The top-rated flood insurance agent in Hurst, Texas is Shaw Insurance Agency, rated 5.0 stars across 333 reviews. Other highly rated options include Shalyn Clark - State Farm Insurance Agent, JM Elite Insurance Service, Century Insurance Agency, Inc. This directory lists 15 flood insurance agents serving Hurst.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shaw Insurance Agency | 947 W Glade Rd | (817) 479-7601 |
| 2 | Shalyn Clark - State Farm Insurance Agent | 2000 Precinct Line Rd Ste 100 | (817) 788-1999 |
| 3 | JM Elite Insurance Service | 669 Airport Fwy STE 303 | (817) 677-8205 |
| 4 | Century Insurance Agency, Inc | 995 W Glade Rd | (817) 318-8900 |
| 5 | Tommy Stamps Insurance | 1816 Harwood Ct | (817) 479-8401 |
| 6 | RAM Insurance Services, LLC | 235 NE Loop 820 Suite 307 | (817) 523-0056 |
| 7 | J.C. Fleming - State Farm Insurance Agent | 1222 W Hurst Blvd STE 500 | (817) 591-1019 |
| 8 | Farmers Insurance - Greg Hardman | 951 W Pipeline Rd Ste 309 | (817) 282-1551 |
| 9 | Akoya Insurance Services, LLC | 1500 Norwood Dr #300 | (817) 769-6546 |
| 10 | Kurt Steigerwald: Allstate Insurance | 601 W Harwood Rd | (817) 282-8828 |
Shaw Insurance Agency serves the Hurst, Texas, area and the broader Tarrant County region as a dedicated flood insurance agent. This agency helps property owners secure policies that protect homes and businesses from flood damage, a critical need given the area's susceptibility to heavy rainfall and flash flooding. Clients rely on this agency to navigate the complexities of both National Flood Insurance Program policies and private market flood coverage options. The company specifically handles flood insurance policy quotes and claims assistance for local residential and commercial properties.
Shalyn Clark - State Farm Insurance Agent provides flood insurance services for properties in Hurst, Texas, helping clients navigate the specific coverage needs required for flood-prone areas. The agency’s service approach includes reviewing existing policies to identify gaps, assisting with applications for federal flood programs, and providing guidance on maintaining adequate protection through policy updates. It services a range of property types throughout the area, including single-family homes, apartments, retail locations, and restaurants.
JM Elite Insurance Service works with homeowners, businesses, and property managers in Hurst, Texas, to secure flood insurance policies that protect against water damage from storms and rising water tables. The agency helps clients navigate National Flood Insurance Program requirements and private market options to find appropriate coverage for their structures and contents. Its service area also extends into the nearby city of Bedford and surrounding portions of the Dallas-Fort Worth metroplex.
Century Insurance Agency, Inc assists homeowners, businesses, and property managers in Hurst, Texas with securing flood insurance coverage tailored to their specific property needs. They guide clients through evaluating risks from seasonal storms and flash flooding prevalent in the region, helping to locate appropriate policies that meet local lender or lease requirements. Century Insurance Agency, Inc also provides coverage support to nearby property owners in the surrounding parts of the Mid-Cities area within Tarrant County.
Serving Hurst, Texas, and the neighboring communities of Euless, Bedford, and North Richland Hills, Tommy Stamps Insurance handles flood insurance policies for homeowners, renters, and commercial property owners. The agency helps clients in high-risk flood zones understand their coverage options under the National Flood Insurance Program. When evaluating a typical home or business property, the agent carefully assesses the structure’s specific flood exposure and the client’s existing coverage gaps to recommend a policy that meets the property’s unique needs.
RAM Insurance Services, LLC in Hurst, TX understands that flood insurance can be a one-time purchase for homeowners buying a specific property or a recurring annual policy required by a lender. Their expertise focuses on helping clients secure proper coverage for flood damage, which standard home insurance typically excludes. Because flood risks can change over time and depending on location, they provide guidance in evaluating neighborhood flood zones. Service is available on a one-time, scheduled, or as-needed basis in Hurst, TX, depending on the homeowner’s policy renewal cycle.
J.C. Fleming, a flood insurance agent in Hurst, TX, specializes in assessing flood risk and securing National Flood Insurance Program policies for residential and commercial properties. It also provides general home and renters insurance coverage for local clients. Understanding that even properties outside high-risk flood zones can face water damage from heavy spring rains or flash flooding in creeks and drainage areas, the agency helps residents review their policies before the seasonal downpours begin.
With spring thunderstorms bringing flash flooding to Tarrant County, property owners in Hurst often need clear guidance on their coverage options. Farmers Insurance - Greg Hardman serves local homeowners and renters by explaining policy details for water damage that standard plans may exclude. The agent assists clients in comparing deductibles and limits to suit individual risks. Following a consultation about flood exposure and typical rising water patterns in the area, the next step generally involves a detailed property inspection to assess foundation grade and drainage conditions before finalizing any new quote.
Akoya Insurance Services, LLC provides flood insurance policies designed to protect properties from water damage caused by storms and rising waters. Located in Hurst, TX, the company specializes in securing coverage tailored to flood zone requirements for residential and commercial clients. It helps navigate federal and private insurance options to meet local regulatory needs. Akoya Insurance Services can serve office buildings, warehouses, and food service establishments, ensuring their assets and operations remain financially protected against flood risks.
Serving residential clients in Hurst, this flood insurance agent helps homeowners protect their primary dwelling against storm surge and rising water claims. Commercial coverage is also available for business properties seeking financial safeguards from flood damage. The agency serves Hurst and the surrounding communities in the Dallas-Fort Worth metroplex. Clients can follow up after any significant weather event to adjust policies if needed, then return for routine coverage reviews between regular visits to maintain adequate protection.
What Does a a Flood Insurance Agent in Hurst Cost?
Flood insurance premiums in Texas vary based on flood zone, elevation, building age, and coverage amount. In Hurst, an NFIP policy for a single-family home in a moderate-risk zone typically costs between 500 and 1,500 dollars per year. High-risk flood zone properties may pay 2,000 to 4,000 dollars or more annually. Private flood insurance can sometimes be cheaper or offer higher limits. This is general information and not insurance advice.
About flood insurance agents in Hurst
Flood insurance agents in Hurst, Texas help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Hurst is part of the Trinity River basin, and many homes in the city are in designated flood zones. Texas law requires flood insurance for properties with federally backed mortgages located in Special Flood Hazard Areas.
Frequently Asked Questions
Do I need flood insurance in Hurst Texas?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even if not required, many agents recommend it because Hurst can experience heavy rainfall and flash flooding.
How do I find a flood insurance agent in Hurst?
You can search the NFIP agent locator or contact local independent insurance agencies in Hurst. Agents must be licensed by the Texas Department of Insurance to sell flood policies.
What does a flood insurance policy cover in Texas?
NFIP policies cover direct physical damage to your building and contents from flood waters. Coverage limits are up to 250,000 dollars for the building and 100,000 dollars for contents. Private policies may offer higher limits.
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