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HomeFlood Insurance AgentsTexas › Garland

Find Flood Insurance Agents Near You in Garland, TX

Browse flood insurance agents serving Garland, Texas. Updated 2026-07-14.

The top-rated flood insurance agent in Garland, Texas is Cruz Insurance Group, rated 4.9 stars across 1,199 reviews. Other highly rated options include Lopez Auto Insurance, COWBOY INSURANCE AGENCY, Texas Quality Insurance. This directory lists 22 flood insurance agents serving Garland.

Showing 22 flood insurance agents in Garland, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cruz Insurance Group1434 Northwest Hwy(972) 685-7328
2Lopez Auto Insurance3460 W Walnut St Ste 900(469) 206-5531
3COWBOY INSURANCE AGENCY3322 Broadway Blvd(214) 575-7761
4Texas Quality Insurance2025 Saturn Rd #1(972) 840-8028
5La Mejor Insurance Agency3960 Broadway Blvd # 220Q(972) 465-9798
6Claros Insurance Services3161 Broadway Blvd Suite L80(469) 626-0448
7Mullen Insurance Agency, Inc.337 Oaks Trail Ste 200(972) 681-6297
8Diana Wickman: Allstate Insurance3200 Broadway Blvd Ste 150(972) 271-1413
9Twfg Insurance Services- Cornel Cernat4036 Broadway Blvd(469) 857-5915
10CHANCE! Luna Insurance Agency552 W Interstate 30 Suite 303(833) 586-2467
CI
1434 Northwest Hwy
Cruz Insurance Group
Flood Insurance Agent · Garland, TX

Cruz Insurance Group serves the Garland, Texas area as a flood insurance agent. The company assists local property owners in securing policies that protect against water damage from rising waters. This work includes evaluating flood zone risks and explaining the National Flood Insurance Program. Flood insurance is a separate policy from standard homeowners coverage, and Cruz Insurance Group helps residents understand that distinction. The company handles NFIP applications and can also discuss private flood insurance options for properties requiring higher coverage limits.

LA
3460 W Walnut St Ste 900
Lopez Auto Insurance
Flood Insurance Agent · Garland, TX

Lopez Auto Insurance in Garland, TX provides personalized guidance for evaluating flood risk and securing appropriate coverage for properties in flood-prone areas. The agency assists clients with understanding policy options and navigating the application process. Its services include helping homeowners assess necessary coverage levels and explaining policy details without pressure. The company serves a wide range of property types, including single-family homes, apartments, retail locations, and restaurants needing protection against potential flood damage.

CI
3322 Broadway Blvd
COWBOY INSURANCE AGENCY
Flood Insurance Agent · Garland, TX

COWBOY INSURANCE AGENCY in Garland, TX assists homeowners, businesses, and property managers in securing flood insurance policies to protect against water damage. An agent reviews property flood zone maps and explains coverage options under the National Flood Insurance Program. Clients are guided through the application process to ensure adequate protection for their structures and contents. The agency also extends its flood insurance services to neighboring communities in the greater Dallas-Fort Worth metroplex, including Richardson.

TQ
2025 Saturn Rd #1
Texas Quality Insurance
Flood Insurance Agent · Garland, TX

Serving Garland, Texas, and the surrounding communities in the Dallas-Fort Worth metroplex, Texas Quality Insurance handles flood insurance policies for residential and commercial properties. Its work includes assessing property flood risk and navigating the requirements of the National Flood Insurance Program. The agency provides coverage solutions for homeowners and business owners seeking financial protection against water damage. To handle a typical job, it reviews the specific property location and flood zone data to recommend an appropriate policy limit and deductible tailored to the client's needs.

LM
3960 Broadway Blvd # 220Q
La Mejor Insurance Agency
Flood Insurance Agent · Garland, TX

As a flood insurance agent in Garland, TX, La Mejor Insurance Agency specializes in securing National Flood Insurance Program policies that protect homes and businesses from water damage. It also assists clients with adjusting existing coverage to reflect changing property values or updated flood zone maps. The agency helps property owners navigate the specific requirements for coverage in areas prone to heavy rainfall. During spring storm season, it works with residents who need immediate proof of insurance to finalize real estate closings after unexpected flash flooding occurs.

CI
3161 Broadway Blvd Suite L80
Claros Insurance Services
Flood Insurance Agent · Garland, TX

Claros Insurance Services in Garland, TX offers both one-time and recurring service options for flood insurance clients. The one-time service provides a single policy evaluation, while recurring service establishes an ongoing relationship for annual policy reviews. Coverage typically includes protection for structures and contents against flood damage, tailored to federal requirements. This company evaluates property risk and helps clients select appropriate flood insurance plans. Service runs on a one-time, scheduled, or as-needed basis depending on individual policyholder needs.

MI
337 Oaks Trail Ste 200
Mullen Insurance Agency, Inc.
Flood Insurance Agent · Garland, TX

Mullen Insurance Agency, Inc. in Garland, TX helps clients manage property risks by securing appropriate coverage against financial loss from flooding. Beyond this primary service, the agency specializes in writing flood insurance policies that complement standard property plans, often filling gaps not covered by typical homeowners insurance. The company serves a variety of commercial sectors in the local area, including offices, warehouses, and food service establishments.

DW
3200 Broadway Blvd Ste 150
Diana Wickman: Allstate Insurance
Flood Insurance Agent · Garland, TX

The spring storm season in Garland often brings a heightened risk of flash flooding, which can leave local homes in need of serious protection against rising water. Diana Wickman: Allstate Insurance works with area residents to review their current coverage options for flood-related events. The company focuses on helping clients understand the specific risks in their neighborhood and the importance of securing a policy before severe weather arrives. A typical engagement begins with a thorough property inspection to assess the property’s vulnerability and determine the appropriate coverage needed.

TI
4036 Broadway Blvd
Twfg Insurance Services- Cornel Cernat
Flood Insurance Agent · Garland, TX
CL
552 W Interstate 30 Suite 303
CHANCE! Luna Insurance Agency
Flood Insurance Agent · Garland, TX

CHANCE! Luna Insurance Agency in Garland, TX, helps property owners assess their risk of water damage and secure appropriate coverage for their homes and businesses in the surrounding region. Flood insurance agents in this area handle policies from the National Flood Insurance Program and private carriers. The agency explains policy details, such as waiting periods and elevation requirements, to its clients. A specialty service it can add on is advising on contents-only coverage for renters.

FI
1918 E Miller Rd # 103
Farmers Insurance Anna Luna Agency
Flood Insurance Agent · Garland, TX
(972) 535-8345
agents.farmers.com/tx/garland/anna-luna
CA
675 Town Square Blvd suite 250
Christina Adcock: Allstate Insurance
Flood Insurance Agent · Garland, TX
(972) 495-7788
agents.allstate.com/christina-adcock-garland-tx.html
EI
3420 Broadway Blvd
Express Insurance Agency
Flood Insurance Agent · Garland, TX
(972) 840-3288
expressinsurance1.com
BI
675 Town Square Blvd #200
Bickerstaff Insurance and Financial Services
Flood Insurance Agent · Garland, TX
(972) 771-4992
bickerstaffins.com
FI
1456 Belt Line Rd #140b
Farmers Insurance - Temi Yakubu
Flood Insurance Agent · Garland, TX
(469) 972-7797
agents.farmers.com/tx/garland/temitope-yakubu
GI
1008 Stonewall St Unit E1
Goosehead Insurance - Ben Walker
Flood Insurance Agent · Garland, TX
(214) 427-6886
goosehead.com/agents/tx/garland/ben-walker
UI
1309 Belt Line Rd #B
Universal Insurance Agency
Flood Insurance Agent · Garland, TX
(972) 859-0330
KA
310 E Interstate 30 M102B
Ken Allen Insurance Agency
Flood Insurance Agent · Garland, TX
(972) 226-1330
kenalleninsurance.com
JI
1431 W Buckingham Rd
Jagwan Insurance & Financial Services
Flood Insurance Agent · Garland, TX
(972) 414-2060
EZ
675 Town Square Blvd
E.Z. Insurance Services
Flood Insurance Agent · Garland, TX
(214) 299-7595
3I
675 Town Square Blvd Bldg. 1A, STE. 200
3D Insurance Services, Inc.
Flood Insurance Agent · Garland, TX
(214) 607-4906
3dinsuranceservices.com
CR
1919 S Shiloh Rd
Celeste Rodriguez Insurance Agency
Flood Insurance Agent · Garland, TX
(214) 974-9591

What Does a a Flood Insurance Agent in Garland Cost?

Typical flood insurance costs in Texas range from 500 to 3,000 dollars per year for NFIP policies, depending on flood zone, building value, and deductible. Private market rates can be higher or lower. Premiums are regulated by the NFIP or state guidelines. This is general information, not insurance advice.

About flood insurance agents in Garland

Flood insurance agents in Garland Texas help property owners secure coverage through the National Flood Insurance Program or private insurers. Texas law requires lenders to mandate flood insurance for properties in high-risk flood zones. Garland residents near Lake Ray Hubbard or along Duck Creek may face specific flood risks that an agent can address.

Frequently Asked Questions

Do I need flood insurance in Garland Texas?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, an agent can help you assess your risk.

What does a flood insurance agent do in Garland?

An agent helps you compare NFIP and private flood policies, explains coverage limits and deductibles, and ensures your policy meets Texas lender requirements. They also assist with claims and policy renewals.

How long does it take to get flood insurance in Texas?

NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. An agent can advise on timing for new purchases or renewals.

Flood Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.