The top-rated flood insurance agent in Grapevine, Texas is Bill Brandes: Allstate Insurance, rated 4.9 stars across 525 reviews. Other highly rated options include Lauren Stone - State Farm Insurance Agent, Jacobs Insurance Solutions, Insurance Solutions USA. This directory lists 18 flood insurance agents serving Grapevine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bill Brandes: Allstate Insurance | 1340 S Main St Ste 200 | (817) 481-2579 |
| 2 | Lauren Stone - State Farm Insurance Agent | 2200 W State Hwy 114 #100 | (817) 421-6760 |
| 3 | Jacobs Insurance Solutions | 1000 Texan Trail Suite 105 | (817) 485-8989 |
| 4 | Insurance Solutions USA | 312 Northwest Hwy | (817) 756-1442 |
| 5 | Neighbor's Choice Insurance Agency, Inc. | 431 E Northwest Hwy | (817) 421-8866 |
| 6 | TGS Insurance Agency | 1701 W Northwest Hwy Suite 100 | (855) 771-4506 |
| 7 | HI Agency - Grapevine | 129 S Main St #260 | (972) 665-1930 |
| 8 | Burns Insurance Group, LLC | 621 N Main St #427 | (817) 778-0510 |
| 9 | Farmers Insurance - Jose Rodriguez | 203 E Northwest Hwy | (817) 739-1210 |
| 10 | Jeffrey R. Mewhirter Insurance Agency Inc | 611 S Main St #400 | (817) 410-4690 |
Bill Brandes: Allstate Insurance serves the Grapevine, Texas, area and the surrounding Dallas-Fort Worth metro as a flood insurance agent. It provides policies designed to protect residential and commercial properties from water damage caused by rising waters. The agency assists clients with understanding National Flood Insurance Program requirements and filing claims after a storm. Specific services it handles here include evaluating flood zone risks and securing coverage for homes in high-risk areas near Lake Grapevine.
Lauren Stone - State Farm Insurance Agent provides comprehensive flood insurance coverage and policy management services for properties in the Grapevine, TX area. The agency offers guidance on policy options to protect against flood damage and assists clients with filing claims when needed. Regular policy reviews and updates are available to ensure adequate protection as property values or risk factors change. They service single-family homes, apartments, retail establishments, and restaurants.
Jacobs Insurance Solutions serves homeowners, businesses, and property managers in Grapevine, Texas, by advising on flood policies tailored to local flood zone risks. The agency guides clients through coverage options that protect structures and contents from water damage. Understanding the complexities of flood insurance requirements, the company works to help clients secure appropriate protection for their properties. It also assists clients in the nearby community of Southlake and other parts of the Dallas-Fort Worth metro area.
Insurance Solutions USA serves Grapevine, Texas, and the surrounding Dallas-Fort Worth metroplex communities, handling flood insurance needs for properties near local waterways and lakes. The city’s flood zones require careful attention to federal requirements and policy nuances. The agency manages applications and claims assistance to protect homes and businesses from water damage. It assesses each client’s specific flood risk and property location to recommend appropriate coverage levels for their situation.
For residential and commercial properties, clients can choose between a one-time policy for a specific property or a recurring annual policy tied to an ongoing flood risk assessment. Neighbor's Choice Insurance Agency, Inc., based in Grapevine, TX, assists property owners in evaluating their flood zone exposure and securing appropriate coverage. Handling claims and policy adjustments for both standard and excess flood insurance solutions forms the core of its daily work. Service runs on an as-needed basis, typically triggered by mortgage requirements or updated flood maps.
TGS Insurance Agency serves property owners in Grapevine, Texas, and the surrounding communities throughout the Dallas-Fort Worth metroplex. As a flood insurance agent, the company handles the placement of National Flood Insurance Program policies and private flood coverage for both residential and commercial properties. Each client’s exposure to flood risk in local flood zones is assessed, and appropriate coverage limits are matched to the property’s specific elevation and history. The agent gathers precise documentation to submit to underwriters, then reviews policy terms with the property owner to confirm adequate protection.
HI Agency - Grapevine specializes as a flood insurance agent, offering services that include policy assessment, coverage selection, and claims guidance for residential and commercial properties in Grapevine, Texas. It works with property owners to understand National Flood Insurance Program requirements and manage risk exposure from local waterways. Its general service work involves assisting clients in securing appropriate coverage before seasonal heavy rains, spring thaw, or potential tropical storm impacts that can affect the area.
When spring rains in North Texas increase the risk of flash flooding, homeowners in Grapevine often seek reliable guidance to protect their properties. Burns Insurance Group, LLC assists these clients in understanding available flood insurance options tailored to local floodplain maps. With policies typically issued through the National Flood Insurance Program, the agency helps clarify coverage specifics for residences and businesses facing potential water damage. To begin the process, the company schedules an initial assessment of the property to identify elevation zones and recommend appropriate coverage limits.
Farmers Insurance - Jose Rodriguez provides flood insurance guidance to property owners in Grapevine, Texas. The agency assists residential and commercial clients in obtaining coverage that protects against water damage from storms and rising waters. This specialty addresses gaps in standard homeowners policies, which typically exclude flood losses. Beyond personal residences, the office serves local businesses, including offices, warehouses, and food service establishments, tailoring coverage to each property’s specific risks.
Jeffrey R. Mewhirter Insurance Agency Inc serves homeowners in Grapevine, Texas, by offering flood insurance policies to protect residential properties from water damage. The agency also provides commercial flood coverage for local businesses facing similar risks. Their service area encompasses Grapevine and the surrounding region where flooding is a concern. Policyholders can contact the agency to adjust coverage as property needs evolve. The agency stays in touch to help clients manage renewal paperwork between regular visits.
What Does a a Flood Insurance Agent in Grapevine Cost?
The cost of flood insurance in Texas varies by property location elevation and coverage amount. NFIP rates for a single-family home typically range from 700 to 2,000 per year in moderate-risk areas and can exceed 4,000 in high-risk zones. Private flood insurance may offer lower rates or higher coverage limits. This is general information and not insurance advice.
About flood insurance agents in Grapevine
Flood insurance agents in Grapevine Texas help property owners secure coverage through the National Flood Insurance Program and private insurers. Grapevine is located near Lake Grapevine and has areas in flood zones that require flood insurance for mortgage compliance. Texas law does not mandate flood insurance for all properties but lenders often require it for homes in high-risk areas.
Frequently Asked Questions
Do I need flood insurance in Grapevine Texas?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage your lender will require flood insurance. Even outside high-risk zones flooding can occur so many residents choose to purchase a policy.
What does a flood insurance agent in Grapevine do?
A flood insurance agent helps you assess your flood risk compare NFIP and private policy options and complete the application. They can also explain coverage limits deductibles and the 30-day waiting period for NFIP policies.
How long does it take to get flood insurance in Texas?
NFIP policies have a standard 30-day waiting period before coverage begins. Exceptions apply if you are closing on a home or if the policy is required by a lender. Private insurers may offer shorter waiting times.
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