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Compare Flood Insurance Agents in Houston, TX

Looking for a flood insurance agent in Houston? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Houston, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 20 flood insurance agents in Houston, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Texan Insurance
6161 Savoy Dr #960, Houston, TX 77036
(281) 998-2500 texaninsurance.com
Priority Insurance
2610 S Texas 6 #1, Houston, TX 77082
(281) 988-5660 bestpriority.com
TGS Insurance Agency
11740 Katy Fwy suite 1000, Houston, TX 77079
(713) 395-4438 tgsinsurance.com
Cash & Forbes Insurance Group
13501 Katy Fwy Ste 1875, Houston, TX 77079
(281) 712-7072 cfigtx.com
The Vanguard Insurance Agency
1225 N Loop W suite 322, Houston, TX 77008
(281) 453-8770 vanguardagencyllc.com
Memorial Insurance Agency
13501 Katy Fwy Ste 1875, Houston, TX 77079
(713) 461-8272 memorial-insurance.com
Whittington Insurance Agency
18333 Egret Bay Blvd Suite 422, Houston, TX 77058
(281) 332-0055 homeautotexas.com
Dean & Draper Insurance Agency, LP
3131 W Alabama St Ste 150, Houston, TX 77098
(713) 527-0444 deandraper.com
Modern Risk Management, LLC
11757 Katy Fwy Suite 1300, Houston, TX 77079
(281) 400-1205 modernriskins.com
Douglas B Johnson Insurance Agency
2190 N Loop W Fwy #400, Houston, TX 77018
(713) 956-7200 dbjins.com
Linda Meyer Insurance Brokerage
5718 Westheimer Rd Suite 1000, Houston, TX 77057
(800) 961-4293 lindameyerinsurancebrokerage.com
Avalon Insurance Agency
9660 Hillcroft St Ste 235, Houston, TX 77096
(713) 283-5202 avalonins.com
AAIGOT Insurance Agency
6633 Hillcroft Ave Suite 101, Houston, TX 77081
(713) 270-9373 aaigotinsurance.com
Rafail Insurance Agency
3311 Richmond Ave #350, Houston, TX 77098
(713) 429-1790 rafailinsurance.com
Kingspoint Insurance Agency
11200 Richmond Ave #350, Houston, TX 77082
(713) 850-1660 kingspointinsurance.com
Houston National Ins Of America
6776 Southwest Fwy #444, Houston, TX 77074
(713) 266-6363 houstonnationalinsurance.com
Texas Direct Insurance Agency, LP
12651 Briar Forest Dr Unit 130, Houston, TX 77077
(281) 558-6000
Altivo Insurance | Houston Insurance Agency
725 Yale St, Houston, TX 77007
(713) 324-9020 altivoinsurance.com
Insurance Over Texas Agency, LLC
430 S Texas 6 # 102, Houston, TX 77079
(281) 752-6704 insuranceovertexas.com
Spears Insurance Group
957 E NASA Pkwy, Houston, TX 77058
(281) 909-7064 spearsinsgrp.com

What Does a Flood Insurance Agent in Houston Cost?

Flood insurance costs in Texas vary by property location elevation and coverage amount. NFIP policies average around 700 to 1,200 dollars per year for standard homes. Private flood insurance may cost 400 to 2,000 dollars annually depending on risk factors. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Houston Texas?
If your property is in a FEMA-designated Special Flood Hazard Area your lender will require flood insurance. Even outside high-risk zones flooding is common in Houston so coverage is recommended. Texas law does not mandate flood insurance but mortgage lenders often do.
What does a flood insurance agent do in Houston?
A flood insurance agent helps you assess your flood risk and choose between NFIP and private policies. They explain coverage limits deductibles and exclusions. Agents also assist with filing claims and understanding Texas flood disclosure rules.