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HomeFlood Insurance AgentsTexas › Galveston

Find Flood Insurance Agents Near You in Galveston, TX

Browse flood insurance agents serving Galveston, Texas. Updated 2026-07-14.

The top-rated flood insurance agent in Galveston, Texas is Helix Insurance Group, rated 4.9 stars across 652 reviews. Other highly rated options include The O'Donohoe Agency, Farmers Insurance - Luke Bohlman, Rochkind Insurance. This directory lists 18 flood insurance agents serving Galveston.

Showing 18 flood insurance agents in Galveston, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Helix Insurance Group101 Tiki Dr #202(409) 797-4040
2The O'Donohoe Agency5928 Stewart Rd(409) 402-5197
3Farmers Insurance - Luke Bohlman2228 Mechanic St #100(409) 621-5225
4Rochkind Insurance514 23rd St(409) 770-9503
5TIA-Texas Insurance Agency3825 Broadway Avenue J(713) 973-1881
6GIA Insurance6025 Heards Ln(409) 740-1251
7American NationalOne Moody Plaza, 1 Moody Ave #14(409) 763-4661
8The Gibraltar Group Insurance Services13450 FM3005(281) 902-5024
9NavSav Insurance6202 Stewart Rd(409) 744-7111
10SMI Insurance1802 Broadway Avenue J # 118(409) 765-9515
HI
101 Tiki Dr #202
Helix Insurance Group
Flood Insurance Agent · Galveston, TX

Helix Insurance Group serves the Galveston, Texas, area as a flood insurance agent. The company assists property owners in securing policies that address the specific flood risks common to coastal communities. Navigating federal flood program requirements and private market options can be complex, and this agent works to find suitable coverage for homes and businesses. Residents near the Gulf Coast often face regulatory zones that dictate coverage levels. Helix Insurance Group regularly handles claims assistance for flood damage and provides policy reviews for hurricane season preparation.

OD
5928 Stewart Rd
The O'Donohoe Agency
Flood Insurance Agent · Galveston, TX

The O'Donohoe Agency provides comprehensive flood insurance services for properties in Galveston, Texas. It offers guidance on policy options and assists with the application process to help clients secure appropriate coverage. The agency also supports clients with policy reviews and renewal management throughout the year. It works with a wide range of property types, including single-family homes, apartments, retail spaces, and restaurants.

FI
2228 Mechanic St #100
Farmers Insurance - Luke Bohlman
Flood Insurance Agent · Galveston, TX

Serving Galveston and the surrounding coastal communities of Texas City, Texas and Jamaica Beach, this agency handles flood insurance policies for residential and commercial properties. As a flood insurance agent, it helps property owners understand their coverage needs for storm surge and rising water. Luke Bohlman at Farmers Insurance works by guiding each client through the National Flood Insurance Program options and reviewing local flood zone maps to match appropriate policy limits with individual property risks.

RI
514 23rd St
Rochkind Insurance
Flood Insurance Agent · Galveston, TX

Rochkind Insurance in Galveston, TX, distinguishes between a single-policy purchase for specific property protection and recurring annual flood insurance plans covering ongoing risks. Coverage addresses structural damage and contents loss from rising water, which is essential for properties near the Gulf Coast and bayous. This agency advises clients on appropriate flood zone policies and coordinates with NFIP guidelines to ensure adequate limits. Service operates on an as-needed basis for policy inquiries, claims support, and annual renewal processing.

TT
3825 Broadway Avenue J
TIA-Texas Insurance Agency
Flood Insurance Agent · Galveston, TX

When seasonal storms threaten the Texas Gulf Coast, property owners in Galveston rely on TIA-Texas Insurance Agency to navigate the complexities of flood insurance. As a dedicated local flood insurance agent, this firm helps residents assess their exposure to rising water and policy coverage gaps. Homeowners and business operators alike find that securing appropriate protection requires knowledgeable guidance. The agency begins by scheduling a personal consultation to evaluate the specific property’s flood risk and determine the recommended policy limits for initial coverage.

GI
6025 Heards Ln
GIA Insurance
Flood Insurance Agent · Galveston, TX

GIA Insurance offers specialized guidance in navigating the National Flood Insurance Program for properties in Galveston. Its general service work involves assessing local flood zones and explaining policy coverage options to homeowners and businesses along the Texas coast. The agency helps residents understand elevation certificate requirements and typical waiting periods for new policies. It particularly assists with preparing for the heightened storm surge risks that often accompany the Atlantic hurricane season each summer and fall.

AN
One Moody Plaza, 1 Moody Ave #14
American National
Flood Insurance Agent · Galveston, TX

Serving homeowners, businesses, and property managers in Galveston, American National assists clients with securing flood insurance policies essential for protecting assets along the Gulf Coast. The agency navigates the complexities of federal and private flood coverage options, helping property owners understand risk factors and policy details. Located in Galveston, it also extends its expertise to clients in Texas City, ensuring comprehensive support for flood insurance needs across the surrounding metropolitan area.

GG
13450 FM3005
The Gibraltar Group Insurance Services
Flood Insurance Agent · Galveston, TX

The Gibraltar Group Insurance Services is a flood insurance agency located in Galveston, Texas, and is known for assisting property owners in navigating the National Flood Insurance Program. Its coverage options help clients protect homes and businesses against damage from rising water, a constant risk along the Gulf Coast. The company can advise on policy limits and deductibles for residential and commercial structures. It also offers optional coverage for additional living expenses incurred during flood-related displacement.

NI
6202 Stewart Rd
NavSav Insurance
Flood Insurance Agent · Galveston, TX

NavSav Insurance provides flood insurance coverage for properties in the Galveston area, addressing the region’s specific exposure to storm surge and heavy rainfall. As a flood insurance agent, the company specializes in helping property owners navigate federal and private policy options to protect against water damage. It serves a variety of commercial sectors, including offices, warehouses, and food service establishments that face unique flood risks along the Texas coast.

SI
1802 Broadway Avenue J # 118
SMI Insurance
Flood Insurance Agent · Galveston, TX

SMI Insurance provides residential flood insurance for homeowners in Galveston, Texas, addressing the risks posed by coastal storms and rising water. Commercial flood coverage is also available for businesses requiring protection against similar property hazards. Serving Galveston and the immediate surrounding communities on the island, the agency helps clients secure policies that meet local lending and safety requirements. Returning customers can schedule a follow-up review between regular visits to adjust coverage after renovations or updated flood zone maps.

II
401 23rd St
IronSafe Insurance Agency
Flood Insurance Agent · Galveston, TX
(409) 219-5929
HI
1703 23rd St
Heffernan Insurance Inc
Flood Insurance Agent · Galveston, TX
(409) 765-9011
heffernaninsuranceagency.com
BS
335 Westerly Dr
Brad Spurgeon Insurance Agency Inc.
Flood Insurance Agent · Galveston, TX
(409) 945-4746
privatewindstorm.com
MW
5002 Avenue R
Michael W Price Insurance
Flood Insurance Agent · Galveston, TX
(409) 744-5028
anpac.com/agent/mikeprice
GI
6511 Stewart Rd #9b
Goosehead Insurance - Adam Bryant
Flood Insurance Agent · Galveston, TX
(409) 443-5559
goosehead.com/agents/tx/galveston/adam-bryant
II
13450 FM3005
Island Insurance Services, LLC
Flood Insurance Agent · Galveston, TX
(866) 611-8596
iisgalveston.com
IL
1715 23rd St
Ira Levin Insurance
Flood Insurance Agent · Galveston, TX
(409) 763-5200
HJ
Galveston, TX 77553
Heffernan Jeanine
Flood Insurance Agent · Galveston, TX
(409) 765-9011

What Does a a Flood Insurance Agent in Galveston Cost?

Flood insurance costs in Texas vary by flood zone, elevation, and coverage amount. In Galveston, NFIP policies typically range from 700 to 2,500 dollars per year for standard coverage. Private insurers may charge higher premiums for high risk properties. This is general information and not insurance advice.

About flood insurance agents in Galveston

Flood insurance agents in Galveston Texas help property owners secure coverage against storm surge and heavy rainfall. Texas law requires lenders to mandate flood insurance for properties in high risk zones. Local agents understand Galveston Island flood maps and elevation certificates.

Frequently Asked Questions

What does a flood insurance agent in Galveston do?

A flood insurance agent helps you choose a policy from the National Flood Insurance Program or private insurers. They review your property flood zone and recommend appropriate coverage limits. They also assist with elevation certificates and claims.

Is flood insurance required in Galveston Texas?

Flood insurance is required by lenders if your property is in a Special Flood Hazard Area. Texas law does not mandate flood insurance for all properties. However most Galveston homes are in high risk zones.

How do I choose a flood insurance agent in Galveston?

Look for an agent licensed in Texas with experience in coastal flood risks. Ask about their knowledge of Galveston flood maps and NFIP rules. Check their reviews and confirm they offer both NFIP and private policies.

Flood Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.