The top-rated flood insurance agent in Killeen, Texas is Kalynn Tindall - State Farm Insurance Agent, rated 4.9 stars across 503 reviews. Other highly rated options include Freeway Insurance, Alan Cox - State Farm Insurance Agent, Joaquin Carrasquillo - State Farm Insurance Agent. This directory lists 21 flood insurance agents serving Killeen.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kalynn Tindall - State Farm Insurance Agent | 2102 S W S Young Dr F | (254) 634-3590 |
| 2 | Freeway Insurance | 2501 S W S Young Dr Ste 103 | (254) 859-4015 |
| 3 | Alan Cox - State Farm Insurance Agent | 1201 E Central Texas Expy | (254) 699-2277 |
| 4 | Joaquin Carrasquillo - State Farm Insurance Agent | 4700 W Elms Rd | (254) 245-9779 |
| 5 | Contigo Insurance Agency | 905 N 2nd St | (254) 526-4040 |
| 6 | All Star Auto Insurance | 3603 E Veterans Memorial Blvd | (254) 690-9400 |
| 7 | Amtex Insurance | 1407 S Fort Hood St | (254) 499-6991 |
| 8 | ALPA Insurance | 420 W Veterans Memorial Blvd | (254) 818-0100 |
| 9 | Kimberley Curb: Allstate Insurance | 501 W Elms Rd Ste 2 | (254) 526-0426 |
| 10 | Doug Tracey: Allstate Insurance | 2100 E Stn Schltr Loop G | (254) 628-7997 |
Kalynn Tindall - State Farm Insurance Agent serves the Killeen, Texas metro area as a local flood insurance agent. The company helps homeowners and renters secure coverage against potential water damage from rising waters or heavy rains. Flood insurance is a crucial consideration for properties in zones that may experience overflow from nearby streams or low-lying areas. This agency assists clients in navigating policies and understanding the specific protection available for their dwellings. The firm handles personal flood policies and related risk evaluations.
Freeway Insurance provides flood coverage options for property owners in the Killeen, Texas, area. As a Flood Insurance Agent, the company specializes in policies that address both structural damage and contents replacement for eligible buildings. It can help clients navigate coverage requirements imposed by local flood zone designations. The company serves commercial sectors such as offices, warehouses, and food service establishments that need tailored protection against water damage.
Alan Cox - State Farm Insurance Agent provides comprehensive flood insurance coverage tailored to the Killeen, Texas area. The agency helps clients understand flood zone risks and policy requirements, offering routine policy reviews and updates to ensure adequate protection as conditions change. Service plans include straightforward claims assistance and guidance through the National Flood Insurance Program regulations. The company serves a variety of local structures, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Killeen, TX, work with Joaquin Carrasquillo - State Farm Insurance Agent for flood insurance coverage. This agent helps clients understand the specific risks posed by flood events in Central Texas. Policies are offered to fill gaps often left by standard homeowners insurance. The agency also assists property owners seeking federal NFIP compliance. Its service area includes nearby communities such as Harker Heights and the greater Fort Hood region.
Contigo Insurance Agency in Killeen, Texas provides residential flood insurance service, protecting homes from water damage risks common to the area. Commercial coverage is also available for local business properties needing financial protection against flooding. The agency serves property owners throughout Killeen and the surrounding central Texas region, offering personalized guidance on appropriate policy limits. Claims assistance and policy updates are handled during regular business operations. Clients can reach the agent for follow-up adjustments to coverage between regular review visits.
All Star Auto Insurance serves the Killeen, Texas area and surrounding communities, handling flood insurance policies for local residents and property owners. It offers guidance on required coverage for properties in designated flood zones and assists with policy management. The agency typically evaluates each client's property location and insurance needs before presenting suitable coverage options through available national programs. It completes the required paperwork and explains policy terms to ensure the client understands their protection.
Amtex Insurance in Killeen, TX distinguishes between one-time flood policies for individual events and recurring annual coverage that renews automatically. Their typical approach protects residential and commercial properties against rising water from storms or overflowing bodies of water, usually through the National Flood Insurance Program. General coverage extends to structural damage, electrical systems, and certain basement contents. This insurance agent conducts consultations and policy management on an as-needed basis, responding to new applications, renewal dates, or unexpected shifts in local flood maps.
ALPA Insurance in Killeen, TX specializes in providing coverage tailored to properties in flood-prone zones and offers guidance on policy options through the National Flood Insurance Program. The agency assists local homeowners, renters, and business owners with assessing their risk exposure and obtaining appropriate protection for their structures and contents. It also helps clients navigate the complex claims process after a flood event. For those facing the annual spring storm season, ALPA Insurance can review existing policies to ensure adequate coverage before heavy rains arrive.
With the unpredictable weather patterns common to Central Texas, sudden heavy rains often threaten Killeen neighborhoods with flash flooding. Kimberley Curb: Allstate Insurance serves local homeowners by providing flood insurance policies that protect against water damage not covered by standard coverage. Their agency reviews property risk factors specific to the Killeen area and explains coverage options in clear, straightforward terms. New clients typically begin with a short property assessment to identify potential flood vulnerabilities and outline an appropriate policy.
Doug Tracey: Allstate Insurance in Killeen, TX works with property owners to secure flood coverage, protecting assets from water damage. This agency specializes in policies that address the specific flood risks common to central Texas, helping both residential and commercial clients understand their options. Policies can be tailored for various commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Flood Insurance Agent in Killeen Cost?
The cost of flood insurance in Texas typically ranges from 500 to 2,500 dollars per year for a standard NFIP policy. Rates depend on your propertys flood zone, elevation, and coverage amount. Private insurers may offer different pricing. This is general information and not insurance advice.
About flood insurance agents in Killeen
Flood insurance agents in Killeen Texas help homeowners and renters obtain coverage through the National Flood Insurance Program or private insurers. Texas law requires flood insurance for properties in high-risk flood zones if the owner has a federally backed mortgage. Local agents understand the specific flood risks in Bell County and can guide you through policy options.
Frequently Asked Questions
What does a flood insurance agent in Killeen do?
A flood insurance agent helps you assess your flood risk and choose a policy that meets your needs. They explain coverage limits, deductibles, and waiting periods. Agents also assist with filing claims after a flood event.
Is flood insurance required in Killeen Texas?
Flood insurance is required for properties in Special Flood Hazard Areas if the mortgage is from a federally regulated lender. Even outside these zones, many agents recommend coverage because Killeen can experience flash flooding.
How long does it take for a flood insurance policy to start in Texas?
Standard NFIP policies have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. Plan ahead to avoid gaps in coverage.
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