The top-rated flood insurance agent in Friendswood, Texas is Judy Wiggins: Allstate Insurance, rated 4.7 stars across 327 reviews. Other highly rated options include Champions Insurance Agency, BIG - Brock Insurance Group, Worthen Insurance Group. This directory lists 19 flood insurance agents serving Friendswood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Judy Wiggins: Allstate Insurance | 105 E Spreading Oaks Ave | (281) 992-1926 |
| 2 | Champions Insurance Agency | 1305 W Parkwood Ave STE A105 | (281) 484-4870 |
| 3 | BIG - Brock Insurance Group | 820 S Friendswood Dr #103 | (281) 482-4244 |
| 4 | Worthen Insurance Group | 104 Melody Ln | (281) 845-2770 |
| 5 | Watson Insurance | 2 Parkside Dr #109 | (832) 703-1289 |
| 6 | Joe Cook & Associates, Inc. | 820 S Friendswood Dr # 202 | (281) 488-4485 |
| 7 | SIG/Lighthouse Insurance | 3502 FM 528 Rd | (281) 482-4455 |
| 8 | Insurance Advisors Of Texas | 4325 FM 2351 # 100 | (281) 993-9292 |
| 9 | Rosewood Insurance Group, LLC | 1560 W Bay Area Blvd #310 | (281) 941-2933 |
| 10 | Premier Insurance Group of Texas | 1212 Winding Way Dr B | (713) 242-1362 |
Judy Wiggins: Allstate Insurance serves the Friendswood, Texas area as a provider of flood insurance policies. This agency helps property owners assess their risk of water damage and secure appropriate coverage for their homes or businesses. Navigating flood zones and community insurance requirements can be complex, so the agency guides clients through the process of selecting suitable protection. Specific services include offering policies through the National Flood Insurance Program and advising on private flood coverage options tailored to the local floodplain.
Champions Insurance Agency provides flood insurance policies for properties in the Friendswood, Texas, area. The agency assists clients in reviewing coverage options to ensure adequate protection for flood-prone zones. Service includes policy renewals and claims guidance to help property owners navigate the process. Maintenance plans are not offered for policies, but agents help adjust coverage as needs change. The agency services single-family homes, apartments, retail buildings, and restaurants.
Homeowners, businesses, and property managers in Friendswood, Texas turn to BIG - Brock Insurance Group for flood insurance agent services. The agency helps clients navigate National Flood Insurance Program options and private policies to protect against water damage. By assessing local flood zones and elevation risks, the team works to secure appropriate coverage for residential and commercial properties. Their service area extends into the broader Houston metro region, including nearby communities such as League City and Clear Lake Shores.
Worthen Insurance Group serves homeowners and business owners in Friendswood, Texas, and the surrounding Gulf Coast communities, handling all types of flood insurance policies. The agency addresses both federally backed National Flood Insurance Program plans and private market alternatives to match each property’s specific risk level. For every client, it typically begins with a detailed review of the property’s flood zone designation and elevation certificate before recommending the most suitable coverage option.
Flood insurance in Friendswood can be arranged through a single purchase for a specific property or as a recurring policy that renews each year. Watson Insurance offers policies covering structural damage and contents loss from flooding. Clients in this area often require this coverage due to the local flood zone risks. Service is provided through either a one-time consultation to help select a policy or on an as-needed basis for renewals and claims guidance.
Joe Cook & Associates, Inc. specializes in navigating the specific requirements of the National Flood Insurance Program for properties in Friendswood, Texas. They assist homeowners and commercial clients in identifying their flood zone risks and obtaining appropriate coverage against rising waters. The agency also helps policyholders document damage and complete claims forms after storms. Given the area’s frequent hurricane and heavy rain threats in late summer and early fall, they regularly review policies for those needing coverage before an approaching tropical system makes it too late.
Spring rains and quick-moving Gulf storms often bring sudden flood risks to Friendswood homes. SIG/Lighthouse Insurance responds by helping residents navigate the specialized flood insurance options available locally. Many homeowners need aid understanding flood maps and ways to close gaps left by standard policies. The company offers guidance through the entire process from initial conversation to policy specifics. An agent typically travels to the property to inspect the structure and determine the most fitting level of coverage.
Insurance Advisors Of Texas provides flood insurance guidance to property owners and renters in Friendswood, Texas. The agency specializes in assessing flood risk and matching clients with appropriate National Flood Insurance Program policies. Coverage addresses both building structures and personal contents, with additional endorsements available for increased limits. The agency works with commercial clients in local sectors, including offices, warehouses, and food service operations.
Rosewood Insurance Group, LLC of Friendswood, TX assists homeowners in the area with securing residential flood coverage to protect their property from water damage. The agency also offers policies tailored for commercial clients, serving communities throughout the local region and nearby areas. Policyholders can expect clear guidance on coverage options and filing requirements before storms or rising water occur. After a claim or policy review, the agent provides follow-up service to adjust plans as needed between regular annual visits.
What Does a a Flood Insurance Agent in Friendswood Cost?
Typical flood insurance agent fees in Texas are included in the policy premium and do not add extra charges. NFIP policies in Friendswood average 700 to 1200 dollars per year for standard coverage but high risk properties can exceed 2000 dollars. Private insurers may offer lower rates or higher limits depending on your specific risk. This is general information and not insurance advice.
About flood insurance agents in Friendswood
Flood insurance agents in Friendswood Texas help property owners secure coverage through the National Flood Insurance Program or private insurers. Friendswood is located in a flood-prone area near Clear Creek and must comply with Texas Insurance Code regulations for flood disclosures. An agent can assess your flood zone and recommend appropriate policies for your home or business.
Frequently Asked Questions
Do I need flood insurance in Friendswood Texas?
Yes if your property is in a Special Flood Hazard Area as mapped by FEMA. Texas law requires lenders to mandate flood insurance for federally backed mortgages in high-risk zones. Even outside these zones flooding can occur so many homeowners choose coverage.
What does a flood insurance agent in Friendswood do?
A flood insurance agent reviews your property location and flood zone to find suitable policies. They explain coverage limits deductibles and waiting periods. Agents also help you file claims and understand Texas specific rules like the 30 day waiting period for NFIP policies.
How much does flood insurance cost through an agent in Texas?
Costs vary based on flood zone building elevation and coverage amount. In Friendswood annual premiums for NFIP policies range from about 700 dollars to over 2000 dollars. Private market options may offer different rates and higher limits.
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