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Directory of flood insurance agents in Katy, Texas. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Katy, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 20 flood insurance agents in Katy, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
L.A. Insurance
227 S Mason Rd, Katy, TX 77450
(281) 730-5252
lainsurance.com
Dagley Insurance Agency
23114 Seven Meadows Pkwy, Katy, TX 77494
(281) 644-1000
dagleyins.com
DLG Insurance Agency
22503 Katy Fwy Suite 47, Katy, TX 77450
(713) 262-5366
gilbertdlg.com
Wiemers Insurance Group
23227 Red River Dr, Katy, TX 77494
(281) 344-2557
wiemersinsurance.com
First Choice Insurance Partners
26717 Westheimer Pkwy Ste 201, Katy, TX 77494
(832) 735-7831
firstchoiceinsurancepartners.com
Baffano Brokers
22503 Katy Fwy Suite 52, Katy, TX 77450
(855) 609-1990
baffanobrokers.com
Texas Ria Insurance Agency
533 S Mason Rd, Katy, TX 77450
(888) 512-0000
texasria.com
TS Insurance
1526 Katy Gap Rd #202, Katy, TX 77494
(281) 396-4789
tsinsurancetx.com
Home Insurance Solutions of Texas - Equity Insurance Group
1324 Avenue D, Katy, TX 77493
(281) 293-7744
equityinsgroup.com
Hardcastle Insurance Agency LLC
5701 4th St #1001, Katy, TX 77493
(832) 821-6410
hardcastleinsurance.com
Brightway Insurance, The Hebert Agency
25807 Westheimer Pkwy, Katy, TX 77494
(832) 810-0303
brightwayhebert.com
Inszone Insurance Services
21356 Provincial Blvd, Katy, TX 77450
(281) 578-0523
Henry Integra Insurance Services
411 Park Grove Dr Ste 420, Katy, TX 77450
(281) 944-9147
henryintegra.com
G & H Financial Insurance Services, Inc.
5503 4th St, Katy, TX 77493
(281) 395-5497
ghfins.com
Tom Mann Insurance Agency
23410 Grand Reserve Dr, Katy, TX 77494
(281) 693-2501
mann-insurance.com
Commercial Insurance Services of Texas
21430 Provincial Blvd, Katy, TX 77450
(713) 224-5500
insuranceagencytexas.com
Goosehead Insurance - Rick Swantner
28111 S Firethorne Rd Unit 504, Katy, TX 77494
(346) 340-7880
goosehead.com
Katy Insurance Agency
1207 Avenue D, Katy, TX 77493
(281) 391-2109
katyinsurance.com
The DeNeve Agency
1260 Pin Oak Rd #200, Katy, TX 77494
(832) 242-4200
thedeneveagency.com
Insure Texas LLC
24285 Katy Fwy Suite 300, Katy, TX 77494
(832) 810-1409
insuretexasagency.com
Finding a flood insurance agent in Katy Texas is important because the area is prone to heavy rainfall and flooding. Texas law requires all mortgage lenders to mandate flood insurance for homes in high-risk flood zones. An agent can help you compare National Flood Insurance Program (NFIP) policies with private flood insurance options to meet your specific needs.
What Does a Flood Insurance Agent in Katy Cost?
The cost of flood insurance in Katy Texas varies by property. An NFIP policy typically ranges from about $700 to $2,500 per year for a standard home. Private flood insurance can cost between $500 and $4,000 per year depending on the risk level and coverage amount. Factors like elevation, flood zone, and building age affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Katy Texas?
If your home is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur from heavy rain or drainage issues. Many Katy homeowners choose to buy a policy for peace of mind.
What does a flood insurance policy cover in Texas?
A standard NFIP policy covers structural damage to your home and your personal belongings up to policy limits. It does not cover items in basements or outdoor property like landscaping. Private flood insurance may offer broader coverage and higher limits than the NFIP.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.