The top-rated flood insurance agent in Forney, Texas is Kelli Johnson - State Farm Insurance Agent, rated 5.0 stars across 427 reviews. Other highly rated options include Forney Group Insurance Agency, Your Virtual Agent, Marybel Castilleja - State Farm Insurance Agent. This directory lists 19 flood insurance agents serving Forney.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kelli Johnson - State Farm Insurance Agent | 13990 FM 548 Ste 120 | (469) 703-8025 |
| 2 | Forney Group Insurance Agency | 201 N Bois D'Arc St | (972) 357-3060 |
| 3 | Your Virtual Agent | 406 Pinson Rd Ste A | (972) 552-7229 |
| 4 | Marybel Castilleja - State Farm Insurance Agent | 205 US-80 Ste 100 | (214) 331-7680 |
| 5 | Rollo Insurance | 110 Industrial Dr Suite 2 | (972) 564-8485 |
| 6 | Chad Kirk - State Farm Insurance Agent | 101 N Farm to Market 548 Suite 101 | (972) 552-2500 |
| 7 | McDermett Insurance Agency | 10374 Jennifer Cir | (972) 564-6866 |
| 8 | TWFG Burridge Family Insurance | 9550 Helms Trail | (972) 926-5355 |
| 9 | 1st Choice Insurance | 309 Cedar St | (972) 564-3333 |
| 10 | Farmers Insurance - Elia Saucedo | 104 E US Hwy 80 Ste 175 | (469) 908-1217 |
Kelli Johnson - State Farm Insurance Agent serves the Forney, Texas area as a flood insurance agent, providing financial protection against rising water and storm surge. The agency guides property owners on securing separate flood coverage distinct from homeowners policies, essential for homes in designated flood zones. General flood insurance policies through this office cover structural damage and contents replacement from eligible lake or river flooding events. Specific services include policy evaluation for new construction and claims assistance for existing property owners after water damage occurs.
Forney Group Insurance Agency provides a full spectrum of flood insurance services for properties in Forney, TX, including policy selection, risk assessment, and claims assistance. Its service plans involve ongoing policy reviews to ensure adequate coverage as flood maps change and properties evolve. Regular maintenance consultations help clients understand their coverage limits and any necessary adjustments. The agency services single-family homes, apartments, retail spaces, and restaurants.
Your Virtual Agent in Forney, TX, assists homeowners, businesses, and property managers in securing flood insurance coverage tailored to their property needs. The agency helps clients navigate federal flood program requirements and private insurance options to protect local structures from water damage. Policies are reviewed thoroughly to address the specific risks faced by properties near the East Fork Trinity River. The company also serves clients in surrounding communities such as Mesquite, extending its flood insurance guidance across the eastern Dallas-Fort Worth metro area.
Serving Forney and the surrounding communities of Kaufman County, Marybel Castilleja - State Farm Insurance Agent handles flood insurance policies for local residents and businesses. This agency assists clients in understanding flood zone maps and coverage options during policy selection. For a typical job, it evaluates the property’s flood risk and current insurance needs, then presents available plan choices without pressure, allowing the client to make an informed decision.
Rollo Insurance provides flood mitigation recommendations for both one-time consultations and ongoing policy reviews, ensuring clients understand their coverage options for properties in Forney, TX. Standard policies address structural damage from rising waters, with additional contents coverage available for personal belongings. The company operates primarily on an as-needed basis, responding to individual requests for policy adjustments, flood zone map changes, or new construction appraisals throughout the year.
Chad Kirk - State Farm Insurance Agent specializes in flood insurance policies for residential and commercial properties. The agency provides help with assessing flood risks, selecting appropriate coverage levels, and filing claims. Serving the Forney, TX area, it assists homeowners and business owners in securing protection against water damage from rising water. Its services are particularly valuable during spring when heavy rains and thunderstorms increase the likelihood of flash flooding in low-lying neighborhoods.
Spring storms and flash flooding often threaten homes across Forney, Texas, prompting property owners to seek proper coverage. McDermett Insurance Agency serves as a local flood insurance agent, helping residents navigate policies that protect against water damage from rising waters. The team assists clients in understanding National Flood Insurance Program options tailored to their specific property risks. New customers begin an initial inspection or property-assessment step to evaluate flood exposure and determine suitable coverage levels.
TWFG Burridge Family Insurance provides property and casualty coverage for clients in Forney, Texas. The agency specializes in flood insurance, helping homeowners and renters protect against weather-related water damage in this flood-prone region. Policies are written to cover residential structures and their contents during rising water events. The agency can also serve commercial clients, including local offices, warehouses, and food service establishments that require flood protection for their operations.
First Choice Insurance provides residential flood insurance in Forney, ensuring homeowners have coverage for properties in designated flood zones. The agency also handles commercial policies for local businesses seeking protection against water damage from storms or rising waters. Serving Forney and the surrounding areas of Kaufman County, they assist clients in navigating floodplain maps and federal program requirements. Periodic policy reviews are conducted to adjust coverage after changes in property value or risk. They remain available for follow-up questions and repeat service between routine visits to maintain continuous protection.
Farmers Insurance - Elia Saucedo serves the Forney, Texas area as a flood insurance agent. This agency helps property owners secure coverage against flood damage, a risk often excluded from standard homeowners policies. Recognizing that even low-risk zones can experience severe weather, the team guides clients through available options to protect their homes and belongings. For those living in designated floodplains, they can also assist with finding gap coverage to address specific elevation or building coverage limits.
What Does a a Flood Insurance Agent in Forney Cost?
Flood insurance costs in Texas vary widely based on flood zone, property elevation, and coverage amount. For an NFIP policy, typical annual premiums range from 700 to 2,000 dollars for a standard home. Private insurance may offer lower rates or higher limits. Costs can be higher for properties in high-risk zones or with a history of claims. This is general information and not insurance advice.
About flood insurance agents in Forney
Flood insurance agents in Forney, Texas help property owners understand their risk and secure coverage. Texas law requires flood insurance for some mortgage lenders, and agents can explain the 30-day waiting period for NFIP policies. Forney residents near Lake Ray Hubbard or creeks may especially benefit from professional guidance.
Frequently Asked Questions
Do I need flood insurance in Forney Texas?
If your mortgage lender requires it or if you are in a FEMA flood zone, you need flood insurance. Even outside high-risk zones, flooding can occur, and an agent can help you assess your risk.
How long does it take to get a flood insurance policy in Forney?
Most NFIP policies have a 30-day waiting period before coverage begins. Private flood insurance may have shorter waiting times. An agent can explain the specific timelines for each option.
What does a flood insurance agent in Forney do?
An agent helps you compare NFIP and private flood insurance options, explains coverage limits and exclusions, and assists with filing claims. They also advise on Texas-specific requirements like elevation certificates.
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