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Find Flood Insurance Agents Near You in Katy, TX

Browse flood insurance agents serving Katy, Texas. Updated 2026-07-14.

The top-rated flood insurance agent in Katy, Texas is L.A. Insurance, rated 4.9 stars across 729 reviews. Other highly rated options include Dagley Insurance Agency, DLG Insurance Agency, Wiemers Insurance Group. This directory lists 22 flood insurance agents serving Katy.

Showing 22 flood insurance agents in Katy, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1L.A. Insurance227 S Mason Rd(281) 730-5252
2Dagley Insurance Agency23114 Seven Meadows Pkwy(281) 644-1000
3DLG Insurance Agency22503 Katy Fwy Suite 47(713) 262-5366
4Wiemers Insurance Group23227 Red River Dr(281) 344-2557
5First Choice Insurance Partners26717 Westheimer Pkwy Ste 201(832) 735-7831
6Baffano Brokers22503 Katy Fwy Suite 52(855) 609-1990
7Texas Ria Insurance Agency533 S Mason Rd(888) 512-0000
8TS Insurance1526 Katy Gap Rd #202(281) 396-4789
9Hardcastle Insurance Agency LLC5701 4th St #1001(832) 821-6410
10Home Insurance Solutions of Texas - Equity Insurance Group1324 Avenue D(281) 293-7744
LI
227 S Mason Rd
L.A. Insurance
Flood Insurance Agent · Katy, TX

L.A. Insurance serves homeowners and businesses in the Katy, Texas, area as a flood insurance agent. The community’s location near the Gulf Coast and frequent heavy rainfall make flood coverage essential for protecting property. Policies are arranged through the National Flood Insurance Program and private insurers to match different risk levels and budget needs. The agency helps clients understand flood zones, elevation certificates, and policy limits. Specific services offered include initial policy setup and assistance with renewal documentation.

DI
23114 Seven Meadows Pkwy
Dagley Insurance Agency
Flood Insurance Agent · Katy, TX

Dagley Insurance Agency provides a comprehensive range of flood insurance services in Katy, Texas, including policy consultations, risk assessments, and claims assistance. It offers straightforward service plans to help clients understand their coverage options and ensure their policies remain current with any changes in local flood zone regulations. These plans include regular policy reviews and reminders for renewal deadlines. The agency services a variety of property types, with particular experience in single-family homes, apartments, retail storefronts, and area restaurants.

DI
22503 Katy Fwy Suite 47
DLG Insurance Agency
Flood Insurance Agent · Katy, TX

DLG Insurance Agency serves homeowners, businesses, and property managers in Katy, Texas, by providing flood insurance coverage for properties in known flood zones. The agency guides clients through the process of assessing flood risk and selecting appropriate policies to protect structures and contents. It assists with understanding National Flood Insurance Program requirements and private market options available for this high-risk area. DLG Insurance Agency also serves clients in neighboring parts of the greater Houston metro, including areas near the Addicks Reservoir.

WI
23227 Red River Dr
Wiemers Insurance Group
Flood Insurance Agent · Katy, TX

Wiemers Insurance Group serves Katy, Texas, and the surrounding Houston-area communities, handling flood insurance policies for residential and commercial clients. The agent assesses a property’s flood zone designation and its specific risk of water damage from heavy rain or storm surge. Each policy is customized to provide adequate coverage for the structure and its contents under the National Flood Insurance Program guidelines. To handle a typical job, the agent thoroughly reviews the property’s elevation certificate and local flood maps before presenting clear coverage options.

FC
26717 Westheimer Pkwy Ste 201
First Choice Insurance Partners
Flood Insurance Agent · Katy, TX

First Choice Insurance Partners in Katy, TX assists property owners with flood insurance, explaining the fundamental difference between one-time policies for specific high-risk events and recurring annual coverage that ensures continuous protection against rising water damage. Their team helps clients understand available coverage options and navigate federal flood program requirements, emphasizing the importance of securing adequate limits to protect homes and belongings. These flood insurance agent services typically operate on an annual scheduled basis, aligning with the National Flood Insurance Program renewal cycle.

BB
22503 Katy Fwy Suite 52
Baffano Brokers
Flood Insurance Agent · Katy, TX

Baffano Brokers specializes in advising clients on National Flood Insurance Program policies and private market alternatives, serving residential and commercial property owners in Katy, Texas. The agency guides customers through coverage selection and the required elevation certificate process to address local flood zone risks. It helps property owners manage the specific concerns that arise during hurricane season and after heavy rain events when flash flooding is most likely.

TR
533 S Mason Rd
Texas Ria Insurance Agency
Flood Insurance Agent · Katy, TX

Spring storms and sudden downpours often flood low-lying neighborhoods in Katy, TX, leaving property owners facing significant damage. Texas Ria Insurance Agency operates in this region as a flood insurance agent, addressing these recurring needs by guiding homeowners and businesses through the process of securing appropriate coverage. They specialize in matching local properties with suitable policies while explaining the typical waiting periods and program requirements. A new client can begin by scheduling a property inspection to assess flood risk and determine the correct coverage options.

TI
1526 Katy Gap Rd #202
TS Insurance
Flood Insurance Agent · Katy, TX

TS Insurance provides services as a flood insurance agent in Katy, TX. The company assists property owners with navigating flood insurance policies. In the Katy area, such coverage is particularly relevant due to the region’s susceptibility to heavy rainfall and flooding events related to the Gulf Coast climate. The firm can address standard residential needs as well as more complex property arrangements. Commercial sectors it can serve include offices, warehouses, and food service establishments.

HI
5701 4th St #1001
Hardcastle Insurance Agency LLC
Flood Insurance Agent · Katy, TX

Hardcastle Insurance Agency LLC in Katy, TX is known for providing flood insurance policies to local homeowners and businesses. The agency assists clients in evaluating their flood risk exposure, often required in this flood-prone region. It helps residents secure federal or private coverage to protect properties against water damage from storms and rising waterways. The agency can also review existing policies for adequate flood coverage limits.

HI
1324 Avenue D
Home Insurance Solutions of Texas - Equity Insurance Group
Flood Insurance Agent · Katy, TX

Home Insurance Solutions of Texas - Equity Insurance Group in Katy, TX offers residential flood insurance coverage to protect local homes from storm surge and rising water. They also provide commercial flood policies for businesses in the area seeking protection against weather-related water damage. Their service extends throughout the Katy region, helping property owners secure federal and private flood plans. Following an initial policy setup, clients frequently return for annual policy reviews or claims guidance between routine inspection visits.

BI
25807 Westheimer Pkwy
Brightway Insurance, The Hebert Agency
Flood Insurance Agent · Katy, TX
(832) 810-0303
brightwayhebert.com
II
21356 Provincial Blvd
Inszone Insurance Services
Flood Insurance Agent · Katy, TX
(281) 578-0523
HI
411 Park Grove Dr Ste 420
Henry Integra Insurance Services
Flood Insurance Agent · Katy, TX
(281) 944-9147
henryintegra.com
GH
5503 4th St
G & H Financial Insurance Services, Inc.
Flood Insurance Agent · Katy, TX
(281) 395-5497
ghfins.com
TM
23410 Grand Reserve Dr
Tom Mann Insurance Agency
Flood Insurance Agent · Katy, TX
(281) 693-2501
mann-insurance.com
CI
21430 Provincial Blvd
Commercial Insurance Services of Texas
Flood Insurance Agent · Katy, TX
(713) 224-5500
insuranceagencytexas.com/location/katy
DA
1260 Pin Oak Rd #200
The DeNeve Agency
Flood Insurance Agent · Katy, TX
(832) 242-4200
thedeneveagency.com/contact-us
KI
1207 Avenue D
Katy Insurance Agency
Flood Insurance Agent · Katy, TX
(281) 391-2109
katyinsurance.com
GI
28111 S Firethorne Rd Unit 504
Goosehead Insurance - Rick Swantner
Flood Insurance Agent · Katy, TX
(346) 340-7880
goosehead.com/agents/tx/katy/rick-swantner
IT
24285 Katy Fwy Suite 300
Insure Texas LLC
Flood Insurance Agent · Katy, TX
(832) 810-1409
insuretexasagency.com
RI
5345 Hwy Blvd Suite A
Reliable Insurance Managers
Flood Insurance Agent · Katy, TX
GS
24044 Cinco Village Center Blvd #100
Gold Stag Insurance Agency, LLC
Flood Insurance Agent · Katy, TX
(713) 730-2722
goldstaginsurance.com

What Does a a Flood Insurance Agent in Katy Cost?

The cost of flood insurance in Katy Texas varies by property. An NFIP policy typically ranges from about $700 to $2,500 per year for a standard home. Private flood insurance can cost between $500 and $4,000 per year depending on the risk level and coverage amount. Factors like elevation, flood zone, and building age affect the premium. This is general information and not insurance advice.

About flood insurance agents in Katy

Finding a flood insurance agent in Katy Texas is important because the area is prone to heavy rainfall and flooding. Texas law requires all mortgage lenders to mandate flood insurance for homes in high-risk flood zones. An agent can help you compare National Flood Insurance Program (NFIP) policies with private flood insurance options to meet your specific needs.

Frequently Asked Questions

Do I need flood insurance in Katy Texas?

If your home is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur from heavy rain or drainage issues. Many Katy homeowners choose to buy a policy for peace of mind.

What does a flood insurance policy cover in Texas?

A standard NFIP policy covers structural damage to your home and your personal belongings up to policy limits. It does not cover items in basements or outdoor property like landscaping. Private flood insurance may offer broader coverage and higher limits than the NFIP.

How do I choose a flood insurance agent in Katy?

Look for an agent who is licensed in Texas and experienced with both NFIP and private flood policies. Ask about their knowledge of local flood zones and the 30-day waiting period for most NFIP policies. A good agent will explain your options clearly without pressure.

Flood Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.