency
520 Jellison Blvd, Duncanville, TX 75116
(409) 679-2325 honeycuttagency.com
Duncanville Insurance Services
249 W Camp Wisdom Rd, Duncanville, TX 75116
(972) 283-9595 duncanvilleins.com
SANTIAGO RODRIGUEZ INSURANCE
603 S Main St, Duncanville, TX 75116
(972) 954-3435 santiagorodriguezinsurance.com
Rod Whiddon Insurance
400 E Wheatland Rd A, Duncanville, TX 75116
(972) 296-4109
Duncanville Insurance Services
115 E Davis St B, Duncanville, TX 75116
(972) 283-9595 duncanvilleins.com
Trust Insurance TX
312 N Main St, Duncanville, TX 75116
(972) 709-6060 bestswinsurance.com

Flood insurance agents in Duncanville Texas help property owners secure coverage through the National Flood Insurance Program and private carriers. Texas law does not require flood insurance for most properties, but mortgage lenders often mandate it for homes in high-risk flood zones. Duncanville residents near Five Mile Creek or other flood-prone areas may need an agent to assess their risk and find a suitable policy.

What Does a Flood Insurance Agent in Duncanville Cost?

The cost of flood insurance in Texas varies widely based on location, flood zone, property value, and coverage amount. For an NFIP policy, premiums typically range from 700 to 2,000 dollars per year for a standard home in a moderate-risk area. Private flood insurance may cost more or less depending on risk factors. High-risk properties in Duncanville near floodplains may see premiums above 3,000 dollars. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Duncanville Texas?
Flood insurance is not required by Texas state law for all properties. However, if your home is in a Special Flood Hazard Area as shown on FEMA flood maps, your mortgage lender will likely require it. Even outside high-risk zones, flooding can occur, so an agent can help you decide.
What does a flood insurance agent in Duncanville do?
A flood insurance agent helps you understand your flood risk, compares policies from NFIP and private insurers, and guides you through the application process. They can also explain coverage limits, deductibles, and the 30-day waiting period before most NFIP policies take effect.
How do I choose a flood insurance agent in Duncanville?
Look for an agent licensed in Texas with experience in flood insurance. Check if they offer both NFIP and private market options. You can verify an agent license through the Texas Department of Insurance website.